風險評級制度 的英文怎麼說

中文拼音 [fēngxiǎnpíngjízhìdù]
風險評級制度 英文
risk rating system
  • 風 : Ⅰ名詞1 （空氣流動） wind 2 （風氣; 風俗） practice; atmosphere; custom 3 （景象） scene; view 4 ...
  • 險 : Ⅰ名詞1 （險惡不容易通過的地方） a place difficult of access; narrow pass; defile 2 （危險） dange...
  • 評 : Ⅰ動詞1. （評論; 批評） comment; criticize; review 2. （評判） judge; appraise Ⅱ名詞（姓氏） a surname
  • 級 : Ⅰ名詞1 （等級） level; rank; grade 2 （年級） any of the yearly divisions of a school course; gra...
  • 制 : Ⅰ動詞1 （製造） make; manufacture 2 （擬訂; 規定） draw up; establish 3 （用強力約束; 限定; 管束...
  • 度 : 度動詞[書面語] （推測; 估計） surmise; estimate
  • 風險 : risk; hazard; danger
  • 評級 : grade; rate
  1. According to reality situation hi bank of china mudanjiang branch, the author goes step further to detail and perfect the alrm ' s index within the rule of the central bank and bank of china head office. from secondary banks point of view, the author applies system theory, cybernetics and linear programming theory to establish a set of the index system of the alrm of bank of china mudanjiang branch. the author refers to strengthen and perfect the internal control institution and preventative measure of risk and establish alrm ' s integrated evaluation model and examinatorial method

    論文從二級分行的角度，應用系統理論、控制論和線性規劃理論，建立了一套適合中國銀行牡丹江市分行資產負債比例管理的指標體系，提出了加強和完善中國銀行牡丹江市分行資產負債比例管理的內部監控制度和風險防範措施，建立了該行資產負債比例管理綜合評價模型及考核辦法，並對其組織機構的設計及指標的管理提出了相應建議，初步形成了一套資產負債比例管理的組織、指標管理和評價考核體系，從而使中國銀行牡丹江市分行能夠更好的管理本行的資產和負債，創造更大的效益，增強其競爭能力。
  2. Following the research route of mend with study and development with creation, give the definition of risk and the methods of risk identifying, divide the risk attitude into risk loving, risk neutralism and risk avoiding, point out the importance of enhancing the risk consciousness for lightning hazard, and summarize the mechanisms of lightning hazard the theories and methods of risk assessment for lightning hazard. provide a set of risk assessment parameters for lightning hazard, which includes lightning times n, hazard probability p, hazard loss d, hazard risk r and protection efficiency e, and give the definition, decisive factor, value method and value scope of each parameter. establish a risk assessment model for lightning hazard which includes lightning hazard base module, lightning hazard probability module, lightning hazard loss module, lightning hazard accepted risk module, lightning protection cost module, correcting coefficient module, lightning hazard risk module, and lightning protection class and efficiency module

    遵循借鑒改造和發展創新的研究思路，給出了風險的定義和風險識別的方法，將風險態度分為風險喜好型、風險中庸型和風險逃避型，指出了提高雷電災害風險意識的重要性，總結了雷電災害的作用機制和雷電災害風險評估的理論與方法；提供了包括雷擊次數n 、雷災概率p 、雷災損失d 、雷災風險r和雷電防護級別與防護效率e等5類基本參數的雷電災害風險評估參數體系，並給出了各個參數的定義、參數的決定因素和取值方法以及取值范圍；設計了包括雷電災害基礎模塊、雷電災害概率評估模塊、雷電災害損失評估模塊、雷電災害允許風險評估模塊、雷電防護成本評估模塊、校正系數模塊、雷電災害風險評估模塊、雷電防護級別與效率分析模塊等8個模塊的雷電災害風險評估模型，評估模型以iec61662的評估模型為基本參考，以雷災損失d為中心，把雷災風險劃分為經濟雷災風險r _ e和人身雷災風險r _ l ，並對r _ e和r _ l分開單獨處理。
  3. The paper indicates that, on the premise of the reform of property rights, the choice of modes of establishing a healthy credit system in china should follow the way of marketing. therefore a lot of work remains to be done such as opening credit inquiry data, founding the data base, establishing a scientific credit rating system, forming a credit punitive mechanism, etc. the bank should also play its role in the establishment by perfecting the existing credit management system, forming an effective credit risk precaution mechanism, and carrying out the work of interior credit rating

