annuity deferred 中文意思是什麼
annuity deferred
解釋
遞延年金-
Deferred life annuity
延期人壽年金 -
2 the aggregate model of life insurance establish an aggregate model of life insurance by applying the alien modernly insurance actuarial theories and techniques, including deferred life annuities, whole life insurance and returnable premiums. the model has the following properties : ( a ) through the regulation of various parameters in the model, various insurance products can be obtained ; ( b ) the introduction of whole life annuities in the model eases economic predicament when the insured retire ; ( c ) a returnable premium part in the model makes the insurance products have double functions of insurance and savings ; ( d ) an endowment insurance actuarial model also can be gotten when annuity is continuous. and construct an optimization model based on aggregate model of life insurance
這個保險精算模型具有如下性質： （ a ）保險公司可以根據實際情況調整參數，不同參數的組合可以得到不同的保險產品，靈活適用性較強； （ b ）年金的引入，可以緩解投保人退休后的經濟窘境，避免或減小因退休而面臨的經濟影響，保險的社會保障性得到了很好的體現； （ c ）模型中的還本部分，使得這種保險產品具有儲蓄和保險的雙重功能，不僅擴大了保險的社會職能，而且對于投保人來說，多了一種安全的投資選擇； （ d ）年金連續的情況下，建立了具有儲蓄功能的養老保險精算模型。 -
In this part, the article proved the two key aspects : the investment profit ratio and tax - deferred policies, which decided the boom and go on of annuity products. the iv part put the theory into china, analyzed the present condition of business annuity products in china, found out the back reason in using of the two key aspects, located the position of business annuity in the developing process, and point out the special background aspects in our country
在本文的第四部分，首先以前兩部分的基本理論來分析我國現有商業年金保險產品的特點和規律，然後圍繞影響年金保險發展的兩個主要因素探討我國年金保險發展的現狀及其原因，從而定位了我國年金保險的發展階段及未來的發展方向，並指出了制約商業年金發展的環境因素。
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