貸款債權人 的英文怎麼說

中文拼音 [dàikuǎnzhàiquánrén]
貸款債權人 英文
loan creditor
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 債 : 名詞（欠別人的錢） debt; loan
  • 權 : Ⅰ名詞1 [書面語] （秤錘） counterpoise; weight （of a steelyard）2 （權力） power; authority 3 （...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee

    樓花按揭作為一種擔保方式起源於英美法上的mortgage ，所以本文第一部分首先探討了mortgage在英美法上的含義：特定財產權利的轉移；在債務人不履行債務時，債權人可以確定地取得所有權；債務人享有通過履行債務而贖回擔保物的權利，同時債權人負有交還財產的義務。其次，就我國的樓花按揭實踐總結了其基本特徵：樓花按揭涉及兩個合同三方當事人；樓花按揭的標的是一種期待性利益；樓花按揭是通過轉讓物業權益而設定的一種擔保方式；預售樓花滅失的風險應有開發商承擔；樓花按揭的階段性；樓花按揭實現方式的特殊性。最後，分析了樓花按揭所牽涉的各個法律關系，認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系，按揭當事人只有購房人（按揭人）與銀行。
  2. A bank is a creditor when it issues a $30, 000 mortgage.

    當銀行發放一筆三萬美元的房屋抵押貸款時，它是債權人。
  3. At the same time, economic crisis, financial deficit and other factors such as burden of debts reduced greatly the governments " ability to invest and borrow money, private sources funds again were sought to cover up the capital shortage. on the other hand, some international consortia were looking for ways to invest for the purpose of maximum of profit. hence some international contracting companies and experienced developing countries began their trial to promote private ownership and operation of infrastucture projects, through the way of accession agreement with limited recourse

    然而進入80年代，現有的基礎設施已不能滿足經濟發展和人們生活的需要，而經濟危機、財政赤字、沉重債務負擔等因素使政府的投資能力和對外借債能力大為減弱，只能轉而尋求私營部門的資本來彌補資金的不足；同時國際上一些大財團因資本積累，急於加快資本周轉和增值，追求利潤最大化，一些國際承包公司和有經驗的發展中國家開始探索通過有限追索權貸款以特許方式促進私人擁有和經營基礎設施項目。
  4. In this case, the challenge is how to recover as fully and quickly as possible the ? 25 billion ( $ 49 billion ) or so that the bank of england has lent northern rock since its cash dried up last summer and get taxpayers off the hook for the guarantee the treasury has given the bank ' s creditors ( worth some ? 30 billion )

    現在的問題是如何才能最快的還清北巖銀行在去年夏天資金枯竭的時候向英格蘭銀行借入的約250億英鎊（ 490億美元）貸款；如何讓財政部對北巖銀行的債權方做出的保證不再繼續花納稅人的錢。
  5. In recent years, increasing amounts of bad credits, caused mainly by lack of social credit and the dislocated relationship between creditors and debtors, have posed a great threat to china ' s financial system

    摘要近些年來巨額銀行不良貸款使我國金融業面臨重大風險，產生這種風險的一個重要原因在於社會信用缺失，債權人和債務人關系的歷史錯位，從而導致了惡意逃債的債務人多如過江之卿。
  6. However, their views scattered in a variety of papers and magazines, and mostly eyes on a special aspect, lacking of a systematic study of the entire market. it ' s a systematic project to develop the bond market that need consider all kinds of problem during the process of development. so to study the bond market from extensive aspects means we need start from the basic theory to mechanism and find out the ways to solve the problem at last

    本章以企業、銀行、債券和股票投資者都是理性的「經濟人」 ，企業完全按照市場成本收益原則選擇融資方式，同時政府對企業融資方式選擇的干預是中性為假設前提，對企業在不同發展階段的融資偏好進行簡要論述，再詳細比較分析了企業在面臨債務融資與股權融資，債務融資中的企業債券融資和銀行貸款時的選擇。
  7. Syndicatea group of banks authorized to be involved as the creditor of part of loan transaction

    辛迪加被授權作為債權人參與部分貸款事務的銀行聯合組織。
  8. Money flowed from foreign creditors right into their own hands which enabled them to shift into real estate speculation or enter into merger or takeover deals

    資金遂從外國債權人那裡流入他們手中，使他們可以可將貸款變更為不動產、投機買賣或進入並購或接管企業的交易里。
  9. Personal pledge loan is referred to one kind of rmb loan business in which the client takes the undue deposit certificate or voucher - like national debt to gain loans from the bank, and duly repay the principal and interest of loans

    個人質押貸款是借款人以儲蓄存單、憑證式國債等權利憑證作質押，從銀行獲得貸款，到期歸還貸款本息的一種人民幣貸款業務。
  10. Commercial banks are the high - indebted firms, and most of the funds for loans are from the depositors. when crises arise, the banks do not have the right to request borrowers returning the borrowed funds before the expiration, but withdrawing deposits at any time is the depositors ’ right. so there can be no adequate preparation by banks to deal with bank embarrassment, commercial banks will burst - up in the short term

