貸款標準 的英文怎麼說

中文拼音 [dàikuǎnbiāozhǔn]
貸款標準 英文
lending criteria
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 標 : Ⅰ名詞1 [書面語] （樹梢） treetop; the tip of a tree2 （枝節或表面） symptom; outside appearance; ...
  • 準 : Ⅰ名詞1 （標準） standard; guideline; criterion; norm 2 （目標） aim; target Ⅱ動詞1 （依據; 依照）...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 標準 : （衡量事物的準則; 榜樣; 規范） standard; criterion; benchmark; pip; rule; ètalon （衡器）; merits
  1. Adopting the theoretical and case analyses measures, there were 5 parts in the article as follows : the 1st part was to introduce the definition and standard of the s & m enterprises and analyze the function of their roles playing in the economy. the 2nd part was mainly to introduce the debt financing of the s & m enterprises and analyze the status in quo of their loan - applying by cases. the 3rd part was to analyze the reasons why the information dissymmetry leads the banks " credit admeasure for the s & m enterprises

    全文採用理論分析和案例分析相結合的方法，文章共分為五個部分：第一部分是在介紹中小企業的定義及標準的基礎上，分析中小企業在經濟中的作用；第二部分主要介紹中小企業的債務融資，並對我國中小企業貸款的現狀進行了較為詳細的實證分析；第三部分著重分析信息不對稱引發銀行對中小企業實行信貸配給的產生機理；第四部分提出緩解我國中小企業貸款難的一些對策和建議；最後是結論。
  2. ( 2 ) computing the weights of the indexes : in this part, the writer combines the delphi method with the ahp ( analytic hierarchy process ) method to work out the weight of each index. then the writer transforms the weights into centesimal weight scores and gives the scoring standard

    在這部分中，本文把delphi法（德爾菲法）和ahp法（層次分析法）相結合，計算出指標體系中各指標的權重，並把權重轉換成為百分制的權數和制定了相應的計分標準，得出了國家助學貸款信用評分表。
  3. So, the " divisible by 9 " rule - now very much an interesting " trademark " of the pboc since it applies the rule to other policy rates, including the central bank lending rate, the rediscount rate and the rates on required and excess reserves continues to be a tradition of the financial system of the mainland

    被9整除的做法已成為人行的標記，並廣泛應用於其他政策利率，包括央行貸款利率再貼現利率法定存款準備金利率及超額準備金利率。這已成為內地金融體制的一個特色，要了解內地金融情況的朋友便要留意了。
  4. Melody hobson, a financial news analyst for abc news says that could lead to further _ _ 4 _ _ in the housing market

    麥樂迪?霍伯森是abc新聞的財經新聞分析員，他認為更嚴格的貸款標準將會使房地產市場萎縮的更快。
  5. We attach special significance to as many cis countries participating in the work on humanitarian problems as possible and would welcome joining the agreements on the council and fund by all the commonwealth partners. active cooperation with the cis member states in these bodies and joint work on their timely and complete material - technical, financial and organizational support will serve to strengthen the commonwealth and deepen further the existing comprehensive interaction among our countries and peoples. as before, cooperation is actively evolving with our cis partners in combating terrorism and other manifestations of extremism, crime, illegal migration and illicit drug trafficking or to be more precise - narco - aggression

    雙方高度評價近年來兩國經貿合作的積極勢頭，並指出，應擴大貿易規模，通過提高高新技術、機械製造、電子產品和其他高附加值商品在貿易中的份額來改善貿易商品結構，使之平衡發展；為兩國商品、服務和投資進入對方市場創造有利條件，加強包括建立合資企業、生產性合作和轉讓技術等形式的經濟技術與投資合作；完善貿易服務體系，包括加強在銀行結算、貸款擔保、保險領域的合作，加強兩國在經貿領域的法律和行政管理等工作，使貿易制度符合國際標準；加強兩國邊境和地方間合作以及中小企業之間的聯系。
  6. Mr chiba, a china expert, said there were sound reasons for tailing off soft loans to beijing, even though it was still far from reaching a gross domestic product per capita of $ 5, 000, the normal cut - off point for soft loan recipients

    中國問題專家千葉先生表示，逐步終止對華軟貸款存在很好的理由，盡管中國的人均國內生產總值還遠未達到5000美元，即判定軟貸款接受資格的通常標準。
  7. China vanke, known for sound management - - by chinese corporate standards - - has been able to use its financial strength to push ahead with development plans, while local competitors have grappled with tighter bank lending

