超定額貸款 的英文怎麼說
中文拼音 [chāodìngédàikuǎn]
超定額貸款
英文
above-quota loan- 超 : Ⅰ動詞1 (越過; 高出) exceed; surpass; overtake 2 (在某個范圍以外; 不受限制) transcend; go beyo...
- 定 : Ⅰ形容詞1 (平靜; 穩定) calm; stable 2 (已經確定的; 不改變的) fixed; settled; established Ⅱ動詞...
- 額 : 名詞1 (額頭) forehead:寬額 a broad forehead2 (牌匾) a horizontal tablet 3 (規定的數目) a sp...
- 貸 : loan
- 款 : Ⅰ形容詞1 (誠懇) sincere 2 [書面語] (緩; 慢) leisurely; slow Ⅱ動詞1 (招待; 款待) receive wit...
- 貸款 : 1. (借錢給需要用錢者) provide [grant] a loan; make an advance to; extend credit to2. (貸給的款項) loan; credit
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So, the " divisible by 9 " rule - now very much an interesting " trademark " of the pboc since it applies the rule to other policy rates, including the central bank lending rate, the rediscount rate and the rates on required and excess reserves continues to be a tradition of the financial system of the mainland
被9整除的做法已成為人行的標記,並廣泛應用於其他政策利率,包括央行貸款利率再貼現利率法定存款準備金利率及超額準備金利率。這已成為內地金融體制的一個特色,要了解內地金融情況的朋友便要留意了。When the aggregate total of margin financing [ for that type of security ] in securities business money lending, in the margin trading market, and in securities settlement financing by securities finance enterprises as referred to in the preceding paragraph exceeds 20 percent of the listed shares or number of beneficiary units of that type of security, the remainder under the limit shall be distributed proportionally ; the distribution method shall be drafted by the tsec and submitted to the competent authority for final approval
前項辦理證券業務借貸款項與信用交易市場及證券金融事業辦理有價證券交割款項之融資餘額合併計算超過該種證券上市股份或受益權單位數之百分之二十時,應依比例分配所餘額度,其分配方式由證券交易所擬訂,並報主管機關核定。The amount that borrows money according to income state of the applicant, application will decide, but the longest cannot exceed 30 years
根據申請人的收入狀況、申請貸款的金額來確定,但是最長不能超過30年。According to the regulation, the worker has one of following state, can recover the memory remaining sum inside account of worker housing accumulation fund : ( 1 ) buy, build, break up build, overhaul lives oneself of housing ; ( 2 ) retire, emeritus ; ( 3 ) lose labor ability completely, stop labor to concern with the unit ; ( 4 ) the city that change of registered permanent residence gives a seat, county perhaps leaves the country resident ; ( 5 ) repay of loan principal and interest ; ( 6 ) the regulation that chummage exceeds domestic wage income is proportional
按照規定,職工有下列情形之一的,可以提取職工住房公積金賬戶內的存儲余額: ( 1 )購買、建造、翻建、大修自住住房的; ( 2 )離休、退休的; ( 3 )完全喪失勞動能力,並與單位終止勞動關系的; ( 4 )戶口遷出所在的市、縣或者出境定居的; ( 5 )償還貸款本息的; ( 6 )房租超出家庭工資收入的規定比例的。Article 27 the people ' s bank of china may, as required by the implementation of monetary policies, determine the amounts, term, interest rates and forms of loans extended to commercial banks, however, the maximum term of loans shall not exceed one year
第二十七條中國人民銀行根據執行貨幣政策的需要,可以決定對商業銀行貸款的數額、期限、利率和方式,但貸款的期限不得超過一年。All guarantee agencies carrying out loan guarantee business shall set aside a risk reserve fund at no more than 1 % of the closing liabilities and a certain proportion of after - tax profits for the year
(六)開展貸款擔保業務的擔保機構,按照不超過當年年末責任余額1 %的比例以及稅后利潤的一定比例提取風險準備金。These include assessing new credit applications from customers, facilitating an existing loan restructuring, arranging a scheme of arrangement at the request of the customer, or setting up a loan restructuring arrangement where there is a default in excess of 60 days. the guideline also provides that when the information obtained from the cra reveals that a customer has an unmanageable level of indebtedness and might have genuine difficulty in repayment, ais should not hastily demand immediate repayment of loans or reduce credit lines
指引亦規定,如從信貸資料服務機構取得的資料顯示某客戶所欠債務可能已超出其可以應付的水平,而該客戶可能確實有還款困難,認可機構不應倉卒要求客戶即時還款或減少信貸額度,而是依照香港個人財務困難處理守則所定的指引,盡量與客戶達成雙方可以接受的解決方案。I of course have great sympathy for people who find themselves in negative - equity ; servicing a mortgage that exceeds the current value of the property is bound to be distressing, especially when the property is the family home
我當然很同情負資產按揭人士的處境當未償還按揭貸款額超過物業市值時,心情肯定很難過,尤其若有關物業是自住居所,一定更不好受。分享友人