風險準備金 的英文怎麼說
中文拼音 [fēngxiǎnzhǔnbèijīn]
風險準備金
英文
loan loss provision, provisions of risk- 風 : Ⅰ名詞1 (空氣流動) wind 2 (風氣; 風俗) practice; atmosphere; custom 3 (景象) scene; view 4 ...
- 險 : Ⅰ名詞1 (險惡不容易通過的地方) a place difficult of access; narrow pass; defile 2 (危險) dange...
- 準 : Ⅰ名詞1 (標準) standard; guideline; criterion; norm 2 (目標) aim; target Ⅱ動詞1 (依據; 依照)...
- 備 : Ⅰ動詞1 (具備; 具有) have; be equipped with 2 (準備) prepare; provide with; get ready 3 (防備...
- 金 : Ⅰ名詞1 (金屬) metals 2 (錢) money 3 (古時金屬制的打擊樂器) ancient metal percussion instrum...
- 風險 : risk; hazard; danger
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With regard to the control of liquidity risk, the article proceeds with three mechanisms of control of liquidity risk that are reserve demand, deposit insurance and eventual accommodator
關于流動性風險的防範,首先給出了防範流動性風險的三種機制:準備金要求機制、存款保險機制和最後貸款人機制。Only trade with risk capital, and be aware of the risk of losing
只用風險資金來交易,且要有失去這筆錢的心理準備。In consideration of multitype risk in the operation of insurance companies, this paper studies some important variables in insurance business and then comes to the conclusion that the surplus process is related to safe load and individual claim amount distribution when the preliminary reserve is zero while the surplus process is related to adjustment coefficient when the preliminary reserve is beyond zero
摘要考慮到保險公司同時經營多種不同質風險的情況,本文從保險業務中需要研究的幾個重要變量出發,研究了初始準備金為零時,盈餘過程與安全負荷及個體索賠額分佈有關;當初始準備金大於零時,盈餘過程與調節系數相關等情形。Build - transfer - operate - private proponent finances and constructs facility on a turn - key basis assumes cost overrun, delay, specified performance risk
-私營提議人在準備將其移交的基礎上籌措資金並建造該設施(包括承擔成本高出預算、工程延誤及質量保證等風險)The paper analyzed the status of chinese foreign exchange reserves investment at present, and then put forward suggestions for improving reserves investment returns, such as discriminating investment function from the management ; constructing efficient mechanism ; setting up investment benchmark and limitation, evading and manipulating risks ; optimizing the currency and assets compounding ; expanding invest channel ; absorbing more person with ability in international finance market and perfecting relevant laws etc
本文分析了我國外匯儲備基金投資增值的現狀,從區分管理功能和投資功能,組建高效基金運營模式;設定投資基準和投資限額,控制和規避投資風險;優化外匯儲備的貨幣結構和資產結構,拓寬投資渠道;加快培養吸納國際金融市場操作人才,完善有關法規等幾個方面提出了改進外匯儲備基金投資增值的對策。We have improved the reserves valuation method with several interest models. it uses a new mathematical method to analyze the reserves of the risk caused by the fluctuations in interest rate, and enables a new way to the risk managements of interest rates in insurance companies
本文通過對傳統條件下準備金提留演算法進行改進,以及選擇適當的利率模型,實現了montecarlo模擬在準備金分析上的實證應用,提出了在隨機利率條件下,利率風險準備金提留的一種比較新穎的數理方法。After the january 28 ( superscript th ) incident, the shanghai bankers ' association, considering the financial panic, organized a united banking committee to resist the risk and to stabilize the finance through united preparation and the transaction of bid rate and offered rate
摘要一二八事變后,上海市銀行業同業公會鑒于局勢嚴重,金融發生恐慌,特發起組織銀行聯合準備委員會,通過聯合準備、辦理同業拆放等手段來實現同業互助,調劑盈虛,從而起到抵禦風險,維持市面,穩定金融的作用。Ultimately, the emphasis will be sound fundamentals, such as strong capital adequacy ; high liquidity ; prudent loan classification and provisioning, as well as sound risk management. " for 1998, higher provisions are expected but the local banks should still be able to report reasonable profits.
