銀行運用資本 的英文怎麼說

中文拼音 [yínhángyùnyòngzīběn]
銀行運用資本 英文
banking capital
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 運 : Ⅰ動詞1 （物體位置不斷變化） move; revolve 2 （搬運; 運輸） carry; transport 3 （運用） use; wield...
  • 用 : Ⅰ動詞1 （使用） use; employ; apply 2 （多用於否定: 需要） need 3 （敬辭: 吃; 喝） eat; drink Ⅱ名...
  • 資 : Ⅰ名詞1 （錢財; 費用） money; wealth; expenses 2 （資質） intelligence; endowment 3 （資格） quali...
  • 本 : i 名詞1 （草木的莖或根）stem or root of plants 2 （事物的根源）foundation; origin; basis 3 （本錢...
  • 銀行 : bank
  • 運用 : utilize; wield; apply; put to use
  • 資本 : 1 （經營工商業的本錢） capital 2 （牟取利益的憑借） what is capitalized on; sth used to one s own...
  1. But in the past analyzing of the causes that banks face the managing risk, more attention was paid to the source of capital is not matchable with the applying structure and the period of capital, or the borrowers " credit is not known clearly to the lender and the qualification examination is not strict, as well as the account for the system and the policy

    因此，本文分析的重點是商業銀行的經營風險。但是，對于銀行所面臨的經營風險的成因分析，過去較多的集中於資金來源和資金運用的結構、期限不匹配、對借款人的資信不了解、資格審查不嚴格以及體制與政策方面的原因。
  2. The basic of bringing the money rate in the market into play is that the action of the commercial banks has to reflect the scale and composition of the currency supply in the market through high or low rate of deposit - loan

    商業銀行是資金運行的中心，市場利率發揮作用的基礎是商業銀行的行為必須通過存貸款利率高低反映出市場資金供求的規模和結構。沒有商業銀行制度的根本改革，市場利率的運行就沒有最重要的主體。
  3. It is not only influnce the survival of valin group but also influnce the industrialization progress of hunan province. this book appraised the foreground of the product market, raising money and using money, budget and potential risk of this project by using the method of project evaluation, analysised avail factor and disadvantage factor, then bring forward measures of evading project risk to help erector and bank who provide a loan

    本文運用項目評估方法，對華菱薄板項目的產品市場前景、資金籌措與運用、財務預測與分析及項目潛在風險等方面進行評價，分析項目建設的有利因素和不利影響，得出評估結論，提出規避項目風險的措施，為項目建設單位及項目資金承貸銀行提供指導和幫助。
  4. The interest rate for loans may be decreased in accordance with the interest rate management regulations enacted by the people ' s bank of china for those quality projects underwritten by guarantee agencies with sound operation system, good credit standing, strong capital strength and powerful risk prevention ability

    對運作規范、信用良好、資本實力和風險控制能力較強的擔保機構承保的優質項目，可按人民銀行利率管理規定適當下浮貸款利率。
  5. Firstly, by an in - depth study on chinese commercial banking and their foreign counterparts, this paper points out the great differences of intermediate business innovation between chinese and western commercial banks regarding innovation products variety, scale, technology, etc. secondly, comparing the institution regarding intermediate business innovation and microeconomic - body behavior of chinese commercial banking with foreign ones within an analysis framework from the perspective of institutional economics and game theories, this paper shows that a number of reasons account for the emerging of intermediate business innovation, including external economic environments as well as internal factors within the financial system and technology, among which the institutional factors within the financial system being the most important. at the same time, by comparison with western developed countries " counterparts, the innovation of chinese banking institution lags far behind the development of banking business in main aspects of property rights, managerial system, compensation arrangement and organization system. thus, the backward innovation of banking institutions and twisting microeconomic - body behavior seriously strict intermediate business innovation

