足利銀行 的英文怎麼說
中文拼音 [zúlìyínháng]
足利銀行
英文
ashikaga bank, ltd-
Execute floating rate to make the wave motion that is helpful for carrying exchange rate adjust economy, also be helpful for promoting international trade, especially below the situation that the foreign currency of centrally bank and gold reserve can ' t keep fixed exchange rate, execute floating rate to make relatively advantageous to economy, also can ban illegal foreign currency blackmarket to trade at the same time, but floating rate makes the stability that goes against domestic economy and international economy impact, activity of meeting aggravate economy
實行浮動匯率制有利於通過匯率的波動來調節經濟，也有利於促進國際貿易，尤其在中心銀行的外匯與黃金儲備不足以維持固定匯率的情況下，實行浮動匯率制對經濟較為有利，同時也能取締非法的外匯黑市交易，但浮動匯率制不利於國內經濟和國際經濟關系的穩定，會加劇經濟活動。Being less than a month to the lunar new year feb. 1st, the new hk 10 banknotes issued last year by hong kong monetary agency hkma for the citizen s convenience are " out of stock " in recent days. both hang seng bank and hsbc stated that they could not supply large quantity of the new " flower crab " to citizens until the 20th. representative from hsbc also said the exchange quantity will be restricted. .
距離農歷新年2月1日不足一個月，金融管理局為方便市民封利市于去年發行的花蟹十元新鈔，近日在部分主要銀行分行出現缺貨，恆生匯豐均稱，要到本月20日才可大量供應花蟹予市民兌換，其中代理十元新鈔的匯豐清晰表示，屆時會限額兌換。This includes that transaction quantity has been increasing but current efficiency is low, price difference has been reducing but still big, transaction location possesses arrangement but transaction quantity fasten on the ibbm and that transaction variety is increased but no diversification. ( 4 ) the thesis deep - seated probes into the reasons of the mobility problem. in reality, the reasons include illogical interest rate mechanism, lacking the medi - organization, inappropriate structure of bondholders, impercipient market main body, and macro - economic condition etc. all of them limit the mobility of ibbm
（ 4 ）本文認為產生流動性問題的主要原因在於：利率機製作用不合理，即發行利率機制不合理和一級市場與二級市場利率不對稱；交易中介機構欠缺，即做市商制度不完善和經紀人制度缺乏；市場主體結構不合理，即參與者結構不合理和債券持有者結構不合理；市場主體對市場認識不足，即商業銀行和其他市場主體對市場認識不足；宏觀經濟環境等。It includes plan on human resources, employment, development and training, achievement and assessment, reward and encouragement, building - up enterprise culture, and so on. this passage is divided into four sections : first, it analyses human resources management theory in order to maintain close ties with reality. second, through perspective of present human resources management status in huaxia bank, shenyang branch and comparison with that of foreign capital banks, in the end we get human resources management methods to huaxia bank, shenyang branch, we resist impulsion of foreign capital banks and catch hold of some points like organization design, position management, application and lection, training and development, performance management, compesation management
全文共分四個部分：首先分析人力資源管理理論，目的是為了更好地聯系實際，其次通過透視華夏銀行沈陽分行人力資源管理現狀，以及與外資銀行的人力資源管理進行比較，最後得出華夏銀行沈陽分行人力資源管理對策，對策的提出是為了對抗外資銀行帶來的沖擊，本著與國際慣例接軌的原則，抓住組織設計、職位管理、招聘選拔、培訓發展、績效管理、薪酬管理幾個環節，提出全新人力資源管理理念，完成人力資源管理實踐活動，形成人力資源管理戰略，達到員工期望和需要，最終構建出以實現企業戰略和企業文化及價值觀為根本目的的人力資源問題解決方案，以應對入世后國內外銀行的激烈競爭，使華夏銀行能在未來的幾年內，建立起以「用真誠凝聚人才，用培訓提高人才，用利益驅動人才」的人力資源管理機制，構築人才高地，積極引進潛力，滿足華夏銀行入世后轉型再造和創新發展對人才的需要。On the other hand the opening of four great banks will turn the brittleness of the bank worse, causing the payment crisis of four great bank, threatening financial safety. the littleness of four great banks lies in such three aspects as high ratio of bad asset, low amplitude of funds and low profit
目前四大銀行的系統性風險突出表現為不良資產比率高、資本充足率低和利潤率低這三個問題，外資銀行競爭的加劇使這些問題的解決顯得更加緊迫和困難。It satisfies the fundamental secure properties of the electronic cash system with multiple banks, and besides, the realization process of the scheme is easier than e - cash protocol based on the blind group signature