歸根咎底,監管的重點始終是放在銀行良好的基礎因素上,例如充裕的資本比率豐厚的流通資金審慎的貸款分級及充分的準備金調撥,以至完善的風險管理等因素。On the basis of literature review, we first identify the main risks in the china " s life insurance industry. the mange risks of life insurance are divided three types : the first type is the risk of environment including the risk of period of operating cycle, the risk of market competition, the policy risk and catastrophic risk ; the second type is operational risk, including decision risk, location risk of branch of insurance and so on. the third type is man - made risk, including the morals risk, psychological risk and so on
在對現有文獻和研究成果總結回顧的基礎上,本文首先分析了中國壽險業面臨的主要風險,壽險的經營風險分為三大類:第一類是環境性風險,包括經濟周期風險、市場競爭風險、政策風險、巨災風險;第二類是經營性風險,包括決策風險、險種定位風險、定價風險、業務管理風險、準備金風險、投資風險、分保風險、退保風險、應收保費風險、財務管理風險、破產風險;第三類是人為性風險,包括道德風險、心理風險、逆選擇風險、從業人員素質風險。Microscopic safeguard mechanism includes : establishment of the organizations and agencies repaying loans ; the mechanism of the risk early warning ; completing the engineering project the risk management
水利利用外資項目還貸的微觀保障機制包括:建立還貸組織機構;建立還貸準備金;建立還貸風險預警機制;做好水利工程項目的風險管理工作。Chapter two, which is the core of the article, discusses the three main models of solvency regulation, including insurance regulation information system, risk - based capital, financial analysis solvency tracking and cash flow test in usa ; the provisions about solvency margin, guaranteed funds and technical reserve in the three directives issued by european economic council ; and the methods of solvency regulation in japan
第二章研究了償付能力監管的主要模式,是本文的核心內容。詳細介紹了美國的保險監管信息系統、風險資本方法、財務分析和償付能力跟蹤系統和現金流量分析;詳細介紹了歐盟三代保險指令中有關償付能力額度、保證金和技術準備金的規定;介紹了日本的償付能力監管方法,並對這三種模式進行了比較。Article 128 a securities firm shall derive for a trading risk reserve from its annual after - tax profits to make up losses from securities trading. the specific percentage for such derivation shall be prescribed by the securities regulatory authority under the state council
第一百二十八條證券公司從每年的稅后利潤中提取交易風險準備金,用於彌補證券交易的損失,其提取的具體比例由國務院證券監督管理機構規定。All guarantee agencies carrying out loan guarantee business shall set aside a risk reserve fund at no more than 1 % of the closing liabilities and a certain proportion of after - tax profits for the year
(六)開展貸款擔保業務的擔保機構,按照不超過當年年末責任余額1 %的比例以及稅后利潤的一定比例提取風險準備金。Based on life insurance and annuity insurance, some random models are set as a new risk management tool for institution deeling, product design, premium calculation and reserve calculation in this paper
本文以人壽保險和年金保險為背景,提出若干隨機模型,為壽險公司和社會保險管理部門進行制度安排、險種設計、保費計算、準備金計提等提供新的風險管理工具。For the banks, the hkmc s guarantee for the timely payment of principal and interest will substantially reduce the credit risk of the mortgage loans and hence the need to make provisions
對銀行來說,按揭證券公司會擔保按時支付本金和利息,可大大減低按揭貸款的信貸風險,以及提撥準備金的需要。When the balance of such risk reserve fund is more than 30 % of its registered capital, the guarantee agency may convert the exceeding amount into its increased registered capital
風險準備金累計達到其注冊資本金30 %以上的,超出部分可轉增資本金。For this, we need to make a price for the financial risks, prepare the fund for risk compensation and renew the capitals so as to solve the current insufficient risk compensation in china ' s banks
為此,需要完善風險定價,風險準備金提取和資本補充三大方式以解決我國銀行風險補償不足的矛盾。The chinese insurance companies are faced with the new questions. they must know how to make use of the investment account funds, and increase more profits for the customer under the safe premise funds
在增加投資收益方面,加強同銀行的合作,拓展投資渠道,如協議銀行存款和委託貸款,利用機構投資優勢,建立風險準備金制度。Global clearinghouse leaders discuss best practices for risk management and clearing including risk monitoring, default mechanisms, lines of credit, margining, security deposits, and insurance
作為全球票據交換的主要公司,在這個專題中將探討風險管理和清算的經驗,包括風險監控、違約機制、信貸限額、限額邊界、保證金收取、風險準備金和保險。Firstly, it is analyzing the causes of the credit risks from three perspectives : outside causes, inside causes and developing angle. secondly, it offers some well - targeted advices on improving the risks identification system. thirdly, it empirically demonstrates the var method, which provides reference for quantifying the credit risks and reform of bed debt reserves system
論文的創新處主要體現在:從外因、內因以及未來新形式的影響三個角度全面分析農行信貸風險的成因;對農行如何完善信貸風險識別系統提出了一些有針對性的建議;同時,論文還實證演示了var模型的應用分析方法,為農行信貸風險的測量和呆帳準備金制度的改革提供了參考。分享友人