銀行貸款給商行 的英文怎麼說

中文拼音 [yínhángdàikuǎngěishāngháng]
銀行貸款給商行 英文
banks make advance to business firms
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 給 : 給Ⅰ動詞1 （送對方某物; 使對方得到） give; grant 2 （用在動詞后 表示交與 付出） pass; pay 3 （叫; ...
  • 銀行 : bank
  • 貸款給 : to make an advance to sb
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. Nonetheless, mortgage - backed still have some existing defects with the security, profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors

    但是，以現代商業銀行經營的安全性、盈利性和流動性角度來看，住房抵押貸款仍存在一些缺陷：一是銀行貸給按揭人的資金是銀行對儲蓄者的負債。
  2. The commercial bank receives loan application and the day that accord with conditional data to rise oneself, should be in 3 loan applicant gives formal answer inside week

    商業銀行自收到貸款申請及符合條件的資料之日起，應在三周內給予貸款申請人正式答復。
  3. The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate

    論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。
  4. A : please check up the price list. the average unit price is five million hong kong dollars. there are eight different banks that will provide a seventy percent mortgage loan. also, the developer will offer another ten percent mortgage to purchasers

    你可以看看價目表。平均售價約港幣五百萬元，有八家銀行提供七成按揭貸款。開發商可提供一成的按揭給認購者。
  5. My housing loan is 10 years in all 120 period 150000 business borrow 60000 accumulation fund in all the combination of 210000 borrows money, it is clear to also understand without the staff member to the bank when beginning reimbursement this year in june, have accumulation fund share only, the staff member of conduction hall gave out one arrives from june this year the lunar reimbursement detail of year end, business borrows a share ambiguous, so i all the time every months to the bank aggregate stock 2750 yuan, the hope can receive a reimbursement detail sheet of 120 months, thank

    我的住房貸款是10年共120期的60000公積金150000商貸的共210000的組合貸款，在今年6月開始還款的時候也沒有向銀行的工作人員了解清楚，只有公積金部分，辦理大廳的工作人員給出了一份從6月到今年年末的月還款明細，商貸部分不明確，所以我一直每月向銀行合計存入2750元，希望能得到一份120個月的還款明細單，謝謝！
  6. But currently our country " s financing system is entangled with the following problems : 1 ) the resources of fund supply are monopolized by the bank loans ; 2 ) the big four state - owned banks provide too few loans to msfs ; 3 ) the allotment of loans between different msfs is unbalanced mostly at state - owned msfs advantage ; 4 ) the financing funds from the internal and external firms are disproportioned and the ratio of debt to asset is too high ; 5 ) the capital market is almost closed to msfs and they have no qualification of bond issuance

    而在我國目前的融資體制下，特許加盟企業存在著如下融資問題:資金供給渠道單一，主要是銀行貸款為主的間接融資:大型商業銀行對中小企業貸款份額較小:信貸融資在不同所有制中小企業之間的配置不均衡，銀行貸款偏重於國有和集體企業;企業內源融資渠道不暢，來自企業留存利潤部分的融資比例不高;直接來源的有效資金供給不足，尚沒有為中小企業服務的正規資本市場，中小企業發行債券受到限制。
  7. Hong kong, april 18, 2004 - industrial and commercial bank of china asia limited " icbc asia ", sehk : 0349 announced that the bank was assigned first time credit ratings by moody s investors service. icbc asia received a2 prime - 1 long - term short - term deposit ratings and d bank financial strength rating bfsr

    中國工商銀行亞洲有限公司工銀亞洲香港交易所： 0349宣布剛獲國際評級機構穆迪投資首次給予信貸評級，工銀亞洲之長期及短期存款分別獲授a2prime - 1評級，展望穩定，另獲d級銀行財務實力評級，展望正面。
  8. Firstly, this thesis starts with credit risk management of commercial banks, describes the necessary of applying loans " portfolio to reduce loan risk, and builds up a decision - making model of loans " portfolio optimization based on principle of maximum earning and minimum risk