    商業銀行屬于高負債企業，而且用於貸款的資金大部分來源於存款人，當危機出現時，銀行沒有權利要求借款人在到期之前退還所借資金，但是存款人卻有權利在任何時間提取存款，這樣就有能造成銀行沒有足夠的準備用於應付擠兌，導致商業銀行在短期內破產。
  11. Considered the actual situation in china ' s stock exchanges, the author regards “ st ” ( special treatment ) as the sign of “ financial distress ” in this dissertation. by applying fisher ’ s multivariate discriminating analysis and logistic regressive analysis, the author creates two predictive models. the main conclusion of this dissertation are as follow : 1. the reasons of the corporation financial distress are due to the poor earnings, the lower net cash and the liquidity problem. 2. the financial ratio indexes of the listed corporation in china include the information of the forecasting financial distress

    隨著我國證券市場的日益規范化，根據在客觀、公允基礎上披露的上市公司的財務報告，通過選擇信息含量高的財務指標構建合理的預測模型，獲得對那些財務狀況出現嚴重惡化的上市公司的預警信號不僅是可行的，而且還能使債權人避免貸款的高風險，投資者避免或減少投資損失，公司經營者根據這些信號及早採取相應措施。
  12. Although security does not assure that the loan will repaid, it does reduce the risk, because the bank becomes a preferred creditor in the event of liquidation, and takes procedure over general creditors in the liquidation of any assets pledged to the bank as collateral

    雖然抵押並不保證貸款必將得到償還，但它能夠減少風險，這是因為對以擔保品形式抵押給銀行的任何資產，銀行可優先於一般的債權人得到清償，成為清償中的優先債權人。
  13. Trade creditors are likely to be interested in an enterprise over a shorter period than lenders unless they are dependent upon the continuation of the enterprise as a major customer

    商業債權人只要不依賴企業繼續作為其主要顧客，其對企業的關心在時間上就可能比貸款人要短。
  14. Along with our country business equities relation of gradually clear and the country business reform into deep, the horizon of the country enterprise indebtedness is more and more higher ; at the same time, the bad loan quantity that state - owned trade bank is concerned with is up in the scale. these subjects more and more suffer china people with the concern of the world people, and as well the obstruction of our country ' s reform of fineness in - depth as the baffling of our country economic development

    現在呈現出來的是些最困難的問題。隨著我國企業產權關系的逐步清晰，國企改革的深入，國企負債水平越來越高；同時，國有商業銀行的不良貸款的數量也在升高。這些問題越來越受到國人以至世界人民的關注，並且也成了阻礙我國經濟發展和我國改革深入的障礙。
  15. Since the mortgage is registered, it produces external effects : the mortgagor and the mortgagee ca n ' t manage the uncompleted building at their will, and especially emphasizing on the problem of re - selling the house that is still under construction by the mortgagor ; both the mortgagor and the mortgagee ' s creditors have no right to bring a coercive execution against the uncompleted building

    樓花按揭的公示決定了其對外的效力:按揭人、按揭權人都不得擅自處分被按揭權益，其中著重論述了炒樓花的問題;按揭雙方的債權人都無權對被按揭權益提起強制執行之訴。樓花按揭貸款實踐中，來自開發商的風險是確實存在的，實踐也證明了這一點。
  16. Subprime borrowers ? long shut out of home ownership ? now account for one in five new mortgages and 10 % of all mortgage debt, thanks to the expansion of mortgage - backed securities ( and derivatives based on them )

    由於抵押貸款證券化產品（以及基於此種產品的衍生產品）的增多，那些長時間無法得到房屋所有權的次優貸款借款人佔到新貸款人數的五分之一，所有貸款債務中的10 % 。
  17. Banks and other creditors must consider the financial strength of a business before permitting it to borrow funds

    銀行及其他債權人在允許企業貸款前，必須考察這家企業的財務實力；潛在的投資者需要利用財務信息對預期的投資進行比較。
  18. Depositors and creditors of the institution should contact delta asia credit limited by telephone at 2533 0873 in case they have any enquiries

    匯業信貸有限公司的存款人及債權人如有任何查詢，應聯絡該機構，電話號碼為。
  19. The prepayment option, like bond issuers ' options to call some bonds before they mature, saddles the lender with more risk

    抵押貸款的提前還款期權和債券發行人擁有的在債券到期前提前償債的期權一樣，也使貸款人承擔了更多風險。
  20. Although there is no real option pricing trading market all across the nation, the application of the theories will enjoy the bright future because many financial tools and businesses embody the idea of the option. the main applications include : the pricing of the company ' s financing tools, including stock, bond, convertible bond and so on ; the calculation of the proportion of liability to stock in case of changing the liability a company owes to a creditor into the stock share ; the evaluation of the value of a loan and analysis of the credit risk of loans in our country from the point of option ; and the evaluation of the effectiveness of executive stock. option and the improvement of the executive stock option

    盡管目前中國還沒有期權交易市場，但由於許多金融工具和金融業務中都包含了期權的思想，期權定價理論在我國仍有廣闊的應用前景，本文對此進行了探索。主要的應用內容有以下四方面：公司融資工具，既包括傳統融資工具股票、債券的定價，也包括新型融資工具可轉換債券和認股權證的定價；債轉股業務中比例的確定，用布萊克-斯科爾斯模型和二項分佈模型兩種方法計算；貸款業務定價，並從期權角度分析我國貸款的信用風險狀況、成因；經理人期權激勵，包括其原理、對其有效性的實證分析，並引進指數期權作為改進方法。
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