通用抵押銀行 的英文怎麼說

中文拼音 [tōngyòngdǐyāyínháng]
通用抵押銀行 英文
general mortgage bank ltd
  • 通 : 通量詞（用於動作）
  • 用 : Ⅰ動詞1 （使用） use; employ; apply 2 （多用於否定: 需要） need 3 （敬辭: 吃; 喝） eat; drink Ⅱ名...
  • 抵 : 動詞[書面語]1. （拍） strike2. （打擊） beat3. （拋擲） throw
  • 押 : Ⅰ動詞1 （把財物交給對方作為保證） give as security; mortgage; pawn; pledge 2 （扣留） detain; tak...
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 通用 : be in common use; be current; apply or be used universally
  • 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
  • 銀行 : bank
  1. Because of non - systemic information, we should escape the moral risk by proper contract, they design many programs of the bank - firm restitution ; the role that the bank exercised on the firm is completed by debt constraint, and the bank influences the government construction of the firm by debt rights. the bank directly gives capital support to firms, and analyses the firms " ability of returning debt, and the bonding value, and make the load - decision

    主要研究在信息不對稱情況下，如何通過完善契約來防範道德風險；銀企債務重組的設計；銀行對企業治理的作用的實現方案，即通過債權影響公司的治理結構，直接插手評價企業的經營狀況、投資決策、償債能力，以及分析企業的抵押價值並以之作為放貸決策的前提。
  2. Through investigation in shenzhen, we found that there are some problems in sme credit guarantee : banks are very strict with mortgage assets. only buildings and right of land use can be mortgaged, the other assets cannot be mortgaged for loan. sme have a little scope ; have small quantity assets and lack of valid fixed assets, which affect the mortgage and guarantee capacity for sme

    通過對深圳市中小企業的調查發現，中小企業信用保證存在以下問題：銀行對抵押資產要求過于嚴格，要求企業以房地產、土地使用權等作抵押，其他資產無法辦理抵押貸款；中小企業規模小、資產數量少，企業缺乏有效的固定資產，從而影響了企業的抵押擔保能力；中小企業自身財務制度、信用建設不足；中小企業難以獲得外部機構或其他企業的擔保等。
  3. The maximum amount of unsecured lending from american express bank ltd. including line of credit is hk 300, 000

    美國運通銀行無抵押私人貸款包括備用信貸之總額為港幣300 ， 000元。
  4. First, the author reviewed the related literature of asset securitization, explained the connotation and the economical significance of asset securitization from many angles, analyzed several essential technologies of asset securitization through using the enterprise financing theory, the financial theory, the system economic theory and the law of averages, constructed a flow chart to analyze the structure and the flow of the operation of asset securitization ; then the author analyses the overseas development tendency as well as the overseas concrete procedure of non - performing loans securitization, proposed several enlightenment ; once more, the author analyzed our country ’ s feasibility of npls, then elaborated emphatically the operation thought of npls of our country commercial bank : regarding the establishment of spv, thought that it most suit the our country current national condition current through pouring the capital to adopt company spv the pattern in our country by the national property management company, and elaborated how to construct and manage the property pond, put forward many kinds of ways of credit enhance for non - performing loans, thought it is the best choice that the product of npls is designed for cmo, the senior bond adopts the public issue, the secondary bond adopt private issue

    首先，本文回顧了資產證券化研究的相關文獻，從多個角度闡釋了資產證券化的內涵和經濟意義，運用企業融資理論、金融理論、制度經濟學理論和大數定律剖析了資產證券化的幾項關鍵技術，構建了一個資產證券化流程圖來分析資產證券化運作的結構與流程;接著通過分析國外不良貸款證券化發展趨勢以及具體做法，提出了幾點啟示;再次，分析了我國不良貸款證券化的可行性，然後著重論述我國商業銀行不良貸款證券化的運作思路:對于spv的設立，認為在我國由國家資產管理公司注資採取公司型spv的模式最適合我國當前的國情;並論述了資產池的構建與管理;提出了對不良貸款進行信用增級的多種方式;認為將不良貸款證券化產品設計為抵押擔保債券，高級債券採取公開發行，次級債券採取私募發行是最佳選擇。
  5. 4 low capital mobilization cost : government bonds could always be collateralized, or used to raise capital by rp rs trading with bond dealers. the borrowing rate usually is lower than the bank and the procedure is easier

    四資金調度成本低：隨時可以政府公債抵押，利用附條件交易方式向債券自營商取得資金周轉，其利率通常較向銀行貸款低，又不影響持券人之債息收入，手續亦簡便。
  6. In america and elsewhere, banks are helping the elderly gain access to this through reverse mortgages, which let people borrow against the value of their homes ? either in one big, upfront loan or through a line of credit

    在美國或其他地方，銀行正在幫助老年人通過反抵押貸款來使用這些產權，這種貸款是根據他們房屋的價值來借款，要麼是一筆大額預付貸款，或者通過信用額度獲得相應貸款。
  7. However, in order for china to do securitization, we still need to solve the following problems : the lacking of enough matching laws and credit insurance and guarantee, for example, a necessary legal and regulatory framework that allows for the clear separation of assets into the spy, and clarifying the taxation issues related to asset transfers, which will determine whether the securitization vehicle is tax neutral or not

    Spv聘請信用評級機構對貸款組合的信用風險進行信用評級，以揭示證券的投資風險及信用水平，作為擬定發行證券的定價和證券結構設計的依據； （ 4 ）發行貸款抵押證券； （ 5 ）資產管理與回收資產收益。通過上述的運行機制，使需要資金的發起銀行事先獲取資金，以對新項目進行投資或發放新的貸款； （ 6 ）還本付息。
  8. He and others proposed that road home should use bankers, mortgage - brokers and other existing institutions to disburse the money

    他和其他人認為直通家庭應該運用銀行，抵押掮客，和其現有的機構去共同承擔這一費用。
  9. Mortgage - backed securitization can drive home mortgage market through 4 enhancing the asset fluidity of bank. real estate industry expands quickly in our country, which bring great capital requirement. so, it is very important to develop home mortgage loan secondary market

    住房抵押貸款證券化（ mbs ）是資產證券化的主要產品，它通過增強銀行資產的流動性，解決銀行資金來源與運用在期限和利率上的不匹配的風險，從而大大促進了住房抵押貸款一級市場以及住房產業的發展。
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