貸款資本 的英文怎麼說
中文拼音 [dàikuǎnzīběn]
貸款資本
英文
loan capital- 貸 : loan
- 款 : Ⅰ形容詞1 (誠懇) sincere 2 [書面語] (緩; 慢) leisurely; slow Ⅱ動詞1 (招待; 款待) receive wit...
- 資 : Ⅰ名詞1 (錢財; 費用) money; wealth; expenses 2 (資質) intelligence; endowment 3 (資格) quali...
- 本 : i 名詞1 (草木的莖或根)stem or root of plants 2 (事物的根源)foundation; origin; basis 3 (本錢...
- 貸款 : 1. (借錢給需要用錢者) provide [grant] a loan; make an advance to; extend credit to2. (貸給的款項) loan; credit
- 資本 : 1 (經營工商業的本錢) capital 2 (牟取利益的憑借) what is capitalized on; sth used to one s own...
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The commercial bank housing loan has the superiority in improving credit assets ’ quality comparing with other credit varieties, which is the basic reason that various commercial bank enlarges the investment in abundance at present, fighting for the housing market with all one ' s strength
商業銀行住房貸款在改善信貸資產質量和提高收益等方面與其他信貸品種相比,具有難以比擬的優勢,這是目前各家商業銀行紛紛加大投入、全力拚搶住房市場的基本原因。For the purpose of these conditions, securities shall include but not be limited to the following investments shares in companies incorporated in any jurisdiction ; debenture stock, loan stock, bonds, notes, certificates of deposit, commercial paper or other debt instruments, including government, public agency, municipal and corporate issues ; warrants to subscribe for the above investments ; depositary receipts or other types of instruments relating to the above investments ; unit trusts, mutual funds and similar schemes established in any jurisdiction, options, whether on any investment herein described, on currencies, precious metals or other assets, or an option on an option ; contracts for the purchase or sale at a pre - agreed price and at a future date of any investment herein described or any currency, precious metal or similar asset ; viii contracts for differences or contracts on indices ; investments which are similar or related to any of the foregoing ; and unless otherwise expressly agreed, documents of title or documents evidencing title to investments previously deposited by the customer with the bank in connection with the provision by the bank of custody of investments and provision of securities services
此等條件所指的證券包括但不限於以下投資項目i在任何司法管轄權區注冊成立之公司之股份ii包括由政府公共機構市政府及企業所發行的債權股證貸款股額債券票據存款證商業票據或其他債務票據iii以上投資項目之認購權證iv有關上述投資項目之存款收據或其他種類之票據v在任何司法管轄權區成立之單位信託互惠基金及類似計劃vi上述之任何投資項目貨幣貴金屬或其他資產之期權或期權之期權vii按預先協定價格及在將來日期買賣任何此等投資項目或任何貨幣貴金屬或類似資產之合約viii差價合約或指數合約ix類似或有關上述任何一項之投資項目及x除非已另有明確的協定,客戶先前存放在本行之投資項目之所有權文件或可證明該等項目的所有權的其他文件。Among the tools used in other jurisdictions were higher capital adequacy requirements during upswings and lower capital adequacy requirements during downswings, and dynamic provisioning requirements to provide for greater loan provisioning during downswings
其他地區曾使用的工具包括在經濟增長期調高資本充足比率要求在衰退期則調低資本充足比率要求,以及彈性撥備政策以便在衰退期增撥貸款準備金。Hong kong is both a source of debt and equity capital for china
香港是對中國貸款和投資于新企業的資本的來源。If the children invest their fortunes in a productive employment, or the mortgagee on being paid off lends the amount to another landholder to improve his land, or to a manufacturer to extend his business, it is still capital, because productively employed