    以中國企業的標準來衡量，萬科的管理是相當不錯的，該公司一直能夠憑借自身的財務實力來推動房地產建設項目的進行，不像中國其他房地產公司那樣一味依靠銀行貸款。
  8. In addition, the interest rate payable on the loan, default interest rate and other late charges etc. for which the guarantor may become liable are clearly set out in the schedule to the model guarantee form for his ease of reference

    此外，標準擔保書附件亦清楚列明擔保人可能須負責償還的就貸款應支付的利率違約利率及其他過期費用等，方便擔保人參考。
  9. Regulations for external controls and incentives related to sme start ups and their incubation centers include the following : pointers for financial assistance for the establishment of public and private incubation centers, the table of amendments on government assistance allocation standards for incubation centers, procedures for loans that promote industry research development, pointers for the selection of excellent incubation center managers, statutes for promoting industrial upgrading, rules of law for the promotion of private participation in infrastructure projects, and the establishment and management of agricultural and science - based parks act, etc

    在中小企業創業與創新育成中心外部管制及獎勵法規有：補助公民營機構設立育成中心要點育成中心計畫政府補助編列標準修訂說明表促進產業研究發展貸款辦法績優育成中心經理人選拔表揚要點促進產業升級條例促進民間參與公共建設法施行細則農業科技園區設置管理條例等。
  10. The steering committee considers that an " all monies " guarantee under which the guarantor s liability could be increased only with his express consent will strike a reasonable balance between ensuring that the guarantor is made fully aware of the obligations that he she is assuming under the model guarantee form, whilst at the same time preserving the efficacy of banking operations

    若按揭貸款人希望增加擔保人在標準擔保書下的責任，則必須徵得擔保人的明示同意。統籌委員會認為以上的安排應能在確保擔保人完全明白其在標準擔保書下所承擔的責任，以及同時維持銀行運作效率兩者間取得平衡。
  11. Moreover, lenders have tightened underwriting standards across the board for both prime and subprime mortgages, making it harder for borrowers to refinance loans

    不僅如此，貸款行嚴格了包括優先、次級抵押貸款債券的現行標準，使得借款人再融資更加困難。
  12. In insurance business practice, the building insurance clause in mortgage insurance usually applies the real estate value to amount insured, wheras raplacement approach is applied to the indemnity, which causes overinsurance ? the amount insured is greater than insurance value. the excess amount is perfectly equal to the land value or a portion of land value, which prejudices the interest of the insured

    在保險實踐中，住房抵押貸款保險的房屋保險條款通常以不動產價值作為保險金額，而在保險補償時適用重置價值標準，導致保險金額總是大於保險價值的超額保險情況，超出的金額就是土地的價值或者土地價值的一個比例，這對被保險人是不利的。
  13. And these mounting delinquencies, in turn, have prompted banks to tighten lending standards, keeping people who have maxed out their cards from finding new sources of credit

    而越來越高的拖欠率又反過來促使銀行提高了借款標準，令已經刷爆了信用卡的人無法找到新的信貸來源。
  14. Lending standards were relaxed and deposits were no longer required

    貸款標準放寬，不再提供保證金服務。
  15. The state - owned banks are then supposed to ration the permitted amount of credit to loan seekers according to some prescribed criteria ( fernando, 1995 )

    然後，國有銀行需要根據既定標準分配獲得許可的信貸金額給借款人（ fernando ， 1995 ） 。
  16. On the second issue of a credit crunch, there is little evidence that banks are tightening their lending standards

    至於第二種對于信貸緊縮的擔憂，幾乎沒有證據表明銀行在收緊貸款標準。
  17. Even though commercial and residential property donot necessarily move together, the same factors associated with the americanhousing market ? tighter lending standards and slower economic growth ? should hurtbusiness demand for office and retail space as well

    也許商業和居住地產並不必然一致，不過當貸款標準升高且經濟發展變緩時，商業辦公和零售空間的用地需求同樣會受到影響，這和美國房地產市場上發生的事情別無二致。
  18. Maintain strong underwriting standards

    堅持嚴格的貸款標準
  19. The extreme was reached with so - called ninja loans ( borrowers needed no income, job or assets )

    一種所謂的ninja貸款使貸款標準放寬到了極點（貸款者無需擁有資金，工作，或收入） 。
  20. The letter also reminds ais to continue to adhere to normal prudent lending criteria, including those relating to the debt service ratio

    此外，該信件提醒認可機構須一如以往，繼續遵守審慎的貸款標準，其中包括供款相對入息的比率方面的準則。
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