    關於我國信用制度的具體建設，研究表明：在產權改革的前提下，我國信用制度建設的模式選擇應走市場化的道路，必須做好開放徵信數據、建立數據庫、制定科學的評級指標體系、建立失信懲罰機制等多方面工作，並且要完善銀行現有的信貸管理體制，建立有效的銀行信用風險防範機制，開展銀行內部資信評級工作，發揮銀行的作用。
  4. Chinese banking begin and try and set up as far back as 1996 " award letter, examine loan separate, hierarchical examination and approval, responsibility clearly demarcated in unison " award letter management system, introduced customer ' s credit rating system and loan risk categorized system again later, make loan authorize system and customer award letter management method in unison, pursue customer award letter manage in unison all - sided

    中國銀行業早在1996年就開始嘗試建立「統一授信、審貸分離、分級審批、責任分明」的授信管理體制，后來又引進了客戶信用評級體系和貸款風險分類制度，制定了貸款授權制度和客戶統一授信管理辦法，正在全面推行客戶統一授信管理。
  5. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  6. Risk rating system

    風險評級制度
  7. Basel framework and system internationalizing of internal gradation on credit risk for chinese commercial banks

    與我國商業銀行信用風險內部評級制度的國際接軌
  8. Secondly, after analyzing the development of basle accord, the outcome was that : the supervision of capital adequacy was taken seriously in the world banking industry, it is undertaking with the effective internal control mechanism and the perfect supervisory system so as to safeguard banks from risks. thirdly, after the analysis of history, problems and reasons of capital adequacy to the state - owned commercial banks, there came ' the conclusion : the capital inadequacy of the state - owned commercial banks resulted from bad loans directly, and the key reason in depth was equity institution. lastly, there was advice for the improvement of supervision of capital adequacy to the state - owned commercial banks : there were two ways to raise the capital adequacy ratio

    首先，鑒定銀行資本的內涵和資本充足性管制的重要性；其次，通過分析巴塞爾協議的演進，得到啟示：當今國際銀行業強調資本充足率管制，並配以有效的內部控制機制和完善的監管系統來防範金融風險；再次，分析國有商業銀行資本充足性管制的歷史、存在問題及原因，得出結論：國有商業銀行資本充足率不足的直接因素是不良資產，深層次的因素是產權制度；最後，對完善國有商業銀行資本充足性管制提出幾點建議：提高資本充足率除了增加分子、降低分母外，還要改革產權制度，建立有效的內部控制機制，加強風險防範，建立完整的信用評級系統。
  9. Hunan industrial and commercial bank should set up independent risk management system, make securities broker company credit grade criteria for evaluation

    湖南工行應當建立獨立的風險管理制度，制定證券公司信用等級評定標準，完善授信業務管理。
  10. The system imposes control along the chain of supply of medical devices according to a risk - base framework with reference to harmonized international standards

    該制度參考已協調的國際標準，以風險評級為本，管制醫療儀器的供應? 。
  11. Ais which have small and simple operations and adopt the basic approach will find that the required level of disclosure is similar to the current requirements under the financial disclosure guidelines, but ais that use the irb approach will have to increase their disclosures substantially to allow market participants to assess the robustness and effectiveness of their internal risk - rating systems

    業務規模較小及運作較簡單的認可機構可採用基本計演算法，其須遵守的披露程度與現行財務資料披露指引接近但採用內部評級計演算法的認可機構，則需要大幅度提高資料披露程度，讓市場人士可評估其內部風險評級制度是否穩健及具成效。
  12. In this thesis, we have made some academic creations : we have used some new ways to evaluate the instant value of forward loans and made the credit transferring matrix, so we can evaluate the credit risks precisely ; we have pointed out the concepts of liquidity gaps and interest gaps, so we can evaluate this two kinds of risks ; we have found some ways to evaluate the risks of foreign exchange forward contract and interest rate swaps ; we have used var to make a model to evaluate the risks existing in the bonds investments, so we make it possible to control the risks of investment risks

    本文在國內已有的相關課題的基礎上做出了一系列創新：通過對遠期貸款的當期估值以及對信用風險轉移矩陣的構建，實現了信用風險var值的測算；通過對流動性風險缺口與利率風險缺口的構建實現了對兩種風險的定量評估以及風險評級；通過對遠期外匯協議以及利率互換風險的評測，使表外業務的風險評估成為可能；用var方法測量了債券投資的風險，使商業銀行投資業務的風險程度得到了控制。
  13. The key to solve the problem is to establish and perfect corporate information announcing system, credit collateral system and credit rating system ; to set up efficient financial market, accelerate medium and small financial organizational construction, utilize nonofficial finance, and develop the venture capital market

