預期債權人 的英文怎麼說
中文拼音 [yùqīzhàiquánrén]
預期債權人
英文
prospective creditor-
This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee
樓花按揭作為一種擔保方式起源於英美法上的mortgage ，所以本文第一部分首先探討了mortgage在英美法上的含義：特定財產權利的轉移；在債務人不履行債務時，債權人可以確定地取得所有權；債務人享有通過履行債務而贖回擔保物的權利，同時債權人負有交還財產的義務。其次，就我國的樓花按揭實踐總結了其基本特徵：樓花按揭涉及兩個合同三方當事人；樓花按揭的標的是一種期待性利益；樓花按揭是通過轉讓物業權益而設定的一種擔保方式；預售樓花滅失的風險應有開發商承擔；樓花按揭的階段性；樓花按揭實現方式的特殊性。最後，分析了樓花按揭所牽涉的各個法律關系，認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系，按揭當事人只有購房人（按揭人）與銀行。Concern the provision of audit work station according to accounting method, if an accounting clerk manages debt already, provide check again, apparent and easy cheat, should give so prohibit ; the accountant record of an unit is custodial, it is the accountant such as budget of forms for reporting statistics of book of zhang of all sorts of prooves that point to this pair of units, accountant, accountant, financial plan, unit and important contract data, after be being collected regularly, examine a nucleus to be opposite, arrange stand roll, schedule, bound into book custodial, if allow a person to manage the debt of an unit already, keep again accountant record, made motion easily on debt apparently later the action that the opportunity of record of recycle government accountant covers him, give so prohibit : the registering job of items of an account of debt of the income of an unit, defray, charge, creditor ' s rights, the much that includes station of work of charge to an account but not be all ( for instance cash journal and bank come - and - go journal are not included ), this part charge to an account works, it is the foundation of business accounting of an unit accountant, also be the basis that produces cash come - and - go, also cannot hold part - time by cashier personnel, a person manages debt already, manage charge to an account again the basis that this produces debt come - and - go, very easy defalcate
根據會計法有關稽核工作崗位的規定，假如一個會計工作人員既管錢款，又管復核，顯然輕易作假，所以要予以禁止；一個單位的會計檔案保管，是指對本單位的各種憑證、會計賬簿、會計報表、財務計劃、單位預算和重要的合同等會計資料，定期收集后，審查核對，整理立卷，編制目錄、裝訂成冊的保管，假如答應一個人既治理一個單位的錢款，又保管會計檔案，顯然輕易在錢款上做了手腳之後再利用治理會計檔案的機會掩蓋自己的行為，所以予以禁止：一個單位的收入、支出、費用、債權債務賬目的登記工作，包括記賬工作崗位的大部分但不是全部（比如現金日記賬和銀行往來日記賬就不包括在內） ，這部分記賬工作，是一個單位會計核算的基礎，也是發生現金往來的根據，也不能由出納人員兼任，一個人既治理錢款，又治理記賬這一發生錢款往來的根據，很輕易監守自盜。Second, the writer discusses the theoretical orientation of the mortagage of presold merchandise buildings, pointing out that the mortagage of presold merchandise buildings is a kind of droit mortagage based on the expectant ownshipo since the buildings have not been constructed yet when they are mortagaged, the mortgagers ( eg. the buyers ) have not had the ownership of the buildings but have the expectant ownship of the buildings. the buyers have the right to request the ownship of the buildings from the builders, the preselling registered system make the droit has the character of the ownship so this expectant ownship can be mortagaged
其次，本文探討了預售商品房抵押的理論定位，指出預售商品房抵押是在物權性的期待權上設定的權利抵押。由於抵押時預售商品房尚未建成，抵押人（預購人）尚不享有預售房的所有權，只是享有預售商品房所有權期待權。該期待權的性質本是請求開發商交付房屋的債權，但由於預告登記制度的建立，使其具有物權性質。The securities and futures commission has applied to wind up the group to protect the group s assets and to facilitate orderly return of the assets to potential creditors
證監會已申請將該集團清盤，以保護該集團的資產，並方便清盤人有秩序將資產償還給預期的債權人。Generally, the holders of the convertible bonds have two major rights : 1, they can receive a fixed cash flow during the term of conversion because the convertible bonds belong to the fixed income bonds ; 2, they can stop the fixed cash flow during the term of conversion and convert the bonds to underlying stock asset according to the formerly stipulated items and price, for the convertible bonds also belong to the affiliations of the securities
一般的，可轉換債券持有人具有兩項主要的權利：一是作為固定收益證券，在轉債存續期內收到固定的現金流收入；二是作為股票衍生產品，在轉換期內終止固定的現金流收入，按照預先規定的品種和價格將債券轉為標的股票資產。Banks and other creditors must consider the financial strength of a business before permitting it to borrow funds
銀行及其他債權人在允許企業貸款前，必須考察這家企業的財務實力；潛在的投資者需要利用財務信息對預期的投資進行比較。That is why there is uniform legal system as " tort of interference " to solve the problem on the third party infringes the creditor ' s right and we should use it for reference. the writer considers that the behavior of infringing the creditor ' s right is the third party, who knows the situation of debt relation and wants to infringe it, induces the debtor to breach the contract or block the creditor from exercising his right
經過比較研究，在第三人侵害債權的構成問題上，筆者認為侵害債權行為是由第三人在明知債權存在並意欲侵害債權的主觀心態驅使下而為的引誘違約或阻礙債權實現的侵權行為，可為第三人所侵害的債權包括合法成立的債權和預期合同關系及商業利益，當侵害債權的行為造成對債權的實質損害時，侵權人應當獨立地直接對債權人承擔侵權責任。分享友人