    論文首先從商業銀行信貸風險管理的現狀入手，闡明了採用貸款組合減少信貸風險的必要性，對基於單位風險收益最大化原則的銀行貸款組合優化決策模型進行了深入的理論分析，提出了建模的原則和假設，並給出了基於風險效益綜合評價的貸款風險組合優化模型。
  9. The bank of england ' s financial stability report, published in november, revealed that lending to commercial - property companies now comprises 9 % of all domestic lending, a higher proportion than at the previous peak in 1989 - 90 ( which was followed by a property crash )

    11月出版的英格蘭銀行的《金融穩定報告》 ，揭示放給商業房產公司的貸款現在已構成所有國內貸款的9 % ，這個比率比前一個高峰1989 - 90年（后來發生了房產暴跌）更高。
  10. First of all, this essay introduces the basic theory, the principle and the goal of the loan pricing of commercial bank. then, according to our country actual situation, this paper gives two pricing models : cost - plus pricing model and the customer profitability analysis model by learning from the western commercial bank ' s tradition loan pricing model, by the guidance of economic capital the modern bank risk management core technology

    本文首先論述了貸款定價的基本原理、貸款定價的原則和目標，然後借鑒西方商業銀行傳統定價模型，結合我國實際情況，以現代銀行風險管理的核心技術經濟資本為指導，給出了適合我國的商業銀行貸款定價模型，即針對一般客戶的成本加成模型和針對重要客戶的客戶盈利分析模型。
  11. Comsumer credit means commercial banks directly provide loan to individuals or families, in order to help them purchase some durable goods or pay for education, medical treatment, travelling and other consuming

    消費信貸，顧名思義是指商業銀行直接發放給個人或家庭，用於購買耐用消費品或支付教育、醫療、旅遊等其他消費的貸款。
  12. The marketization of interest rate made the commercial bank gain pricing right of fund, put forward the new issue for the bank - - loan pricing at the same time

    利率市場化使商業銀行獲得了資金定價權，同時也給銀行提出了新的課題? ?貸款定價。
  13. The securitization of bank assets is one of the most important innovations in the modern financial market and the securitization of home loans is an important component of that innovation. it indicates that financial organizations ( mainly commercial banks ) take the poor liquidity but good prospects in future cash earning of the home mortgage collections and turn them into secured loan groups and then take these assets sales and give them to a specific strong and credible organization, namely a spv ( special purpose " vehicle, to be used by a special purpose organization )

    銀行資產證券化是現代金融市場最重要的創新之一， 「住房貸款證券化」是它的重要組成部分，指的是金融機構（主要是商業銀行）把持有的流動性較差但具有未來現金收入流的住房抵押貸款匯集成抵押貸款群組，然後將此資產出售給特設的有實力、有信譽的機構，即spv （ specialpurposevehicle ，用於特殊目的機構） 。
  14. In the author ' s opinion, we should select the off - balance - sheet model of mbs as ours and let the trust institutions be the spv

    同時，金融體制改革的進程中，作為住房抵押貸款供給者的國有商業銀行將會逐漸企業化和市場化。
  15. A revolving loan fund program is set up in an impoverished community and provides small loans to entrepreneurs who have no credit history or access to commercial bank loans

    循環貸款基金計劃設立於貧窮社區，提供小額貸款給沒有信用紀錄或無法取得商業銀行貸款的企業家。
  16. In chinese banking mortgage loan business, by adjusting mortgage rate periodically made chinese commercial bank keep earning stable profit, but impaired bank ’ s willing and ability to manage interest rate risk

    鑒於我國住房貸款業務長期以來採用定期調整利率的方式，將利率風險轉嫁給貸款人。這種方式使商業銀行能獲得穩定利益，但也減弱了商業銀行主動進行利率風險管理的動機。
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