    本文首先通過對中外商業銀行進行較為深入的調查研究指出，與西方發達國家商業銀行相比，我國商業銀行中間業務創新無論是在業務創新品種、規模上還是在技術手段上，都存在著巨大差距；其次，運用制度學分析和博弈分析框架將中外商業銀行中間業務創新制度及微觀主體行為進行比較得出：商業銀行中間業務創新產生的原因有多種，如外部經濟環境因素、金融體系內部因素和技術因素等，其中最根本的是金融體系內部的制度性因素；與西方發達國家商業銀行制度相比，我國銀行制度創新遠遠落後于銀行業務的發展，主要表現在產權制度、經營制度、分配製度和組織制度等方面；銀行制度創新的滯后及其微觀主體行為的扭曲嚴重製約著中間業務創新，尤其是我國銀行產權關系不明晰，在國有獨資產權框架下政府? ?行長及上級行長? ?下級行長兩種委託代理行為帶來了嚴重的問題，導致了我國銀行中間業務創新動力不足。
  6. Secondly, aiming at the shortage of the present study on this problem, this thesis try to make some creative breaks : explain the connotative definition of intermediate business in systematically to benefit this kind of problem to further study ; study the problems of risk aversion and prevention with it ' s development ; evaluate the market risk, the credit risk, investment risk etc. ; try to establish a valid system to evaluate the risk of intermediate business. the main method we used in this thesis to evaluate the risk of intermediate business is var ( value in risk ). at last, study to take some measures which will match the real state of our country to prevent the risk of intermediate business, which will do some good to intermediate business in china " s commercial bank

    其次，針對已有研究中的不足和此類問題的研究現狀，本論文力求創新與突破的是：比較系統地對商業銀行中間業務進行界定和研究其發展策略，有利於對此類問題的進一步深化和擴展；從商業銀行中間業務不斷發展的角度來研究風險規避和防範等問題，評估中間業務面臨的市場風險、信用風險、投資風險和管理風險等一系列風險，嘗試建立有效防範中間業務風險的評估體系，本文主要運用var法來評估中間業務的市場風險；探討符合我國國情的商業銀行中間業務風險防範措施，以期對我國商業銀行中間業務的發展有所裨益。
  7. Meanwhile, the deep reformation of capital market and investment and financing system, the quick marketization process of interest rate, the wide application of electronic businesses in governments and enterprises, and the continuously changed consumer behavior and family financing thought make the banks have more opportunities to get profit

    商業銀行傳統資產負債業務的獲利空間逐漸縮小。而隨著資本市場、投融資體制改革的深化，利率市場化進程加快，電子商務在政府和企業得到廣泛運用，居民消費行為和家庭理財觀念不斷變化，這些則為銀行業打開了一個新的獲利空間。
  8. In view of the great sense of making profit to a commercial bank, this dissertation applys maths modeling theory and layer analysis, takes modern computer technology, uses advanced maths software and finally constructs a profit maxmization model for commercial bank according to the real situations of commercial bank operation ; it also takes the operation of a certain home bank for example, applys the constructed profit model to its operation so as to make assets allocated best and realizes its assets profit maxmiazation

    鑒于盈利對商業銀行具有重要的意義，本人採用數學建模理論和層次分析法，利用現代計算機技術和先進的數學軟體，從商業銀行業務經營的實際情況出發，構造了商業銀行資金收益最大化模型；並選取國內某信用社近兩年的實際業務經營情況為例，通過運用所建立的收益最大化模型，使得其資金配置最佳，從而實現了該信用社的資金收益最大化。
  9. The correct thought in china commercial banks should be : the bank arranges its asset according to its ability to collect deposits over a long period of time, and reduce reserve as possible as it can to increase the income in a short period of time ; the money borrowed from the interbank lending and borrowing market can only be used to smooth the wave of cash demand in a short period of time ; when the bank arrange its asset and liability for the purpose of liquidity management, the bank must consider income and interest risk all together

