長期銀行借款 的英文怎麼說
中文拼音 [zhǎngqīyínhángjièkuǎn]
長期銀行借款
英文
long-term loans payable - bank- 長 : 長Ⅰ形容詞1 (年紀較大) older; elder; senior 2 (排行最大) eldest; oldest Ⅱ名詞(領導人) chief;...
- 期 : 期名詞[書面語]1. (一周年) a full year; anniversary 2. (一整月) a full month
- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 借 : 動詞1 (借進) borrow 2 (借出) lend 3 (假託) use as a pretext 4 (憑借; 趁著) make use of; t...
- 款 : Ⅰ形容詞1 (誠懇) sincere 2 [書面語] (緩; 慢) leisurely; slow Ⅱ動詞1 (招待; 款待) receive wit...
- 長期 : over a long period of time; long-term; long range; secular
- 銀行 : bank
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Been restricted on interest rate for long time, the domestic commercial banks are all weak in loan pricing, such as ( 1 ) the loan pricing not been involved in the decision mechanism of credit ; ( 2 ) lacking of risk price ration system ; ( 3 ) mismatching between the interest rate and the risk of the loan items
由於長期的利率管制,我國商業銀行的貸款定價管理十分薄弱,主要體現為貸款定價未被納入信貸決策機制中;缺乏定量化的定價系統;利率浮動的幅度未能反映借款人的信用水平及貸款項目的風險程度。That allows banks to borrow short and lend long ; earning higher rates on loans to business
這允許銀行可以短期借進,長期借出,從商業貸款更高的利率中獲益。Back in the 1970s, during the petrodollar recycling episode, the us operated primarily as a bank lender, borrowing short in its own currency and lending long
追溯到20世紀70年代,在石油美元的循環時期,美國主要扮演銀行貸方的角色,以本幣借入短期借款,並發放長期貸款。The correct thought in china commercial banks should be : the bank arranges its asset according to its ability to collect deposits over a long period of time, and reduce reserve as possible as it can to increase the income in a short period of time ; the money borrowed from the interbank lending and borrowing market can only be used to smooth the wave of cash demand in a short period of time ; when the bank arrange its asset and liability for the purpose of liquidity management, the bank must consider income and interest risk all together
我國商業銀行流動性管理的思路應該是:從中長期看,只能根據銀行吸收存款的能力,來安排資金運用;從短期看盡可能降低備付來提高收益;同業市場的短期借款只能用來做為頭寸調度的「潤滑劑」 ;流動性管理管理必須結合收益、利率風險管理來安排銀行的資產負債結構。本文的題目是:我國商業銀行流動性管理的量化分析。In the face of applying for the new high - tech enterprise of the borrowed money numerously, in order to guarantee the security and profitability of the loan, the business bank must investigate and analyze their credit state, then on the basis of choosing its credit grade, make loan, the loan time limit size, quantify of the loan, how much loan interest rate
面對眾多申請借款的高新技術企業,商業銀行為了確保貸款的安全性和盈利性,必須對它們的信用狀況進行調查和分析,然後在評出其信用等級的基礎上,作出是否發放貸款、貸款期限長短、貸款限額大小、貸款利率多少等信貸決策。Empirical studies reveal that commercial credit of the listed companies is mainly influenced by long - term business relations instead of the government credibility ; that government credibility has strengthened the long credit capacity of the enterprises, but short - term loans depend more on business operations factors ; and that government contributes significantly to the securities financing capacity of the enterprises
經驗研究的結果說明,在上市公司信用結構中,商業信用主要受長期商業關系而不受政府信用的影響;政府信用增強了企業的長期銀行借款能力,但短期銀行借款更依賴于經管性因素;政府信用對增強企業的證券融資能力具有顯著作用。Long - term loans payable - bank
長期銀行借款In the old days, a bank was stuck with its loans and needed to worry about the long - term creditworthiness of the borrower
過往銀行在貸款前頗為慎重,借款人的長期信用狀況對銀行也相當重要。Today ' s banking industry pays special attention to the expected income of the potential borrower. most banks discarded the commercial loan theory that once dominated the banking theory in the history. they make personal loans to consumers based on the theory of the expected income of loan
消費信貸是拉動經濟快速增長的銀行產品,今天的銀行業特別注重潛在借款者的未來或者說預期的收入,大都拋棄了歷史上在銀行業理論中曾占壟斷地位商業貸款理論,大多數銀行根據貸款的預期收入理論對消費者貸款實行個人授信,這種新的消費方式使銀行豐富了貸款種類,本文主要涉及個人住房貸款以及個人汽車貸款。分享友人