長期信貸銀行 的英文怎麼說

中文拼音 [zhǎngqīxìndàiyínháng]
長期信貸銀行 英文
long term credit bank
  • 長 : 長Ⅰ形容詞1 （年紀較大） older; elder; senior 2 （排行最大） eldest; oldest Ⅱ名詞（領導人） chief;...
  • 期 : 期名詞[書面語]1. （一周年） a full year; anniversary 2. （一整月） a full month
  • 貸 : loan
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 長期 : over a long period of time; long-term; long range; secular
  • 銀行 : bank
  1. The group s financial status is stable and healthy and except for the hk 10, 467, 290 non - interest bearning convertible notes issued as a part of the consideration for the acquisition of dawning, the group has no borrowings to date

    現時集團除收購曙光信息所發行的100 ， 467 ， 290港元之不計息可換股票據外，已無任何銀行借貸及其他長期借貸，財政狀況穩健。
  2. The group s financial status is stable and healthy and except for the hk $ 10, 467, 290 non - interest bearning convertible notes issued as a part of the consideration for the acquisition of dawning, the group has no borrowings to date

    現時集團除收購曙光信息所發行的100 ， 467 ， 290港元之不計息可換股票據外，已無任何銀行借貸及其他長期借貸，財政狀況穩健。
  3. Capital market consists of stock market, corporate bond market and long and middle term credit market

    資本市場包括股票市場、企業債券市場和銀行中長期信貸市場。
  4. Been restricted on interest rate for long time, the domestic commercial banks are all weak in loan pricing, such as ( 1 ) the loan pricing not been involved in the decision mechanism of credit ; ( 2 ) lacking of risk price ration system ; ( 3 ) mismatching between the interest rate and the risk of the loan items

    由於長期的利率管制，我國商業銀行的貸款定價管理十分薄弱，主要體現為貸款定價未被納入信貸決策機制中；缺乏定量化的定價系統；利率浮動的幅度未能反映借款人的信用水平及貸款項目的風險程度。
  5. Another challenge that adt has to cope with is the longer credit requirements from its major banking customers in china

    另一項挑戰是要面對國內主要銀行客戶要求給予較長的信貸期。
  6. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  7. The bank and the firm is each other motivating. long - term credit affair, tenancy affair, trust affair, transnational affair, international affair, is the need that the bank bring forward object requirement to the bank, yet the need that the bank change by financial environment ' s variation. the respectively motiv

    銀行和企業的關系是互動的，銀行的長期信貸業務、租賃業務、信託業務、跨國業務與國際業務等是企業對它提出的客觀要求，是順應了企業發展需要的結果，也是銀行在金融環境改變下生存和發展的需要。
  8. Members noted that the estimated mci suggested a sharp easing in monetary conditions in 2002 - 2003, reflecting a weaker us dollar, a relaxed credit stance among banks, and the easing of deflation, which reduced real interest rates

    年貨幣狀況大幅放寬，反映美元疲弱銀行放寬信貸及通縮改善而令實質利率下降。這有助加快這段期間的經濟增長。
  9. In the face of applying for the new high - tech enterprise of the borrowed money numerously, in order to guarantee the security and profitability of the loan, the business bank must investigate and analyze their credit state, then on the basis of choosing its credit grade, make loan, the loan time limit size, quantify of the loan, how much loan interest rate

    面對眾多申請借款的高新技術企業，商業銀行為了確保貸款的安全性和盈利性，必須對它們的信用狀況進行調查和分析，然後在評出其信用等級的基礎上，作出是否發放貸款、貸款期限長短、貸款限額大小、貸款利率多少等信貸決策。
  10. With the special operation bank mechanism, china banks always are characterized as credit - index focusing and quantity - adding focusing, ignoring internal management and quality - improvement

    長期以來，在特有的運行機制下，我國銀行業逐漸形成了重信貸指標、輕內部管理，重數量增長、輕質量提高的經營特點。
  11. Hong kong, april 18, 2004 - industrial and commercial bank of china asia limited " icbc asia ", sehk : 0349 announced that the bank was assigned first time credit ratings by moody s investors service. icbc asia received a2 prime - 1 long - term short - term deposit ratings and d bank financial strength rating bfsr

    中國工商銀行亞洲有限公司工銀亞洲香港交易所： 0349宣布剛獲國際評級機構穆迪投資首次給予信貸評級，工銀亞洲之長期及短期存款分別獲授a2prime - 1評級，展望穩定，另獲d級銀行財務實力評級，展望正面。
  12. Worries about rising excess capacity feed another long - standing concern that china ' s banks, groaning under the weight of non - performing loans, are heading for a crisis