    我國商業銀行流動性管理的思路應該是：從中長期看，只能根據銀行吸收存款的能力，來安排資金運用；從短期看盡可能降低備付來提高收益；同業市場的短期借款只能用來做為頭寸調度的「潤滑劑」 ；流動性管理管理必須結合收益、利率風險管理來安排銀行的資產負債結構。本文的題目是：我國商業銀行流動性管理的量化分析。
  10. This paper, using the experience of the typical nation and region about housing mortgage securitization, joining together the realistic condition in our country, putting forward the strategy of developing housing mortgage securitization in our country now. the article is divided into four parts : part one : introduce the related theories about the housing mortgage securitization, including the content of housing mortgage securitization, the participants, concrete operation procedure, the financial tool, and point out the realistic meaning that our country promote. part two : analyze the background and the motive that world housing mortgage securitization, choose the typical model nation and region such as the united states, canada, hong kong to proceed the comparison, and get some experiences and apocalypses from it

    文章分為四個部分：第一部分：首先對住房抵押貸款證券化的內涵、涉及的參與者、具體運作程序以及使用的金融工具等與住房抵押貸款證券化相關的理論進行了介紹，其中著重對抵押貸款傳遞證券、抵押貸款支持債券、抵押貸款轉付債券、抵押擔保證券等目前國外規模較大的四種住房抵押貸款證券進行了較詳細的介紹，然後指出我國目前推行住房抵押貸款證券化無論是從商業銀行和投資者等微觀主體的角度還是從住房產業和資本市場的發展等宏觀角度來看都具有非常重要的現實意義。
  11. The rool of finance system in the economic is the focus of economics " study more and more in the world. study shows that neither the bank - dominant financial system nor the market - dominant financial system is more useful for the economic growth. so we can not say that we must to develop the capital market in order to improve the economic growth. in this way, we should anylese the determinate factor of the financial structure to find how the financial system develop. the way of financial structure in china is the aim for the study

    目前，金融發展中存在金融結構應該選擇「主市場」還是「主銀行」的爭論。本文以金融結構這一宏觀變量為切入點，對其內涵、相關理論發展及研究方法等進行了詳細的論述。運用結構比率指標，從社會金融資產的組成與分佈、貨幣結構和融資結構三個方面對以韓國、美國、加拿大為代表的oecd國家的金融發展與金融結構進行分析。
  12. Secondly, this dissertation introduces the operation principles of kmv and creditmetrics models, and emphatically probes into how the models to measure credit risk of assets portfolio, and analyses the applications in credit asset pricing, the investment decision based on var and the supervision by using internal credit risk measurement models, and advances creditmetrics model based on conditions of china ' s commercial banks, and studies fundamental conditions, limited conditions, and how to use moutun ' s pricing model testing results of creditmetrics model

    接著對kmv模型和creditmetrics模型的運作原理進行了介紹，並重點探討了模型是如何對信用資產組合的信用風險進行度量，以及對信用資產定價、基於受險價值的投資決策以及利用內部信用風險度量模型進行監管等方面作了分析，提出基於我國商業銀行信用風險實際的creditmetrics模型，分析了該模型運用的基本條件和限制條件以及如何使用默頓定價模型對creditmetrics模型分析結果進行檢驗。
  13. With the application background of the development of pbc dalian branch " disposal information s ervice system ", the decision supporting subsystem of dalian international cooperating group information system and china life insurance company dalian branch " estimate and planning of market the decision supporting system ", paper applies itself to resolve the above conflict and problem, in order to enhance the self - adaptive of dw system, to implement integration optimization within dw and measure the users compatibility, and to get a self - adaptive dw system. during the process, it uses dw technology, dw quality, corba structure and agent technology. the content is below : ( 1 ) in order to decrease the development cost, to improve the multiplexing of components and to realize load balance and distributional calculation in larger range, paper studies and realizes the self - adaptive architecture of dw with the corba technology, agent technology and java programming language. as a result, the dw architecture get the ability of initiative, permanence and intelligence

