資產信貸工具 的英文怎麼說

中文拼音 [zīchǎnxìndàigōngjù]
資產信貸工具 英文
equity credit instrument
  • 資 : Ⅰ名詞1 （錢財; 費用） money; wealth; expenses 2 （資質） intelligence; endowment 3 （資格） quali...
  • 產 : Ⅰ動詞1 （人或動物的幼體從母體中分離出來） give birth to; be delivered of; breed 2 （創造財富; 生...
  • 貸 : loan
  • 工 : Ⅰ名詞1 （工人和工人階級） worker; workman; the working class 2 （工作; 生產勞動） work; labour 3 ...
  • 資產 : 1. （財產） property; means 2. （資金） capital fund; capital3. [經] （資金的運用情況） assets
  1. The paper indicates that, on the premise of the reform of property rights, the choice of modes of establishing a healthy credit system in china should follow the way of marketing. therefore a lot of work remains to be done such as opening credit inquiry data, founding the data base, establishing a scientific credit rating system, forming a credit punitive mechanism, etc. the bank should also play its role in the establishment by perfecting the existing credit management system, forming an effective credit risk precaution mechanism, and carrying out the work of interior credit rating

    關於我國信用制度的具體建設，研究表明：在產權改革的前提下，我國信用制度建設的模式選擇應走市場化的道路，必須做好開放徵信數據、建立數據庫、制定科學的評級指標體系、建立失信懲罰機制等多方面工作，並且要完善銀行現有的信貸管理體制，建立有效的銀行信用風險防範機制，開展銀行內部資信評級工作，發揮銀行的作用。
  2. However, once we take all - sided and impersonal view over the housing finance, we will definitely realize the conflict between the high speed and the low efficiency of it. in this paper, it ' s analyzed that there ' re five factors affecting the efficiency of housing finance, based on the basic situation of china as a developing country and according to some related theories of the western economics. the first one is the dual - track interest rate which presumes that price of housing credit financing is under the control of government to a certain extent, and the rest is open

    因此，本文從我國作為一個發展中國家? ?這一基本國情出發，以西方經濟學中有關理論為依據，分析影響我國住房金融效率的因素主要包括：利率雙軌，即一部分住房信貸資金價格受到政府的管制，而另一部分住房信貸資金價格則是開放的；住房金融機構產權不清，特別是政策性住房金融機構產權不清而導致金融創新動力不足，金融工具品種單一，不能滿足居民需求多樣化的要求；住房信貸中由於較高的交易費用，而使內耗偏高、效率降低；住房金融機構不健全，既不存在真正的住房金融機構又缺乏相應的擔保機構；此外，住房金融中融資機制不完備，長期信貸資金來源不足與資產負債的期限結構不匹配也是影響住房金融效率的一個主要因素。
  3. The main customers all concentrate on the state - owned enterprise, the asset - liability ratio of the state - owned enterprise is relatively high, the capital can ’ t be supplemented for a long time. ( 2 ) market risk, it means the proxy of the bank will fluctuate when the market price factor changes

    湖南工行的授信程序，存在信貸審查報告流於形式問題;同時，大量受信客戶具有相類似的風險特徵，主要客戶都集中於國有企業，國有企業的資產負債率較高，資本金長期以來得不到補充。
  4. Apart from the appointments as legal advisers in the governmental institutions, companies and enterprises, the law office mainly deals with the legal consultancy and service in the spheres such as the international trade, international direct investment and financing, bank loans and l / c business, project contracting, real estate, international ocean transportation, trade marks and unfair competitions and so on ; provides assistance in the study, drafting, examination, revision and negotiations of all sorts of contracts, agreements, articles of association and other legal documents, grand ' s legal opinions, assists in resolving disputes ; and serves as agents for clients to arbitration and litigations

    除受聘擔任政府機構、公司、企業的法律顧問外，主要辦理國際貿易、境外直接投資和融資、銀行貸款和信用證業務、工程承包、房地產開發、國際海上運輸、商標和不正當競爭、公司組織等方面的法律咨詢服務；在上述方面協助研究、草擬、審定、談判各類合同、協議、章程及其他法律文件，出具法律意見書；協助調解解決爭議；代理訴訟和仲裁。
  5. This thesis regards choice mode of basic asset of credit asset securitization as study entry, using the relevant principles in disciplines such as economics, finances, investments, financial engineering, theory of probability and mathematical statistic and commercial bank management, etc., drawing lessons from analysis tools and research methods of predecessors, through summarizing relevant concepts and principles, earning and risk of credit asset securitization, outlines a general definition of credit asset securitization and draws importance of choosing basic asset of credit asset securitization on this basis

