balloon loan 中文意思是什麼
balloon loan
解釋
飄浮式貸款-
Analyse personage general through major " the balloon is borrowed " the discovery after with each big bank rolls out mainstream before this the month of loan product is offerred and accrual amount contrasts carefully, " the balloon is borrowed " although the month is offerred least, but interest expenses offers tower above than double week of lowest however nearly 2 times
經過專業分析人士將「氣球貸」與此前各大銀行推出的主流貸款產品的月供和利息總額仔細對比后發現， 「氣球貸」雖然月供最少，但利息支出卻比最低的雙周供高出了近2倍。 -
Accordingly, place produces the analytic personage of research center of 3 class market to think in, from its the loan time limit of set and reimbursement means and month offer the characteristic with little, high interest to be able to see, " the balloon is borrowed " the person that do not suit all rooms to borrow, accord with the following the crowd of 4 features can consider to choose " the balloon borrows " : it is to consider short - term room to borrow, have ahead of schedule the person buy a house of reimbursement demand ; 2 it is to anticipate future is shorter fixed number of year ( the 10 years longest ) in oneself capital actual strength can have bigger rise or the person buy a house that later period will have big fund to enter zhang ; 3 it is loan period repays only less month is offerred, use the others money to other investment channel, invest strategic eye and the house property investor that dare to assume a risk with obtaining what invest redound higher to have ; the 4 house property consumer that are estate of the good - paying in applying to
因此，中原地產三級市場研究中心的分析人士認為，從其設定的貸款期限和還款方式以及月供少、利息高的特點可以看出， 「氣球貸」並不適合所有的房貸者，符合以下4個特徵的人群可以考慮選用「氣球貸」 ：一是考慮短期房貸，並有提前還款需求的購房者；二是預期未來較短年限（最長10年）中自己的資金實力會有較大提高或後期將有大額資金進賬的購房者；三是借款期僅償還較少月供，將其餘款項運用至其他投資渠道，以獲得更高投資回報的具有投資戰略眼光和敢於承擔風險的房產投資者；四是適用於中高收入階層的房產消費者。 -
Shenzhen develops a bank " the balloon is borrowed ", does loan buy a house this economical ? recommend other bank to compare economical building loan pattern. the housing of shanghai borrows money
深圳發展銀行「氣球貸」 ，貸款買房這個合算嗎？推薦一下其他銀行比較合算的房屋貸款方式。上海的住房貸款。
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