    鑒於此，本文以數據倉庫系統面臨的問題與矛盾為研究背景，以中國人民銀行大連資金清算中心清分信息服務系統、大連國際合作集團決策支持系統、中國人壽保險公司大連分公司營銷決策支持系統評估與規劃等三個項目為應用背景，以強化數據倉庫系統的自適應性、在數據倉庫系統中進行聚集優化和度量數據倉庫用戶適用度，得到一個自適應的數據倉庫系統為目的，利用數據倉庫技術、數據倉庫質量、 corba結構以及agent技術，重點研究了以下內容： （ 1 ）為達到降低軟體系統開發成本、提高組件重用性、在較大范圍內實現平衡負載與分佈運算的目的，賦予數據倉庫體系結構主動性、持久性、智能性的能力，本文利用corba技術、 agent技術與java編程語言，研究並實現了數據倉庫自適應體系結構。
  14. Suggesting that the minimum capital requirement remains an effective policy instrument even though banks in hong kong consistently maintain capital adequacy ratios above the regulatory requirement, and basel ii is expected to help address the issue of how banks can improve the use of their capital

    析述盡管本港銀行一直維持高於監管要求的資本充足比率，最低資本要求仍然是有效的政策工具文章亦預期資本協定二將有助銀行改善資本運用。
  15. Nevertheless, it is prudent to be conservative, even though there are those who believe there is inefficiency in the use of bank capital inherent in such approach

    有些人認為這種較保守的計算方法影響銀行運用資本的效率，但為了審慎起見，這是有其必要的。
  16. This thesis takes zhenjiang city commercial bank ( zccb ) as the research object, stating with the basic theory of credit risk by way of analyzing in combining the theory into practice, and then deeply analyzing the current status and credit risk system in order to find the weak aspects on the basis of research, and with consulting foreign banks " advanced means in controlling credit risk and with importing the credit risk management system project, specially importing the model of crdeit metrics, the most important means in measuring the var value of credit risk in the above mentioned project, and then puts forward the conclusion that the means in managing the credit risk is changeable and dynamic with using synthetic ways in accordance with the practical status, and also advises how to improve the credit risk management on the part of zccb

    本論文以鎮江市商業銀行為研究對象，從商業銀行信用風險的基本理論入手，運用理論和實踐相結合的分析方法，深入分析了鎮江市商業銀行的經營現狀和鎮江商行信用風險體系，找出其薄弱環節。在此基礎上，借鑒國外銀行信用風險管理先進手段，引進信用風險管理系統工程，特別是此系統工程中最為重要的信用風險量化手段creditmetrics模型測算風險的var值，構建了鎮江市商業銀行信用風險管理的模型，提出了在強化信用風險管理相關環節的同時，必須進行raroc考核，以評定相關信貸人員的業績及分配風險資本。並針對鎮江市商業銀行的實際，提出了改進鎮江商行信用風險管理的措施建議。
  17. It ' s about seventy years since the ipos pricing theory came to being. it is perfect from theories and it has been applied successfully in many foreign investment bank

    Ipo定價的基本理論從產生至今已有幾十年的歷史，理論上已經比較完善，實踐上國外許多投資銀行運用都比較成功。
  18. The sub - committee advised that banks should be encouraged first to resort to their own liquidity arrangements as far as possible

    委員會指出，應呼籲銀行盡可能先運用其本身的流動資金安排。
  19. The rules, which set out in detail the different approaches that can be adopted for calculating the capital charge for credit, market and operational risks, will be issued under a new rule - making power provided under the banking amendment ordinance 2005, and will replace the current regulatory capital regime set out in the third schedule to the banking ordinance

    銀行業資本規則詳載計算信貸市場及業務運作風險的資本要求時可以採用的不同方法。這套規則將會根據年銀行業修訂條例賦予的一項新的制訂規則權力發出，並會取代銀行業條例附表所載的現行規管資本架構。
  20. Structural changes in the banking industry, changes in the composition of balance sheets and market pressures for more efficient use of capital have resulted in the average consolidated capital adequacy ratio of the locally incorporated banks falling over the past six years

    銀行體系的結構性轉變資產負債表組成項目的轉變，以及要更有效運用資金的市場壓力，凡此種種使本地注冊銀行的平均綜合資本充足比率在過去6年一直下跌。
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