該方案除滿足多銀行電子現金方案的基本的安全性質外，實現過程也比利用群盲簽名構造的電子現金協議簡單。The local bank debt - to - asset ratio is widespread and higher, which could not reach basel agreement ’ s provision on capitalization rate. entry into wto five years later, the local bank will face the overall competition in rmb realm with the foreign capital bank. “ internal revolt and outer invasion ” urges the banking system risk, the assets profitability ’ s descends will let the bank get close to a bankruptcy
國內銀行資產負債率普遍偏高，達不到巴賽爾協議的對資本充足率的相關規定，進入wto五年後又將面臨外資銀行在人民幣領域的全面競爭， 「內憂外患」促使銀行業系統風險的增強，資產營利能力的下降讓銀行步入瀕臨破產的邊緣。Secondly, why mortgage becomes a kind of prevailing way of purchasing the house lies in its rationed financing mechanism, making each side that participates in the mortgage benefit a great deal - solving the problem of the mortgagor who is short of funds ; reclaiming funds earlier and scattering the risk of investment ; gaining profits as well as opening up the market of investment
其次，介紹了樓花按揭之所以成為一種流行的購樓方式，在於其融資機制合理，使參與的各方都受益匪淺。解決了購房者資金的不足；開發商可以及早回籠資金，分散投資風險；銀行獲得豐厚利潤，並且開拓了投資市場。However, the complicated international - trade circumstance makes it very difficult to control the payment risks of export, and at the same time because of their own defects, the traditional trade finance products cannot satisfy the exporters ’ needs. therefore, it has a high demand for the newer and better trade finance products and forfaiting is just a suitable one as a kind of bill discounted without recourse. after entering into wto takes the opportunities and challenges to the chinese banks, and the foreign banks will try to occupy the chinese markets by their rich management experiences, high - quality services and various fianc products
一、本文的研究目的和意義隨著商業銀行客戶群日益多樣化的發展和不斷涌現的國際貿易新形式，傳統的打包貸款、出口押匯等業務品種，已遠不能滿足我國企業日趨豐富的融資需求，本文通過對福費廷業務的特點、風險狀況、市場前景的分析，力圖找到一條適合我國商業銀行開展福費廷業務的新路子、新思維，同時也希望能為我國這樣一個新興市場經濟國家在解決出口融資方面提出一個值得大力發展的途徑，有利於促進我國出口貿易及我國商業銀行國際業務的大發展。Looking at returns on assets and equity between 1996 and 2003, they conclude that the profitability of local banks serving single rural markets was dented by the presence of more broadly based competitors
考察1996 - 2003年之間銀行的資產收益率和凈資產收益率，他們發現，由於涉足於更廣闊市場的競爭對手的存在，服務于單一郊區市場的本地銀行的利潤受到蠶食。If a shareholder makes his capital contribution in cash, he shall deposit in full the amount of such cash capital contribution into a temporary bank account opened for the contemplated limited liability company ; if capital contribution is made in the form of tangible goods, industrial property, non - patented technology or land use rights, the appropriate transfer procedure for the property rights therein shall be carried out in accordance with the law
股東以貨幣出資的，應當將貨幣出資足額存入準備設立的有限責任公司在銀行開設的臨時帳戶；以實物、工業產權、非專利技術或者土地使用權出資的，應當依法辦理其財產權的轉移手續。Supervisory review process to ensure that banks follow rigorous pro - cesses, measure their risk exposures correctly, and have enough capital to cover their risks. regulatory arbitrage will be scrutinized
監理檢視程序：確認銀行已遵循嚴謹程序、正確衡量曝險情況，及提列足夠資本，以支風險。再者，詳盡檢視銀行是否有法規套利之行為。Secondly, aiming at the shortage of the present study on this problem, this thesis try to make some creative breaks : explain the connotative definition of intermediate business in systematically to benefit this kind of problem to further study ; study the problems of risk aversion and prevention with it ' s development ; evaluate the market risk, the credit risk, investment risk etc. ; try to establish a valid system to evaluate the risk of intermediate business. the main method we used in this thesis to evaluate the risk of intermediate business is var ( value in risk ). at last, study to take some measures which will match the real state of our country to prevent the risk of intermediate business, which will do some good to intermediate business in china " s commercial bank
