bad bank 中文意思是什麼
bad bank
解釋
不良債權-
Article 62 the people ' s bank of china has the right to check and supervise the deposits, loans, account settling and bad debts of the commercial banks at any time in accordance with the stipulations of chapters iii, iv and v of this law
第六十二條中國人民銀行有權依照本法第三章、第四章、第五章的規定，隨時對商業銀行的存款、貸款、結算、呆帳等情況進行檢查監督。 -
Intrust - layering - discussion on securitization approach of bank ' s bad assets
銀行不良資產證券化途徑探析 -
On the other hand the opening of four great banks will turn the brittleness of the bank worse, causing the payment crisis of four great bank, threatening financial safety. the littleness of four great banks lies in such three aspects as high ratio of bad asset, low amplitude of funds and low profit
目前四大銀行的系統性風險突出表現為不良資產比率高、資本充足率低和利潤率低這三個問題，外資銀行競爭的加劇使這些問題的解決顯得更加緊迫和困難。 -
At present, china ' s bank especially the state - owned bank ' s bad loan amount is very big, and its rate is preponderate over those where financial crisis happened. it seriously threaten the normal development of our country ' s economic and the stability of our society, and become a heavy burden of the national economy
目前，我國銀行、特別是國有銀行不良貸款居高不下，其比例甚至超過某些發生過金融危機國家銀行的比例，嚴重威脅著我國經濟的正常發展和整個社會的安全穩定，成為國家經濟的一個沉重包袱，因此化解不良貸款是中國經濟與金融體系非常重大的一個課題。 -
Expounds the five main aspect of risk in national commercial bank, i. e. signal liability structure, bad loan quality, low capital efficiency, imperfect restriction on interior power, thin consciousness on risk avoidance ; summarizes five characters of the bank risks, including risk concentration, moral risk, risks caused by system structure, inequi ty between bank risks and revenues, aggrandizement trend of bank risks ; analysis eight reasons for bank risks, including proprietary ownership voidance, macroeconomic fluctuation, ineffective capita ] buffer mechanism, enterprise reasons. no synchronous fiscal investment and financial reform, incompetence law and regulation enforcement. chapter4 argues the opportunities and challenges of the financial globalization and requirement for bank risk managem ent. chapters suggests the methods for the risk management of national commercial bank
緊接著在第三章闡述了我國國有商業銀行風險的「五大表現」 ，即負債結構單一、信貸資產質量差、資本充足率低、內部控制機制薄弱、防範風險的意識淡薄；總結了我國國有商業銀行風險的「五大特點」 ，即風險高度集中、風險人為匿藏、風險的體制性、風險與收益嚴重不對稱、風險呈繼續擴大態勢；剖析了我國國有商業銀行風險形成的「八大因素」 ，即金融產權「人格」虛設、宏觀經濟波動、資本金等緩沖機制不健全、財政、投資和金融的體制改革不配套、法律和法規不健全等。 -
The stock of bank debt and hence the risks of bad loans may therefore still be large
因此銀行貸款量及因此引發的壞賬風險依然很大。 -
In addition, bad loans to state - run enterprises which deficit are common, incomplete bank system and regulation, lacking of credit and law force, composed other critical factors of lowering efficiency on china ' s state - run bank. in the mean time, foreign banks and financial organization are enlarging their scale and business scopes in china. with the advantages on scale, system, management, information processing, policy, they will launch tremendous impact and challenges to chinese counterparts shortly after wto agreement is signed
而與此同時，進入我國的外資銀行和金融機構在經營規模和業務范圍上正不斷擴大，並將利用它在規模、體制、管理、信息數據處理和咨洵服務、中間業務、政策法規、用人機制上的優勢，于中國加入wto的今後幾年內對我國銀行業構成全方位的沖擊和挑戰。 -
I hope you are a big calm river, not concern anything about the green hills or each bank, or the flat fields, nor good weather or bad ones, just flows on day and night
願你像一條靜穆的大河，不管兩岸的青山，平遠的田野，也不管麗日和風，雷電雨雪，只是不舍晝夜，永遠向前流去。 -
So, in order to deal with the challenge from foreign banks, our country ' s commercial bank must pace up the disposition of the bad assets, and activate the credit asset in the same time buil d up the mechanism to prevent the new credit capital becoming bad asset
要應對資產優良的外資銀行的挑戰，必須加快不良貸款的處置，盤活銀行信貸資產。同時，應建立起有效制約新增貸款成為不良貸款的機制。 -
The location of kulangnagu : that ancient river and east bank of the wave of tributary storehouse of middle reach of river of yeerqiang lying in the southwest of yecheng county, more than 200 kilometers from the county town of yecheng, there are flood threats in summer, the icy snow seals in winter, natural conditions are bad
庫浪那古地段：位於葉城縣西南的葉爾羌河中游支流庫浪那古河東岸，距葉城縣城余公里，夏季有洪水威脅，冬季冰凍雪封，自然條件差。 -