如果其子女把所得到的財產投資于生產,或者收回貸款的債主又把這筆錢借給另一個土地所有者去生產,或者收回貸款的債主又把這筆錢借給另一個土地所有者去改良土地,或借給製造商去擴充其業務,這筆錢就仍然是資本,因為用在了生產方面。The basic of bringing the money rate in the market into play is that the action of the commercial banks has to reflect the scale and composition of the currency supply in the market through high or low rate of deposit - loan
商業銀行是資金運行的中心,市場利率發揮作用的基礎是商業銀行的行為必須通過存貸款利率高低反映出市場資金供求的規模和結構。沒有商業銀行制度的根本改革,市場利率的運行就沒有最重要的主體。One hears rather worrying comments, mainly from observers from outside of the mainland, about the fragility of the banking system there, citing the relatively high npl and low some would say negative capital adequacy ratios
外界觀察中國內地往往擔心它的銀行體系基礎薄弱,並指出不良貸款率偏高及資本充足比率偏低有人甚至說實際是負數The former mostly includes finance trench, which consists of urban maintenance and constructive tax, add - ons of public utility, urban land - using tax, the debt of local government, remise of urban state - own land - using right and special national debt capital, and so on ; administrative charge trench, which consists of apportion, raising the price of urban infrastructure products and services, and so on ; practicality investing trench, which mostly consists of corresponding capital for urban infrastructure provided by real estate exploiters ; other financing trenches, which consist of time - limiting remise of operating authority on urban infrastructure section, introducing into foreign capital, short term loan of civil financing institution, and so on. the latter includes the innovation on the main investors, which consist of the anticipation of civilian capital and other non - financing institutions, and the innovation on financing tools, which consist of project financing, investment funds on industry, municipal bonds and initial public offering, and so on
前者主要指以政府作為投資主體下的各種融資工具,包括財政稅收渠道(包括城市維護建設稅和公用事業附加、城鎮土地使用稅、地方政府債務、城市國有土地使用權有償出讓、國債專項資金等) ;行政收費渠道(包括攤派、提高基礎設施產品和服務的價格等) ;實物投資渠道(主要是讓房地產開發商為城市基礎設施提供配套資金) ;其它融資渠道(包括市政設施部門專營權有限期出讓、引進外資、國內金融機構的短期貸款等) ;後者則包括融資主體的創新(民間資本的參與以及其它非銀行金融機構的介入)和融資工具的創新(項目融資、產業投資基金、市政債券、股票上市等) 。The main donors are the world bank annual programme of around 1. 2 billion and the asian development bank 1. 5 billion and japan technical assistance of around 100 million and soft loans of around 1. 1 billion
主要的捐贈來自世界銀行(年項目投資大約12億美元) 、亞洲發展銀行( 15億美元)和日本(技術援助大約1億美元,軟貸款大約11億美元)At the same time, economic crisis, financial deficit and other factors such as burden of debts reduced greatly the governments " ability to invest and borrow money, private sources funds again were sought to cover up the capital shortage. on the other hand, some international consortia were looking for ways to invest for the purpose of maximum of profit. hence some international contracting companies and experienced developing countries began their trial to promote private ownership and operation of infrastucture projects, through the way of accession agreement with limited recourse
然而進入80年代,現有的基礎設施已不能滿足經濟發展和人們生活的需要,而經濟危機、財政赤字、沉重債務負擔等因素使政府的投資能力和對外借債能力大為減弱,只能轉而尋求私營部門的資本來彌補資金的不足;同時國際上一些大財團因資本積累,急於加快資本周轉和增值,追求利潤最大化,一些國際承包公司和有經驗的發展中國家開始探索通過有限追索權貸款以特許方式促進私人擁有和經營基礎設施項目。Unqualified capital index, high liquidity debt ratio, high bad loan ratio and weak adaptive ability can induce liquidity risk
資本金充足率不達標、流動性負債比例過高、不良貸款比率居高不下、對宏觀環境變化應變能力不足都有可能誘發流動性風險。Analysis credit contraction under bank capital supervision