    解決這一問題的關鍵是完善企業信息披露制度，健全信用擔保體系和信用評級制度，建立高效率的金融市場，加快中小金融機構建設，充分利用非正式金融（民間資本） ，大力發展風險投資市場。
  14. Meanwhile, we have to pay attention to the fact that the smes " trust concepts should be strengthened more, the function of the guarantee institutions should be standardized further, the scientific and unite credit evaluating standard for the smes should be set up, the risks and benefits between guarantee institutions and cooperative banks should be more appropriate and fair, in some places local governments still interfere with specific guarantee affairs, and the state trust & re - guarantee institutions for the smes have n ' t been founded to scare and control risk. . . according to all above problems, the article, focuses on the nucleus in the t & g system for smes ? he t & g institutions for smes, describes its basic system " s set - up model, ways to control risk and so on in detail. it discusses what roles other participants should play in the system construction including governments, financial institutions, the society and the smes themselves, in order to offer some valuable references on developing the social service system for smes, resolving the smes " difficulties in finance

    但是，我們又不得不看到，中小企業信用觀念仍需進一步加強；各地擔保機構的運作尚待進一步規范化；科學統一的企業資信評級制度亟待建立；擔保機構和協作銀行之間的風險和利益劃分應更加公平合理；個別地方仍存在著政府行政干預具體擔保業務的問題；用以分散和控制風險的國家中小企業信用再擔保機構尚未成立… …本文針對以上問題，以中小企業信用擔保體系的核心? ?中小企業信用擔保機構為重點，著重論述了其基本制度的建立模式以及風險控制的途徑等，同時就其它參與方，包括政府部門、金融機構、社會中介以及中小企業自身在體系建設中的角色扮演問題進行了探討，以期能夠在完善中小企業社會服務體系，解決我國中小企業融資難等問題上提供一些有益的參考。
  15. While there are so many problems that made trust and investment companies face lots of internal and external risks in real operation such as the immature market, the scarcity of government legislation and supervision, the management risks in the trust and investment companies and so on. all these need be solved by the trust and investment companies under the assistance of government department responsible for legislation and supervision. this article states from the real status of the trust industry, analyses the risk of it and brings forward the solutions from the following four angles : innovating trust production, such as npl trust, state - owned stock trust, leasing trust, mbo trust, esot, etc, perfecting the mechanism of risk control from var model and risk estimation, enhancing the cooperation with other financial institutions like banks, securities institutions, insurance companies and leasing companies, and strengthening the system of government legislation, supervision and self - restriction of trust and investment companies

    本文從中國信託業的現狀出發，分析信託投資公司存在的問題，尤其是整頓后依然存在的問題，借鑒國外信託業的經驗，結合中國信託業的實際情況，從創新信託產品、健全信託投資公司風險控制機制、加強與其他金融機構合作和增強監管機制等角度進行探討，提出解決問題、加速信託機構健康發展的途徑：第一、根據目前我國信託業的規定，結合中國的經濟狀況，從處置國有不良資產、減持國有股、與金融租賃相結合、管理層收購、職工持股、銀行處理信貸資產、房地產、應收債權等領域創新信託產品；第二、引入國際上風險控制模型內控信託機構的風險，並採取信用評級的手段對信託投資公司和信託產品進行評級，從外部控制信託機構的風險；第三、提出信託投資公司應與銀行、證券、保險和租賃業相結合，在業務上相互補充，資源上共享，促進信託業的發展；第四、從完善信託立法、加強監管力度、健全信託投資公司個體自律和行業自律等方面完善信託的監管體系。
  16. The first phase construction of group networking security determined the organizing framework of security management, established integrated security strategy and networking security management system, and solved the problem of uniform defense and concentrated control for the w hole network virus, the security problem of transmission of the ddn special line, and the problem of accessing control of the important networks and networking servers by combining with corresponding security technique, anti - virus technique, firewall technique, invasion detected technique, and risk evaluation technique, etc, and implemented the security defenses for the weakest level ( transmission security of inter - region mainline network ) and kernel level ( multi - lans in first class secret units ) in the system

    集團網路安全一期建設確定了安全管理組織機構、制定了整體安全策略和網路安全管理制度，並結合相應安全技術防病毒技術、防火墻技術、入侵檢測技術、風險評估技術等，解決了全網病毒的統一防範集中控管問題、 ddn專線上的傳輸安全問題、重要網路及網路服務器的訪問控制問題等。實現了系統的最薄弱層（跨地域主幹網路傳輸安全） 、核心層（多個一級保密單位局域網）的安全防範。
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