過期債權 的英文怎麼說
中文拼音 [guòqīzhàiquán]
過期債權
英文
overdue credit- 過 : 過Ⅰ動詞[口語] (超越) go beyond the limit; undue; excessiveⅡ名詞(姓氏) a surname
- 期 : 期名詞[書面語]1. (一周年) a full year; anniversary 2. (一整月) a full month
- 債 : 名詞(欠別人的錢) debt; loan
- 權 : Ⅰ名詞1 [書面語] (秤錘) counterpoise; weight (of a steelyard)2 (權力) power; authority 3 (...
- 過期 : exceed the time limit; be overdue; overdue; expire
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In a contract for sales, according to the appointment of two parties, possession of object to the bargainee. after the bargainee pays in full or completes special terms, the ownership of object can be shifted. thus this system is named retention of title
所有權保留在經濟生活中的應用由來已久,尤其是十九世紀以來,信用經濟蓬勃發展,分期付款買賣日益流行,在為出賣人的價金債權尋求擔保的過程中,所有權保留彰顯了巨大的制度價值。This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee
樓花按揭作為一種擔保方式起源於英美法上的mortgage ,所以本文第一部分首先探討了mortgage在英美法上的含義:特定財產權利的轉移;在債務人不履行債務時,債權人可以確定地取得所有權;債務人享有通過履行債務而贖回擔保物的權利,同時債權人負有交還財產的義務。其次,就我國的樓花按揭實踐總結了其基本特徵:樓花按揭涉及兩個合同三方當事人;樓花按揭的標的是一種期待性利益;樓花按揭是通過轉讓物業權益而設定的一種擔保方式;預售樓花滅失的風險應有開發商承擔;樓花按揭的階段性;樓花按揭實現方式的特殊性。最後,分析了樓花按揭所牽涉的各個法律關系,認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系,按揭當事人只有購房人(按揭人)與銀行。It concludes that the realization of creditor ' s subrogation must follow the proceeding procedures ; the debtor is the third party without independent request right ; the object of creditor ' s subrogation is determined by the aim expansion method according to the legislation principle ; the creditor should quote to prove the existence of mature creditor ' s right between the creditor and sub - creditor apart from the quoting to prove the relationship as debtor and debtee ; and it is emphasized that the debtor is liable to cooperate to the quoting to prove the related facts ; the principle for the debtee to exercise the subrogation is the direct one
認為債權人代位權的實現必須經過訴訟程序;債務人在代位權訴訟中為無獨立請求權的第三人;債權人代位權的客體圍繞立法宗旨採取目的擴張的方法確定;債權人除舉證證明其與債務人存在債權債務關系外,還要舉證證明債務人與次債務人存有到期債權,並強調債務人對相關事實負有配合舉證責任;債權人行使代位權的受償原則為直接受償原則。Concerning the characters of the preemptive right, different scholars have different opinions, for example, regard it as the right of claim, the right of formation, the conditional right of formation, the right of gaining real right, the expectative right, the real right, the claim or the compromise of the above
關于先買權的性質,學界有請求權說、形成權說、附條件形成權說、物權取得權說、折衷說、期待權說、物權或債權說等不同觀點,文章通過對各學說的優劣分析,認為附條件形成權說較為允當。Concretely, it is creditor ' s right from the angle of request of company ' s performing obligation ; it is expectant right from the realization of right ; it is option from the content of exercising right. simultaneously, eso has the characters of right, profitability, time limit and nonnegotiable. eso system is not an arrange for system of property right but a long term incentive mechanism, because the aim of enterprise executive is not property of enterprise but rich profit by exercising their right, that is the value of eso for senior manager is not to control company but to acquire profit from the price difference
第一部分分析了股票期權和股票期權制度的含義,指出股票期權的性質從不同角度分析可以認定為債權、期待權、選擇權,具體而言,從需權利人請求公司履行義務的角度它是一種債權,從權利實現的角度它是一種期待權,從權利行使內容的角度它是一種選擇權,同時它具有權利性、收益性、時限性、非流通性等特點;股票期權制度是一種長期激勵制度而非產權制度安排,因為企業經營者的目標是通過行使權利獲得豐厚收益,而非企業的所有權,即該制度對高級管理人員的最大價值是獲得差價利潤而不是控制公司。Given that the trustee is required to publish a notice in the newspaper not less than three months before the expiration of the four - year bankruptcy period to give creditors a chance to raise objection to the discharge of bankruptcy, of the total expenditure incurred in publishing the relevant notices under the name of the official receiver as the trustee in respect of bankrupts who had been adjudged bankrupt for more than eight years, as well as the amount of payments the official receiver s office received from such bankrupts for debt repayment purposes