銀行資本監管的貸款緊縮效應分析As to the reforms of international monetary system, the authors argues that the most two urgent things are to strengthen mechanism of the risk supervision by the bank for international settlements ( bis ) and to reform the function of lender of last resorts by international monetary found ( imf )
此外,考慮到國際短期資本流動風險的全球性和區域性特徵,本章還論述了國際貨幣體系改革的方向和亞太區域貨幣合作的進展的情況。對于國際貨幣體系改革,本文從務實的角度出發,認為應該強化國際清算銀行的風險監督機制和改革國際貨幣基金最後貸款人功能。In concrete, from the perspective of capital demand, it analyses the financial characteristics of the enterprises classified by their industries, stages of development and scales. from the perspective of capital supply, it did researches in the various financial channels of lending capital, venture capital, private loans, capital market and self - owned capital
具體而言,從資金需求角度對按行業、按成長階段、按規模劃分的企業的融資特點進行分析;從資金的供給角度對信貸資金、風險資金、私人借款、資本市場、自有資金等不同融資渠道的資金進行調查研究。The main factors affected the world bank loan projects in terms of loan amount and geological allocation and distribution within the sector included china ' s foreign capital utilization policy, the change of supply and demand of domestic financial resource, the world bank country assistant strategy, the world bank loan terms, etc. chapter five summarized the world bank agricultural loan projects " benefits in three aspects : economic, social and environment
影響各階段貸款規模的主要因素包括:我國農業利用外資政策、國內農業資金的供求變化、世行貸款政策及世行貸款成本的變化等。第四章分析了我國世行農業貸款項目的分佈結構,包括地域和農業內子行業等分佈的變化及影響因素。影響我國農業項目分佈的因素主要有:世行農業貸款政策的變化、我國宏觀社會經濟政策與農業政策的變化、地區經濟發展與資金供給變化及市場等因素。The significant inflows of cash into public equities from private hands signals that market valuations still remain attractive relative to the cost of debt capital
大量的現金從私人投資者手中流向上市股票顯示出市場估值相對于貸款成本而言仍然具有很強的吸引力。The commercial credit reference agency, which is expected to be launched as a voluntary, market - based scheme in the not - too - distant future, will promote the effective working of the system - and the larger economy - by helping banks channel lending to creditworthy small enterprises
,預期商業信貸資料庫將會在不久的將來推行。資料庫計劃將會採取自願參與及市場為本的模式。透過協助銀行向信貸質素良好的中小型企業提供貸款,資料庫將可促進銀行體系以至整體經濟的有效運作。When an auto financing company ' s establishment and business operations involve currency exchange, outward repatriation of profits, provision of auto loans for non - residents, capital management or other business transactions relating to foreign exchange administration, the company shall be subject to relevant regulations to be jointly issued by relative regulatory authorities and the state administration of foreign exchange
汽車金融公司設立和開展業務中涉及匯兌管理、利潤匯出、向非居民發放汽車消費貸款、資本金管理等外匯管理事項的,由有關監管部門會同國家外匯管理部門作出相關規定。In this thesis, the default rate can be inferred by using the historical data of bank risk division, the data of cost of funds can be got by using the funds transfer pricing, and use the activity - based costing to calculate the operation cost. all of these works are useful to the research on the loan pricing in the liberalization of interest rate
本文通過銀行貸款五級分類歷史數據推導出銀行的違約概率,通過構造銀行內部資金轉移價格曲線確定資金成本,利用作業成本法進行貸款成本核算,為利率市場化趨勢下我國商業銀行的貸款定價做了一定的研究工作。It is suggested that in the future when we consider credit loans, domestic capital is preferable. it will not only has the advantage of low cost and open conditions, but also stimulate the development of domestic industry
建議在今後的資金使用過程中,盡量使用國內的貸款資金,不僅成本低、條件寬松,而且對于刺激國內工業的發展也起到促進的作用。分享友人