    本文將信貸資產證券化基礎資產的選擇模式作為研究切入點，運用經濟學、金融學、投資學、金融工程學、概率論與數理統計和商業銀行管理等學科的相關原理，並借鑒前人的一些分析工具和研究方法，通過對信貸資產證券化的相關概念及原理、收益與風險的分析，對信貸資產證券化作一個總的界定，並在此基礎上引出信貸資產證券化基礎資產選擇的重要性。
  6. As a kind of lately financial tool, abs has already proved to be a not ” zero game ” in economics. it can promote the efficiency in the economy, providing the income for the related crowd, contracting or targetting the risk, the risks it face are : ( 1 ) property risk ; ( 2 ) the third participate risk ; ( 3 ) law risk ; ( 4 ) the cash flows the risk. to identify and avoid of them need designers and participates use economic and management skills to solve

    同樣的，作為一種新的金融工具，信貸資產證券化本身在經濟學上來說已被證明不是「零和博弈」 ，因此在經濟上來說能增進效率，為相關人群提供收益，縮小或鎖定風險，信貸資產證券化面臨的風險有: （ 1 ）資產風險; （ 2 ）第三方風險; （ 3 ）法律風險; （ 4 ）現金流風險。
  7. At the same time, effective instructions are not available to investors in the market. all these have brought negative effects on the healthy and sustainable development of the nation ' s house industry, and therefore have pressed an urgent need for the establishment of an urban house price model which helps to analyze house investment and house policies based on a comprehensive study of the relations between house demand and house supply

    在此背景下，論文以城市住宅價格為研究對象，試圖探討哪些主要動力因素對住宅價格產生影響，並通過實證的方法進一步研究其內在運行機制，希望在發展我國住宅價格模型的同時，為政府調控、企業經營、銀行信貸管理和購房者投資提供分析方法和工具。
  8. After following - up investigation and comparison, we found the trend that the credit risk comparison between the domestic evaluation methods and the foreign ones that the m ethods of foreign credit risk analysis have changed from financial ratio grading to multi - va riable and dynamic analysis based on capital market theory and computer information scie nee, but nowadays almost all banks in china evaluate credit risks by the methods of risk de gree computation which lack quantitive analysis

    通過對國內外評估方法的跟蹤、比較，發現國外信用風險分析方法已經從主觀判斷分析方法和傳統的財務比率評分法轉向以多變量、依賴于資本市場理論和計算機信息科學的動態計量分析方法為主的趨勢發展。而目前我國銀行機構主要使用計算信貸風險度的方法進行信用風險評估，缺乏定量分析，衍生工具、表外資產的信用風險已及信用集中風險的評估尚屬空白，更沒有集多種技術於一體的動態量化的信用風險管理技術。
  9. Then according to the physical circumstances of consumption loan service faced by floor banks in china, twelve credit risk evaluation indexes are inducted directly toward the customer who will have the contract of credit risk loan. these twelve credit risk evaluation indexes include 5 continuous indexes : age, residential time, employment time, annual income, financial assets, and 7 discrete indexes : employment industry, educational qualifications, professional qualification, bank deposit, house case, means of communication, insurance case

    其次，根據我國面向基層銀行消費信貸業務實際情況，歸納出了針對信用貸款客戶信用評估標準的十二個評估指標，包括年齡、居住年數、就業年數、年收入和金融資產五個連續性指標和就業產業、學歷、職級、銀行存款、住房情況、交通工具和保險情況七個離散指標。
  10. On april 26, 2005, people ' s bank of china and china banking regulatory commission jointly promulgated credit asset securitization experiments administration measures to standardize the specific implementation of aseet securitization, especially the experiments in state development bank and china constructin bank

    2005年4月26日，中國人民銀行與銀監會聯合頒布了《信貸資產證券化試點管理辦法》 ，對資產證券化的具體實施，尤其是國家開發銀行和建設銀行的信貸資產證券化試點工作進行規范。
  11. Were updated to include the disclosure of balance sheet information. the disclosure of credit risk weighted amounts and replacement costs of contingent liabilities and commitments, exchange rate contracts, interest rate contracts and other derivatives was also introduced