鑒于在4年破產期終結前不少於3個月,受託人須在報章刊登通知,讓債權人有機會反對解除該項破產,自修訂條例生效以來,破產管理署署長作為受託人就破產已超過8年的人士刊登有關通知的開支是多少,以及這些破產人為償還債務而向破產管理署繳交的款項總額?A few appropriated part of the funds and invested them in municipal infrastructure lacking commercial value, plunging them into severe financial difficulties and disabling them to repay the principal and interest on their loan to the creditor banks or financial organizations. as a result, the borrower and lender came into commercial dispute, with some of the borrowers even declaring bankruptcy
但有些公司透過地方政府的擔保,或者以土地抵押形式,在香港依法向海外金融機構取得貸款,少數公司更將部分資金挪用於缺乏商業價值的市政建設上,最終因為經營不善和其它原因,陷入財政困難,無法依期向債權銀行或金融機構償還本息,產生商業糾紛,有些更宣布清盤。In chapter 9 we summarize the whole paper, and explain the shortages of this paper and problems to further study. main conclusions of this paper are as follows : the first, state - owned funds have always been predominant in venture capital sources in china, and this caused the " government - operated model " which leads to excessive government ' s interferes and distorted venture capital contracts ; the second, limited partnership contract is better than incorporated company contract, because the former has obvious advantages in not only encouragement and controls, but also in investors " profits. however, this paper insists, incorporated company contracts will still be very popular in the near future because limited partnership still be illegal in most provinces of china ; the third, venture capitalists " share of profits in compensation clause of fundraising contracts is influenced by investors " attitude towards difficulties and obstacles of future investment
本文研究的主要結論:第一,在我國風險資本來源中,政府風險資本一直居於主導地位,這造就了我國風險投資的「官辦官營」模式,使其契約機制從一開始就帶有「行政干預」的烙印;第二,有限合夥契約在約束機制、激勵機制、投資者收益三個方面都明顯優于公司制契約,因此是我國風險融資契約的發展方向,但由於有限合夥在我國受到法律限制,公司制契約在一定時期內仍是我國風險融資契約的主要形式;第三,融資契約報酬條款中的激勵系數受主體先驗概率影響,借鑒有限合夥契約,可對我國公司制融資契約進行改造與重構;第四,與債權契約、普通股契約相比,可轉換優先股契約可以有效緩解風險投資過程中的信息不對稱、降低代理成本,因此是我國風險投資契約的最優選擇。Chapter ii makes analysis on properties of lien on marine goods under article 87 of maritime code, based on examples of legislation on lien in various countries. the author holds that there are two properties of lien : one is lien exercised by the carrier when the freight, contribution in general average and other necessary charges which are the other party ' s obligation to be paid to the carrier are not paid. it is a real right lien, which is a legal real right for security
第二章通過各國留置權立法例的啟示,分析了我國《海商法》第87條項下的海運貨物留置權的性質,筆者認為其性質分為二部分:承運人為收取運費、共同海損分攤和為貨物墊付的必要費用等屬于對方合同義務的費用而行使的留置權,是一種物權性的留置權,為法定擔保物權;承運人為收取滯期費等屬于對方合同責任的費用而扣留貨物,是一種債權性留置權,為合同的留置權。The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短,而按揭貸款的還款期限較長,銀行長期資產與短期負債不匹配,就不能化解未來不確定性帶來的風險;二是資產的流動性和期限呈反方向變動,期限越長,流動性越低,住房抵押貸款本身的特性決定了其流動性較差,因此目前各銀行都嚴格限制貸款期限;三是風險大,由於按揭貸款是期限很長的債權資產,銀行面臨的利率風險就很大;另外,當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時,就會發生信用風險,而銀行以金融產品為主要業務,即使收回抵押物,但如何處置不良資產仍是諸多銀行頭痛的問題。Article 21 a long - term investment is an investment other than a short - term investment, including equity interests of different classes that are purposely held for more than one year ( exclusive ), bonds that are not realizable or not readily realizable, long - term debt investments and other long - term investments
第二十一條長期投資,是指除短期投資以外的投資,包括持有時間準備超過1年(不含1年)的各種股權性質的投資、不能變現或不準備隨時變現的債券、長期債權投資和其他長期投資。Practicing this regime requires certain pre - conditions such as the scale of mortgage loans, a brisk stock market, a huge group of investors as well as a number of intermediary service institutions including credit rating corporations, insurance companies, law firms and accounting firms. in china, the securitization of housing - mortgaged loans has become heatedly discused topic recently. in our country, initiate innovations are needed for the market potentiality of real estate, explosive expand in house requirement, further improvement in house market and to develop and reinforce the housing finance, and so mortgage - backed securities provided a ideal tool for resolving the problem for those