Moreover, it compares the state - owed commercial bank with big 1000 banks in the world, the branches of foreign capital bank in china and the main commercial banks of a few developed countries and puts forward the advantages and deficiencies in realistic competitive power and potential competitive power of state - owed commercial bank of our country. through the study on evolving course of the state - owed commercial bank of our country, the thesis has analysed it ' s history of the development and current situation, and has made a detailed analysis and evaluation of the environmental factors which have influence upon the core competitive power of the state - owed commercial bank, and then offered seven suggestions that promote the core competitive power of the state - run commercial bank : accelerating paces of the reform in the property right and managing mechanism transformation of the state - owed commercial bank ; making innovations of service for strength and competing for high - quality customers ; probing the ways of dealing with bad assets of the state - owed commercial bank ; improving the marketing strategy of the state - owed commercial bank on the market ; setting up the corporate culture according with the state - owed commercial bank ; improving the bankers " quality ; constructing the organization for the studying type in the state - owed commercial bank
本文在深入調查研究並閱讀大量的文獻資料的基礎上，對企業核心競爭能力相關理論進行了探討和研究；構建了國有商業銀行核心競爭能力分析的基本框架和指標體系；將國有商業銀行與世界1000家大銀行、在華外資銀行分支機構、以及幾個主要發達國家的主要商業銀行進行了比較分析，從而提出我國國有商業銀行在現實競爭能力、潛在競爭能力方面的優勢與不足；通過對我國國有商業銀行的演變過程的研究，分析了其發展的歷史和現狀，並對影響國有商業銀行核心競爭能力的環境因素進行了較為詳細的分析和評價；進而有針對性的提出了提升國有商業銀行核心競爭能力的七點對策：加快國有商業銀行產權改革和經營機制轉換步伐；加強服務創新，競爭優質客戶；探索國有商業銀行不良資產處理途徑；完善國有商業銀行市場營銷戰略；建立符合國有商業銀行的企業文化；提高銀行家的素質；構建國有商業銀行學習型組織。 -
Our country bank not good property origin is extremely complex, mainly has following several aspects the reason : ( 1 ) under the planned economy system, the " series receives series " and " dials changes loans the loan which history and so on " policy leaves behind down to form not good loans ; ( 2 ) 1, 992 - in 1993 economical heat, the large amount fund flows to the real estate, the stock market and so on ; ( 3 ) for many years building redundant project, credit fund effect even more difference ; ( 4 ) local authority to financial organ intervention ; ( 5 ) the financial organ internal management is bad and so on
我國銀行不良資產的成因十分復雜，主要有以下幾方面的原因： （ 1 ）計劃經濟體制下， 「統收統支」及」撥改貸」政策等歷史遺留下來的貸款所形成的不良貸款； （ 2 ） 1992 1993年經濟過熱，巨額資金流向房地產、股票市場等； （ 3 ）多年來重復建設，信貸資金效益甚差； （ 4 ）地方政府對金融機構的干預； （ 5 ）金融機構內部管理不善等。 -
In different loan classification system, npl has different definition. practically, america, japan, southeast asia countries have their own style of npl solution. one common model is good - bank and bad bank separation
主要從美國的rtc模式，日本的橋銀行模式和東南亞韓國的資產管理公司模式來看處理不良資產的一般模式，集中處理，將好銀行與壞銀行分的方法。 -
Researching the relevant problems of bad bank asset securitization in our country is the aim of this paper
本文就銀行不良資產證券化在我國開展的一系列相關問題進行研究。 -
A downturn could lead to another rash of bad bank loans, straining a fragile financial system that lacks robust capital markets
一旦中國經濟陷入低迷，可能會再度導致龐大的銀行不良貸款，使中國缺乏強勁資本市場的脆弱金融體系面臨巨大壓力。 -
It is early days, but one choice for mr dinallo would be to corral their worst risks in a “ bad bank ”, leaving the rest intact ? and more tightly regulated
在早些時候，迪納克本來有一個選擇，把行業保險機構的風險打包放進「壞銀行」 ，留下安全的部分? ?並加強監管。 -
With the asia financial crisis had breaking out, it was one of the important reasons that there had been giant bad bank assets in finance institutions
亞洲金融危機的發生，金融機構存在的龐大不良資產是重要原因之一。銀行不良資產問題已成為當今的一個世界難題。 -
The problem of bad bank assets not only obstructs the promotion and development of economic system reform in our country, but also has been the great hidden for our financial system
當前我國銀行不良資產問題也相當嚴重。這不但影響我國經濟體制改革的深化和發展，而且已成為我國金融業的重大隱患。 -
Then, probing into the feasibility of bad bank asset securitization from macro - economic system and cost - income angle. afterwards, author puts forward the countermeasures to the obstacles of practicing bad bank asset securitization in our country. finally, author puts forward the ideas of operation mode of bad bank asset securitization in our country, according to the successful experiences of foreign countries and the reality of our country
接著，從我國宏觀經濟體制方面和微觀成本收益角度對我國實行銀行不良資產證券化的可行性進行分析；隨后，針對目前我國開展銀行不良資產證券化存在的障礙，提出了應對措施；最後，根據國外開展不良資產證券化的成功經驗，並結合我國現實情況，提出我國開展銀行不良資產證券化的運作模式構想。 -
Firstly, this paper analyses the current situation and the cause of bad bank asset in our country, and has analyzed the basic principle of the asset securitization. on this basis, the paper discusses the necessity of carrying out the bad bank asset securitization in our country
本文首先針對我國的實際情況，系統分析我國銀行不良資產的現狀和成因，並對資產證券化的基本原理進行剖析；在此基礎上，對我國採用證券化技術解決銀行不良資產問題的必要性進行研究。
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