資金信貸額度 的英文怎麼說

中文拼音 [zījīnxìndàiédù]
資金信貸額度 英文
commercial and bank credit limits
  • 資 : Ⅰ名詞1 （錢財; 費用） money; wealth; expenses 2 （資質） intelligence; endowment 3 （資格） quali...
  • 金 : Ⅰ名詞1 （金屬） metals 2 （錢） money 3 （古時金屬制的打擊樂器） ancient metal percussion instrum...
  • 貸 : loan
  • 額 : 名詞1 （額頭） forehead:寬額 a broad forehead2 （牌匾） a horizontal tablet 3 （規定的數目） a sp...
  • 度 : 度動詞[書面語] （推測; 估計） surmise; estimate
  • 資金 : fund; capital
  • 額度 : cers
  1. When the aggregate total of margin financing [ for that type of security ] in securities business money lending, in the margin trading market, and in securities settlement financing by securities finance enterprises as referred to in the preceding paragraph exceeds 20 percent of the listed shares or number of beneficiary units of that type of security, the remainder under the limit shall be distributed proportionally ; the distribution method shall be drafted by the tsec and submitted to the competent authority for final approval

    前項辦理證券業務借貸款項與信用交易市場及證券金融事業辦理有價證券交割款項之融資餘額合併計算超過該種證券上市股份或受益權單位數之百分之二十時，應依比例分配所餘額度，其分配方式由證券交易所擬訂，並報主管機關核定。
  2. The study shows four major problems existed in individual housing loan. 1 ) supply constraints of individual housing loan. fund sources are highly dependent on commercial banks while large fund idles in the society ; house accumulation fund contributed by the borrowers has not reached a reasonably big ratio of house purchase ; and housing loan businesses of less assortments, smaller amount, and shorter terms, worsen the fund supply

    研究表明，當前我國個人住房消費信貸發展中存在著許多問題，主要包括：第一、個人住房消費信貸資金存在供應約束，從資金來源上看主要集中於商業銀行，未充分調動起社會閑散資金，公積金繳存比例小；從貸款方式來看，貸款品種單一，實貸額度小、期限較短。
  3. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  4. The thesis started with briefing on undp ' s assistance to china, highlighting poverty alleviation ( pa ) as the top priority area of technical assistance to china. then the thesis raised the main problems hindering the realization of 8 - 7 poverty reduction programme, namely the incapability of targeting the poor, low repayment rate as well as low efficiency for using pa loans. the thesis answered why undp microfinance ( mf ) projects could solve these problems by elaborating undp projects " features and operating procedure through theory and practice

    然後從理論和實踐兩方面詳盡論述了undp小額信貸項目的特點和運作模式，說明了小額信貸扶貧的原理，分析了小額信貸制度本身瞄準窮人的科學性和邏輯性，回答了小額信貸項目為什麼能夠解決政府扶貧中存在的扶貧不到戶、貸款還款率和資金使用率低以及項目成功率低等問題，從而使政府在扶貧攻堅過程中推廣了小額信貸扶貧模式，為我國「八七」扶貧攻堅計劃的實現做出了貢獻。
  5. Therefore, under the condition that the poor are unable to get access to the credit by the two ways of the formal financial institutions and the subsidized loans, they need a new institution called microfinance

    因此，在正規金融系統和貼息貸款扶貧方式無法將信貸扶貧資金傳遞到農戶手中的情況下，人們需要一種新制度，這便是小額信貸扶貧的創新。
  6. As the result of the innovation to traditional irregular credit modes and general credit modes of formal financial institutions, microfinance possesses innovative nature in financial system, financial product and organizational system, etc. for a long time, rural financial market has developed slowly in our country, the contradiction between financial supply and demand is very outstanding, the governmental subsidized loans program for the poor has not been operated effectively, therefore it can not improve the rural financial situation once and for all

    小額信貸作為對傳統的非正規信貸方式和正規金融機構通常的信貸方式進行創新的結果，其創新性表現在金融制度、金融產品和組織制度等方面。長期以來，我國農村金融市場發育遲緩，信貸資金供求矛盾突出，政府扶貧貼息貸款運行效率不高，難以從根本上改變農村金融狀況，迫切需要進行農村金融創新，以適應農村經濟進一步發展的要求。
  7. After analyzing the present situation of rural fund supply and demand of huizhou, this paper believes that, although rural fund investment of huizhou has been increasing in recent years, the absolute expenditure on agriculture of local finance department keeps rising, the financial department ' s credit fund investment has a quicker growth, and the foreign investment and social investment has also increased, the strong demand of the whole city ' s rural economy and social enterprise for fund can ' t be satisfied, measures must be taken to improve this condition as soon as possible

    摘要通過對惠州市農村資金投入和需求現狀進行分析后認為，盡管近年來惠州市農村資金的投入力度不斷加大，地方財政部門用於農業的支出絕對額持續上升，金融部門的農業信貸資金投入有了較快增長，外商投資、社會投資也有所增加，但仍難以滿足全市農村經濟和各項社會事業的發展對資金的旺盛需求，應當盡快採取措施改善這一狀況。
  8. Real estate financing plans should have clear fundraising principles and financing quotas calculation. financing channels include own capital, credit from bank, pooling social capital, collecting earnest in advance, and fund from selling real estate