所謂房地產抵押貸款證券化,就是將房地產抵押貸款債權轉化為房地產抵押證券的過程,具體而言,也就是金融機構將其持有的若干房地產抵押貸款依其期限、利率、還款方式進行匯集重組,形成一系列房地產抵押貸款資產池(資產組合) ,再將該組合出售給從事抵押貸款證券化業務的特殊目的機構( spv ) ,通過擔保機構擔保實現信用升級后,經信用評級機構評級,由證券承銷商將信用級別較高(通常為aaa或aa級)的抵押貸款支持債券出售給投資者的一種證券化模式。Chapter four - this chapter introduces the functions of government authority such as accessing the appropriate tax on taxpayers ; defining ways to include taxes based on accounts and records ; explaining the calculation of tax based on valuations as well as discussing the concepts of legitimacy of tax notification, tax relief, tax refund, administrative remedy chapter five - this chapter examines the measures of collecting taxes and imposing interests, fines, tax preservation and tax execution when the taxpayers violate the tax law
第四章-本章介紹征稅機關確定稅捐債務的功能,例如徵收法定的金額、以會計制度為基礎的確定稅捐方法、基於指數方法評定稅收的方式以及討論課稅處分的法律效力、稅務減免、退稅、行政救濟的概念。第五章-本章探討稅務機關征稅權利的行使以及對納稅人違反稅法時課以過期利息、處罰、稅務保全及稅務執行的手段,並且討論稅務機關征稅權因5年法定期間屆滿而歸于消滅的問題。The variable intercept fixed effect panel data model set up in this paper based on the financial data between 1997 and 2004 of 34 listed companies in electric power industry has proved that the theoretical analysis of this paper is well founded in that the maturity structure of debt financing has remarkable positive relation with enterprise value ; and that the size of enterprises, the ratio of negotiable share and the shareholding ratio of the first shareholder have significant influence on enterprise value
本文利用34家電力行業上市公司1997 ~ 2004年的財務數據,通過建立變截距固定效應面板模型,證明企業價值與債權融資期限結構具有顯著的正相關關系,這一結果支持了本文的理論分析;實證結果還表明企業規模、流通股比例、第一大股東持股比例對企業價值具有顯著的影響。Expect to achieve through the claims should be classified as relatively rights ; conversely, if the right to acquire for the purpose, has the absolute right to nature
通過期待權取得債權的,應歸入相對權;反之,如以取得物權為目的時,則具有絕對權的性質。Article 85 during the period of restructure, the manager may, upon the agreement of the creditors conference, employ through contract professional persons in enterprise operation and management to take charge of the enterprises business operation
第八十五條在重整期間,管理人經請求債權人會議同意,可以通過合同聘用企業經營管理方面的專業人員負責企業的營業事務。When guaranteed creditor ' s right is overdue, mortgagee can claim for the security by legal means to obtain its exchanged value and to accomplish their own creditor ' s right without need for mortgagor intervention, so the fundamental pursuit of mortgage is security ' s exchanged value and the nature of mortgage is right towards exchanged value. aspect 2
在被擔保的債權逾期未得到清償時,抵押權人有權通過法定程序,在不需要抵押人介入的情況下即可對抵押物行使權利,取得其交換價值,以實現自己的債權,因而,交換應當是抵押權的根本目的之所在,抵押權在本質上實為換價權。The theoretic frame of the right to know in the business of security trading is expected to be built on the basis of confirming the right to know in security trading, listing the reason of why the small and medium - sized share holders, creditors or foundation holders have the such right to know, making clear the positive meaning that the independent director cherished for the public disclosure, getting into the in - sight specialities of public business information products and non - symmetry and enforcing the main body of the business, the task of public disclosure of the listed companies in particular
通過對中小股東、債權人以及基金持有人知情權權利主體的保護,獨立董事享有知情權對信息披露的積極意義;透視營業信息以及非對稱性之特徵,並強化義務主體,尤其是上市公司的信息披露義務;以期構建起證券交易知情權的理論框架。此外,為投資者恢復在證券交易過程中被剝奪的權利和損失的利益,建立和完善證券交易知情權民事責任制度及其實現機制,從而建立起證券交易知情權的保護體系。At no time during the year was the company, its fellow subsidiaries or its holding companies a party to any arrangement to enable the directors of the company to acquire benefits by means of acquisition of shares in, or debentures of, the company or any other body corporate
年中任何時期,公司,其附屬公司或控股公司都沒有參與策劃任何使公司董事通過購買本公司及其任何其他法人企業的股份或債權來獲取利益。Along with academic accumulation and the influence of kantian philosophy, especially with the study of savigny, transfer was interprets to juristic act of real right ; at the same time the juristic act of jus in persona was interprets to motive. through those explanations the principle of abstraction was systematized and rationalized. but the author thinks that abstraction only is logical
德國法繼承了羅馬法上的這種發展趨勢,在長期的學術積累和康德哲學的影響下,特別是經過薩維尼的努力,給付被解釋成為一個物權契約,並通過將債的關系解釋為給付目的的目的? ?動機,實現了物權行為無因性的體系化和邏輯上的合理性說明。分享友人