assumed rate of interest 中文意思是什麼

assumed rate of interest 解釋
假定利率
  • assumed : adj. 1. 假裝的，裝做…的，假的。2. 假定的；想像的。3. （債務）保付的，承付的。4. 僭越的。
  • rate : n 1 比率，率；速度，進度；程度；（鐘的快慢）差率。2 價格；行市，行情；估價，評價；費，費用，運費...
  • of : OF ＝Old French 古法語。
  • interest : n 1 利害關系，利害；〈常pl 〉 利益。2 趣味；感興趣的事。3 興趣，關注；愛好。4 重要性；勢力；影響...
  1. The assumed value is stable throughout the policy period and is determined by the type of the insurance product and its policy duration, etc. this assumption does not reflect the fluctuation and the trend of the actual interest rate, and may create discrepancy between the real value and the assumed value

    因此，在這種方式下的準備金估計無法反映出利率的波動和趨勢變化特性，從而往往會產生較大的準備金差額。情景模擬和分析方法（ scenarioanalysis ）是目前最常用的準備金評估方法之一。
  2. Fluctuation in interest rate provides one of the primary risks to the insurance companies, especially to life insurers. even if the rate changes a little, the fluctuation of the reserves may be tremendous. interest rate is often assumed to be a fixed value in traditional life insurance, whether it is for long term or short term, term products or endownment ones

    在傳統的壽險準備金評估過程中，不論是對于長期壽險還是短期壽險、定期產品還是兩全產品，預定利率假設一般都是一個確定的值，特別是在早期的準備金評估中，預定利率甚至從始至終都保持不變，僅僅根據特定的險種和保單期限而有所不同。
  3. It should not be assumed that abandonment of the fixed exchange rate would immunise hong kong against the impact of us dollar interest rates

    由此可見，以為放棄了聯匯就等於使香港免疫，從此擺脫美息的影響，只是一廂情願的假設而已。
  4. Current loans : a $ 300, 000 fixed - rate loan payable at $ 1, 995 per month at an interest rate of 7 percent. the mortgage can be assumed with no qualifying

    目前貸款：貸款30萬，固定貸款利率7 % ，每月還款1995美元。抵押沒有問題。
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