    房地產投資項目融資計劃中必須明確籌資原則以及如何估算融資額度，融資渠道包含自有資金、銀行信貸資金、社會集資以及預收定金和購房款。
  9. Cgd, through bca, will provide a medium - term credit line to finance the acquisition and assembly of solar panels under more attractive conditions that currently offered by consumer credit

    葡儲蓄總行通過大西洋商業銀行提供中期信用額度，以更有吸引力的條件收購、組裝太陽能板。目前資金由個人信貸提供。
  10. After 1989, the increase of demand slowed down and facing the complexion of low degree of industrial concentration of product market and financial strain of medi um and small - sized enterprises caused by the circulating trap of " credit squeeze - - - bad loan ", the advantageous enterprises " " wallow in money ", specifically, those listed companies that could finance from the stock market, began to take predatory pricing strategy in succession and tried to enlarge market share and obtain high return by squeezing medium and small - sized enterprises out of the market after 1998, the vicious circle of deflation and " credit grudging " of banks in product and credit markets, overcapacity, the difficulty of retreating of loss - incurring enterprises in some industries from the market for institutional reasons and over - competition in some industries, led to the incessant decrease of enterprises " global income, persistent increase of rate of debts and constant rise of ratio of bad assets of banks, which further intensified the vicious circle of deflation and " credit grudging " of banks

    如在改革開放初期，在產品市場需求旺盛和信貸市場預算軟約束的情況下，各類企業的最優決策就是採用高負債、高擴張的「負債的有限責任效應」策略來搶占市場並獲得高回報； 1989年以後，需求增速開始放緩，面臨產品市場產業集中度較低和信貸市場「信貸緊縮-不良貸款」循環陷阱導致的中小企業資金緊張的局面， 「錢袋鼓鼓」的優勢企業（尤其是那些可以通過股票市場融通資金的上市公司）紛紛採用掠奪性定價策略，試圖通過把中小企業擠出市場來擴大市場份額並獲得高收益； 1998年以後，產品市場和信貸市場形成了通貨緊縮和銀行「惜貸」惡性循環的狀況。產品市場上部分行業生產能力嚴重過剩，且由於體制等原因導致虧損企業無法退出，因此這些行業中出現了過度競爭的現象，企業總體收益的不斷下滑、負債率不斷提高以及銀行不良資產率的持續上升，又進一步加強了通貨緊縮和銀行「惜貸」的惡性循環。
  11. The main conclusion is that ( 1 ) china ' s acm is incomplete, therefore, the market equilibrium is in low level ; ( 2 ) the operating scale, the income and property, the product investment, the cash expenditure of education and medical treatment are the main factors that affect the credit demand of households in rural china ; ( 3 ) the asymmetry information, the high transaction cost and the lack of effective supply institutes are the main factors that lead to low efficiency of china ' s acm ; and ( 4 ) the agricultural credit has the positive effect on china ' s agricultural production factors demand and agricultural output, consequently, the agricultural credit is the main factor that restrain the increase of agricultural output and agricultural development

    本文的基本結論是：中國農業信貸市場正處在發育的初級階段，市場機制仍不完善，農業信貸市場處于「低水平均衡」狀態；農戶是中國農業信貸需求的主體，農戶經營規模、農戶收入和財產狀況、農戶生產投資規模以及教育、醫療等大額現金支出是影響農戶借貸需求的主要因素；非對稱信息、高交易成本、有效供給制度缺乏是造成農業信貸市場低效率的重要因素；中國農業信貸投入對農業投入要素的需求具有正向影響，即增加農業信貸供給，將會提高農業投入要素的需求水平，進而增加中國農業產出，促進農業長期發展。
  12. The large amount capital inflow can cause the currency and the credit expansion, the inflation pressure, exchange rate appreciation as well as worsen the international payment balance account ; looked from the financial angle that, the capital class joins a society the initiation loan unrest, causes the stock market and the real estate market excessively prosperity

    從宏觀經濟角度來看，巨額的外資流入會引起貨幣和信用的擴張，通貨膨脹壓力增加，實際匯率升值以及國際收支中經常賬戶的惡化;從金融角度來看，資本流入會引發貸款風潮，導致證券市場和不動產市場的過度繁榮。
  13. Margin value is the margin financing facility granted to you based the market value and the margin rate of each eligible stock in your margin account. as such, the margin value available for you is fluctuated and it is based on the value of " collaterals " you are holding

    ?展（融資）金額是boom授予您?展（融資）戶口的信貸額，額度的計算是根據您的?展（融資）戶口裡認可股票的市值，及有關股票的借貸比率而定。
  14. In these endeavours, the reserves management department and the land fund office follow guidelines which include maximum deviations from the strategic investment benchmark, credit risk guidelines and a list of permissible instruments as well as limits on investments in these instruments as authorized by the advisory committees

    儲備管理部和土地基金辦公室會遵循有關諮詢委員會核準的指引而作出這些投資決定，指引內容包括策略性基準的最大偏離程度信貸風險指引各種認可投資工具和對這些投資工具的投資限額。
分享友人
分享到 Line

分享到臉書