貸款數量控制 的英文怎麼說

中文拼音 [dàikuǎnshǔliángkòngzhì]
貸款數量控制 英文
quantitative credit control
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 數 : 數副詞（屢次） frequently; repeatedly
  • 量 : 量動1. （度量） measure 2. （估量） estimate; size up
  • 控 : 動詞1 （告發;控告） accuse; charge 2 （控制） control; dominate 3 （使容器口兒朝下 讓裏面的液體慢...
  • 制 : Ⅰ動詞1 （製造） make; manufacture 2 （擬訂; 規定） draw up; establish 3 （用強力約束; 限定; 管束...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 數量 : quantity; quantum; amount; magnitude; number
  • 控制 : control; dominate; regulate; govern; manage; check; cybernate; manipulate; encraty; rule; rein; c...
  1. The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate

    論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。
  2. China ' s economy grew at an official 9. 7 per cent in the first quarter of this year as ambitious local authorities went on an investment binge and banks continued to lend to a roaring property sector in spite of beijing ' s orders to rein in credit

    官方數據顯示，中國經濟今年第一季度仍以9 . 7 %的速度增長，盡管中國政府下令控制信貸，但雄心勃勃的地方政府大量投資，銀行繼續為高漲的房地產行業提供貸款。
  3. Quantitative credit control

    貸款數量控制
  4. Through analyzing the important indexes of the guarantee multiples, the duty ratios, the loan loss rate and so on, the paper finds out the relationship among them and decides the suitable control indexes

    3 、定量分析法。通過對擔保倍數、責任比例、貸款損失率等重要指標進行定量分析，找出它們之間的關系，確定合適的擔保控制指標。
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