長期抵押貸款 的英文怎麼說

中文拼音 [zhǎngqīdǐyādàikuǎn]
長期抵押貸款 英文
long-term mortgage
  • 長 : 長Ⅰ形容詞1 （年紀較大） older; elder; senior 2 （排行最大） eldest; oldest Ⅱ名詞（領導人） chief;...
  • 期 : 期名詞[書面語]1. （一周年） a full year; anniversary 2. （一整月） a full month
  • 抵 : 動詞[書面語]1. （拍） strike2. （打擊） beat3. （拋擲） throw
  • 押 : Ⅰ動詞1 （把財物交給對方作為保證） give as security; mortgage; pawn; pledge 2 （扣留） detain; tak...
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 長期 : over a long period of time; long-term; long range; secular
  • 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. Subsequent to the year under review, the group resolved to issue a three - year unsecured fixed rate loan note up to an aggregate amount of us 10 million, enabling the group to raise long - term capital for its future business expansion

    于回顧年度后，集團議決發行一筆總額1 ， 000萬美元，為期三年的無抵押定息貸款票據，籌集長期資金以資集團日後擴展業務之用。
  2. Once the loan contract is signed, the interest payment is locked. so it is more advantageous to mortgager. in banking business, mortgage prepayment is usually regarded as a convention

    同浮動利率住房抵押貸款比較，固定利率住房抵押貸款對貸款人比較有利，一旦簽訂合同，在貸款期限內可以避免由利率上升帶來的貸款成本增長。
  3. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  4. In addition to real estate mortgages for property registration is required other than to immediately apply for loans, lidengkequ, several of the approved loan amount may be less than, to borrow from five days to six months duration, may be longer or shorter

    除了房地產抵押需辦理產權登記以外，其他貸款可以即時辦理，立等可取，借款金額在核定數內可多可少，借款期限從五天到六個月，可長可短。
  5. Yet investor enthusiasm for ctrip, home inns and even domestically listed cyts has dipped recently, as recent mortgage - related troubles in the u. s. and high world oil prices have sparked fears that global economic growth could slow

    不過，由於不久前的美國次級抵押貸款危機和全球油價高企使人們擔心世界經濟增長可能放緩，投資者對攜程旅行網、如家快捷酒店和中青旅的熱情近期也開始降溫。
  6. As the project loan was long term and subject to kinds of risks, it was safe for the loaner to note the uncertainties, and we suggested the loaner to take such methods as noting whther the investor can satisfy the foreign govenunent loan condition and extend the project ' s goods source from duty free goods to both duty free and duty paid goods, the investor ' s capacity to nm the harbo, the nearby wr ' s competition for the source of goods, and making sure the cash flow of the harbor will be used to pay the loan, and raising a mortgag on the project

    由於貸款期限長不確定因素多，為了有效控制風險，建議貸款人在做出貸款承諾前，要求投資方明確項目建設方案，提供未來碼頭經營方案或設想，並爭取將本項目的貨源范圍由保稅貨物擴大到非保稅貨物；此外貸款人碼頭項目貸款的調查報告可採取必要措施確保碼頭經營收入專項用於償還貸款，並考慮以碼頭在建工程設定抵押。
  7. However, with the quickly growth of the residential mortgage market, the lower and lower loan limits, and the change of the borrower from the high - income residents to the medium - and low - income, the bank has been increasingly subjected to the exposure of mortgage default risk

    但隨著住房抵押貸款業務規模高速增長、貸款門檻逐步降低、貸款對象從金字塔塔尖轉向塔腰以及住房業主還款高峰期的臨近，銀行所面臨的住房抵押貸款的違約風險就日益突出。
  8. In 1998, the people ' s bank of china issued the administrative law of individual housing loans and allowed commercial banks to open individual housing secured loans, extend the loan term, which marked a new phase in the development of home financing in china. after this, the scale of granting home mortgages rapidly widened and the development was swift as by there year 2000, the balance of home loans at the china construction bank and the industrial and commercial bank of china broke through rmb 100 billion yuan, of which, individual home mortgages became the most important growth point for credit in the real estate industry

    1998年，中國人民銀行出臺了《個人住宅貸款管理法》 ，允許商業銀行開辦個人住宅擔保貸款，延長貸款期限，這標志我國住房金融發展到一個新的階段，其後住房抵押貸款發放規模的迅速擴大，發展勢頭迅猛， 2000年，中國建設銀行和中國工商銀行住房貸款余額均突破1000億元，其中個人住房抵押貸款成為房地產信貸中最重要的增長點。
  9. From a long - term point of view, her choice is to strengthen a financing system of american style, whose characteristic is the first and secondary mortgage markets, to remold and normalize the accumulation fund system, and to support and encourage housing cooperation financing, eventually to transform the existing real estate finance organization system to a " one - body - two - wings " type, which has the market finance as its main component and the policy finance and cooperation finance as its supporting parts

    我國目前正處于多種房地產金融模式互相交叉共同發展的時期，從長遠看，我國的選擇應該是大力發展美國式的一、二級市場聯動的抵押貸款融資體系，改造和規范公積金制度，支持和鼓勵住房合作金融體系，最終形成「一體兩翼」式的，以市場金融為主，政策性金融與合作金融為輔的房地產金融系統。
  10. The main source of the housing financial fund is the loans of the finance organization such as banks in china since a long period, finance channel is blocked, at present china lacks of the better collecting - money mechanism which suits for the rapid development of the housing produce and consume, housing mortgage credit lacks of risk transfer and scatter mechanism, which block the development of housing industry and housing finance

    長期以來我國住宅金融資金主要來源於銀行等金融機構的貸款。融資渠道單一，缺少與住宅生產和消費快速發展相適應的良好籌資機制，住房抵押貸款缺乏風險轉移和分散機制，陰礙了住宅產業和住宅金融的發展。
  11. In order to solve the problem that people cannot offer to purchase house, banks or other financial institutions provide personal housing consumption loan. due to the personal housing consumption loan taking the purchased house as mortgage, it is also called personal housing mortgage loan. such loan of large sum and long term is the important parts of consumption loan

    個人住房貸款是銀行或其他金融機構為解決消費者購房時資金不足問題而向消費者發放的貸款，通常以所購住房為抵押品，一般具有金額大、期限長的特點，是消費信貸的重要組成部分。
  12. The quantities of mortgage loan increase at a speed of 40 - 50 % per year nowadays. although mortgage loans seem to be less risky comparing with other commercial loans in the balance sheet of banks, but they usually have long tem maturities and expose their risky features gradually during their running time

    當前許多商業銀行的個人住房抵押貸款業務以年增長率40 % - 50 %或更高的速度發展，雖然從當前看個人住房抵押貸款與企業貸款相比其風險較低，但個人住房抵押貸款一般期限較長，風險暴露需要一個過程。
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