    ，把資產負債表資料納入須予披露的范圍內，並新增了有關披露或然負債及承擔、外匯合約、利率合約及其他衍生工具的信貸風險加權額及重置成本額的規定。
  12. Adviser normally invests the fund ' s assets primarily in interests in senior floating rate loans but may also in revolving credit lines, other types of floating rate debt securities, and money market instruments

    投資顧問通常主要把基金資產投入到一些優先浮息貸款，但也不免在循環信貸額以及其他類型的浮動利率債務證券和貨幣工具上做出相應的投資。
  13. And off - balance sheet exposures including guarantees, letters of credit issued on behalf of the chinese entities by authorised institutions, and replacement costs of foreign exchange and derivatives contracts amounted to

    截至年月底，在資產負債表內的貸款額為，億港元，而在資產負債表外的貸款額包括擔保書認可機構代中資機構發出的信用證，以及外匯和衍生工具合約的重置成本為億港元。
  14. And off - balance sheet exposure including guarantees, letters of credit issued on behalf of the chinese entities by authorised institutions, and replacement costs of foreign exchange and derivatives contracts amounted to

    截至年月底，在資產負債表內的貸款額為，億港元，而在資產負債表外的貸款額包括認可機構代中資機構發出的擔保書與信用證等，以及外匯和衍生工具合約的重置成本為億港元。
  15. On - balance sheet exposure amounted to hk 184. 8 billion and off - balance sheet exposure including guarantees, letters of credit issued on behalf of the chinese entities by authorised institutions, and replacement cost of foreign exchange and derivatives contracts amounted to hk 26. 2 billion

    在資產負債表內的貸款額為，億港元，而在資產負債表外的貸款額包括認可機構代中資機構發出的擔保書與信用證等，以及外匯和衍生工具合約的重置成本為億港元。
  16. At end - march 1999, on - balance sheet exposures amounted to hk 255. 1 bn and off - balance sheet exposures including guarantees, letters of credit issued on behalf of the chinese entities by authorised institutions, and replacement costs of foreign exchange and derivatives contracts amounted to hk 25. 3 bn

    截至年月底，在資產負債表內的貸款額為，億港元，而在資產負債表外的貸款額包括擔保書認可機構代中資機構發出的信用證，以及外匯和衍生工具合約的重置成本為億港元。
  17. At end - december 1999, on - balance sheet exposure amounted to hk 207. 1 bn and off - balance sheet exposure including guarantees, letters of credit issued on behalf of the chinese entities by authorised institutions, and replacement costs of foreign exchange and derivatives contracts amounted to hk 26. 5 bn

    截至年月底，在資產負債表內的貸款額為，億港元，而在資產負債表外的貸款額包括認可機構代中資機構發出的擔保書與信用證等，以及外匯和衍生工具合約的重置成本為億港元。
  18. Of the end - december total, on - balance sheet exposures amounted to hk 267. 5 bn and off - balance sheet exposures including guarantees, letters of credit issued on behalf of the chinese entities by authorized institutions, and replacement costs of foreign exchange and derivatives contracts amounted to hk 30. 0 bn

    在截至月底的貸款總額中，在資產負債表內的貸款額為，億港元，而在資產負債表外的貸款額包括擔保書認可機構代中資機構發出的信用證，以及外匯和衍生工具合約的重置成本為億港元。
  19. The worsening of credit surroundings has produced much damage to social economic life, such as : market which is short of credit affects the social investment and consume and destroys the normal management of enterprise, enlarges costs of enterprise management, makes the macroscopic control tool useless and enterprise are not willing to invest, banks are n ' t willing to make loans, and it ' s difficult for the government to start investment and enlarge domestic demand, even it directly damages the basic of social legal system, and all types of economic principal parts are difficult to form the legal frame in the basis of construction. many enterprises compete in all kinds of improper ways and ruin the social atmosphere and decline the morals level

    信用環境惡化已對社會經濟生活產生諸多危害：市場缺乏信用嚴重影響社會的投資和消費，破壞企業的正常經營，加大企業經營成本；政府的宏觀調控政策和工具難以發揮作用，企業不敢投資，銀行不敢放貸，使政府啟動投資、擴大內需政策的效用大打折扣；信用惡化還直接破壞社會的法制基礎，各類經濟主體在信用關系中難以形成以合同為基礎的法律框架，許多企業以種種不正當的手段展開競爭，是造成社會風氣敗壞，道德水平滑坡。
  20. Results of the 2004 survey on credit derivatives and asset securitisation activity

    年信貸衍生工具及資產證券化活動調查結果
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