其次，針對已有研究中的不足和此類問題的研究現狀，本論文力求創新與突破的是：比較系統地對商業銀行中間業務進行界定和研究其發展策略，有利於對此類問題的進一步深化和擴展；從商業銀行中間業務不斷發展的角度來研究風險規避和防範等問題，評估中間業務面臨的市場風險、信用風險、投資風險和管理風險等一系列風險，嘗試建立有效防範中間業務風險的評估體系，本文主要運用var法來評估中間業務的市場風險；探討符合我國國情的商業銀行中間業務風險防範措施，以期對我國商業銀行中間業務的發展有所裨益。According to regulation and detailed rules and regulations regulation, the foreign bank branch should be miscellaneous and trivial registering for corporation organization requires that the course is strict examining and approving procedures, be confronted with net hardware facilities deficiency after registering successfully, must not exceed corporation registered capital ' s 10 % for loan of important customer, be having no way to contend with in the homeland banking institution for the time being on thick profit retail business but after becoming corporation organization
按照條例和細則規定，外資銀行分行要注冊為法人機構需要經過嚴格繁瑣的審批手續，注冊成功后還面臨著網硬體設施不足，而成為法人機構后給大客戶的貸款不得超過法人注冊資本的10 % ，在利潤豐厚的零售業務上暫時還無法與國內金融機構抗衡。To do this they also need to identify the key risk transmission channels and find ways of quantifying their potential impact on bank profitability and capital adequacy
要做到這一點，分析員也要識別傳遞風險的主要渠道，並找出方法量化計算其對銀行盈利及資本充足性的潛在影響。1 ) if bank capital are forbidden thoroughly to get into stock market, it will bring low profit on monetary market, constrict the development of capital market and affect the transmission of monetary policy ; 2 ) vice versa, allowing bank capital to flow into stock market too early may also lead to unfavorable effects, such as endangering financial stability, disturbing financial order and constraining the development of economy
（ 1 ）限制銀行資金入市，造成了貨幣市場收益率低下，商業銀行、保險公司在貨幣市場上融出資金基本無利可圖，只好通過各種途徑違規進入股市；使資本市場失去資金支持，不僅造成市場流動性不足，還因缺乏基準利率參照而難以形成合理的定價機制，制約了資本市場的發展；影響貨幣政策的傳導，貨幣市場與資本市場的關聯性低，貨幣政策信號受阻，傳導路徑相對單一，貨幣政策效應的時滯加大。Although all the standbys were retrieved at last, the bank paid a high price for the lesson. so it ' s high time to learn relative rules in order to protect us form further losses while taking advantage of this new financial tool. so i choose this field to do my research, and i hope to make some contribution to the exploration of the usage of standbys in china
雖然這些違規開出的備用證被盡數追回，但該案留下的教訓卻發人深醒：必須盡速掌握相關國際慣例及法規知識，在利用金融創新的同時積極防範欺詐，正是立足於此，本人選擇備用證及其主要規則作為畢業論文的研究方向，以期為我國的銀行和企業開展類似業務提供一定借鑒。Even if you don t do anything, you put the money in the bank, it earns interest for you. then you can live on that too. so whatever you save is yours
即使你們不做任何事，光是把錢存在銀行里頭，就可以生利息，靠這些利息，就足夠支付你的生活開銷了。With the social and economic development and changing, china ' s joining the wto in particular, the environment in which the insurance operating changes greatly. the fluctuation of interest rate, rise of loss ratio, development of capital market and competence of international insurance magnate, all of these make insurance investment necessary and important to china ' s insurance company. in facing the competition, insurance companies now attach a great importance to insurance investment strategy
我國保險業經過近20年的發展取得了長足的進步，保險公司積累了大量的可以運用的資金，隨著我國經濟環境的改變和保險業的對外開放尤其是我國加入世貿組織，保險業的經營環境發生了根本變化，我國保險賠付率的上升、銀行利率的變化、資本市場的發展、國外保險巨頭的競爭以及投保人要求的提高，使得保險基金投資對我國保險公司的生存和發展具有越來越重要的意義，良好的投資收益成為保險公司贏得競爭的最重要環節。The dualism of finance caused by financial regulation, the system disfigurements and institutional defects during the economic transition period, and the lack of the internal supervision and stimulus derived from the imperfection of the corporation governance structures of economic bodies, offer enough rent for banks " rent - seeking behaviors. the economic result is that, implicit interest rate forms in the market
金融抑制導致的金融二元性、經濟轉型時期的體制缺位和制度缺陷，以及微觀經濟主體不健全的法人治理結構導致的內部監督激勵不足，為銀行尋租行為的發生提供了不竭的租金源泉，結果形成了市場上的隱性利率。分享友人