    另一個值得擔心並長期關注的重點是中國的銀行，信貸增長過快，稍有風吹草動，不履行貸款承諾將使得銀行陷入危機。
  13. Because of the historical excuses, china ' s enterprise have been dominated and managed directly by the government in a long time. they lack the capability to reorganize the assets at capital market. as is known to us, there are tens of thousands enterprises, thousands of millions of national corporation debts and tens of millions credits assets need to be reorganized

    由於歷史原因，中國企業在長期的計劃經濟體制下接受政府直接控制和管理，缺乏利用資本市場實現資產優化重組的能力，中國有幾十萬家企業需要投資銀行參與改制，上萬億的國企債務需投資銀行參與盤活重組，幾千億的銀行信貸資產需要投資銀行參與保全和重組，國企改革和戰略性重組已經成為我國當前經濟體制改革的重中之重，應該說，中國企業本身也存在吸引外資重組、注入新鮮血液的內在需求。
  14. In the process, it is necessary to establish a comprehensive system of income calculations and consider the profits brought about by customers, the customers ' credit, the length of the loan period and interest rate risk, as well as the cost sharing of capital funding and operating in commercial banks

    在這個過程中，要建立有效的綜合收益測算體系，綜合考慮客戶對商業銀行帶來的綜合收益，客戶的信用風險大小，貸款期限的長短即利率風險大小，以及商業銀行的籌集資金成本和運營成本的分攤等方面的問題。
  15. Economy rules show that in a free market, the regional loan allocation has the same trend with regional economic difference, which tend to be divergent in the first stage and then turn to be convergent

    經濟規律揭示，在市場條件下，銀行信貸資金的地區配置同地區經濟差異一樣，也具有先趨異后趨同的長期變動走勢。
  16. In the old days, a bank was stuck with its loans and needed to worry about the long - term creditworthiness of the borrower

    過往銀行在貸款前頗為慎重，借款人的長期信用狀況對銀行也相當重要。
  17. Today ' s banking industry pays special attention to the expected income of the potential borrower. most banks discarded the commercial loan theory that once dominated the banking theory in the history. they make personal loans to consumers based on the theory of the expected income of loan

    消費信貸是拉動經濟快速增長的銀行產品，今天的銀行業特別注重潛在借款者的未來或者說預期的收入，大都拋棄了歷史上在銀行業理論中曾占壟斷地位商業貸款理論，大多數銀行根據貸款的預期收入理論對消費者貸款實行個人授信，這種新的消費方式使銀行豐富了貸款種類，本文主要涉及個人住房貸款以及個人汽車貸款。
  18. In 1998, the people ' s bank of china issued the administrative law of individual housing loans and allowed commercial banks to open individual housing secured loans, extend the loan term, which marked a new phase in the development of home financing in china. after this, the scale of granting home mortgages rapidly widened and the development was swift as by there year 2000, the balance of home loans at the china construction bank and the industrial and commercial bank of china broke through rmb 100 billion yuan, of which, individual home mortgages became the most important growth point for credit in the real estate industry

    1998年，中國人民銀行出臺了《個人住宅貸款管理法》 ，允許商業銀行開辦個人住宅擔保貸款，延長貸款期限，這標志我國住房金融發展到一個新的階段，其後住房抵押貸款發放規模的迅速擴大，發展勢頭迅猛， 2000年，中國建設銀行和中國工商銀行住房貸款余額均突破1000億元，其中個人住房抵押貸款成為房地產信貸中最重要的增長點。
  19. In the absence of further major shocks, which could worsen the situation, the banks are generally expecting some modest recovery in lending, but also some increase in provisions, although asset quality is not expected to deteriorate substantially

    除非再發生重大震蕩令情況惡化，銀行普遍預期貸款業務會有溫和增長。盡管銀行相信資產質素不會嚴重惡化，但呆壞帳撥備可能略為增加。
  20. However, this sort of loan has short time limit, small quantity and high rate, that influences the development of the small and middle - sized enterprise. there are two reasons for the shortage of the loan. the first reason is rest with the small and middle - sized enterprise : the small and middle - sized enterprise has not good credit condition, do not have good management records and permanent assets, the risk of management is big, the ability of competition is weak, the level of management is low and the consciousness of credit is dim. the second reason is rest with the bank

    目前銀行對中小企業惜貸主要有銀行和企業兩方面的原因，其中銀行乃至整個社會大環境不是眾多中小企業所能左右的，因而本文提出通過建立中小企業信用互助來增加銀行對中小企業的信任水平、降低其對中小企業的風險厭惡程度，從而降低中小企業貸款利率、延長貸款期限、增加貸款額度，擴大其融資的可能性邊界，逐步解決中小企業的融資困境。
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