bank control system 中文意思是什麼
bank control system
解釋
銀行控制系統-
It was restaurant industry graven topic that that of that of from input / output angle said, how advance restaurant kernel ability to compete, with the purpose of advance business economic benefit, as soon as possible brought return, accelerating demonetization end, abaft experience know clearly near twenty year stodgy state look forward to reform mechanism, our state hotel industry be around by babyhood trend maturity, by seller ' s market trend buyer ' s market, such transit should make part rational consumer enjoy to good value for money, too brought ought to part superficial restaurant taste to inevitable ; the government owned restaurant at multinational restaurant bloc and civilian battalion restaurant enterprise " dual impact down, calendar by know clearly reform of monetary system cum bank commercialization, market open cum solution control, market cum competitive mechanism three phase, owing to planned economy belated issues, structure irrationality wrought a matter of and overlapping investment wrought a matter of wait threefold cause, make government owned restaurant at market competition middle gradualness forfeiture competitive edge, in progression appearance hot water, how advance government owned hotel competitive power a matter of, toward me state tourism possess strong operation significance, hunan lotus hotel namely same family pole tool on government owned three stars level hotel behalf of the for the last years, by way of hotel industry occupy quite specific gravity
從投入產出的角度講，如何提高飯店核心競爭能力，以達到提高企業經濟效益，盡快產生回報，加速貨幣回籠的目的，是飯店業嚴肅的話題。在經歷了近二十年步履艱難的國企改革歷程后，我國飯店業已開始由幼稚走向成熟，由賣方市場走向買方市場，這種轉變將使得部分理性的消費者享受到物有所值，也使部分膚淺的飯店品嘗到必然的失敗；近十年來，作為飯店業占相當比重的國有飯店在跨國飯店集團和民營飯店企業的雙重沖擊下，歷經了金融體制改革及銀行商業化、市場開放及解控、市場及競爭機制三個階段，由於計劃經濟遺留下來的問題、結構不合理造成的問題和重復投資造成的問題等三方面的原因，使得國有飯店在市場競爭中逐漸喪失競爭優勢，相繼出現困境，如何提高國有飯店競爭力的問題，對於我國旅遊業具有強烈的現實意義，湖南芙蓉賓館就是一家極具代表性的國有三星級飯店。 -
According to these questions, we could find the material countermeasures : scientific property rights should base on the stock reforming, control the agent ' s " seeking rent " behaviour, eliminate the controlling of state stock ; bank should firmly circumfuse operational, informatics, normal objects, make out rigid interior institutions ; considerated our financial material situations, the institution of supervision should integrate the interior supervision and exterior supervision and leave on indirect supervision. we should fast establish a leading supervision system without changing the segre gation situation, so as to support a better environment for innovation and also better keep away innovation risk
針對這些原因，提出了如下對策：科學的產權制度應對商業銀行實施徹底的股份制改造，減少內部人控制現象，克服國有股一股獨大現象；商業銀行應緊緊圍繞「操作性目標、信息性目標、合規性目標」三大目標，建立互相制衡、有力約束的剛性的內控制度；考慮我國金融業的具體情況，新的監管制度以間接監管為主、內外監管相結合，建立由央行為首的「牽頭監管模式」 ，統一金融監管，給銀行業務創新提供一個較為寬松的環境並且實現對業務創新的風險的有效防範。 -
The central control room of the branch is located in the bank of communications plaza in the lujiazui, shanghai, which adopts the xbrother developed professional security and facility control system which monitors and controls 10 subsystems in the central control room, including : the ups control system ; the coulometer control system ; the leaking control system ; the temperature and humidity control system ; the air conditioning control system ; the video surveillance system ; the sensor of in out water temperature control system ; the access control system ; the switch control system and ; the fire alarm system
交通銀行機房位於上海浦東新區陸家嘴金融中心的交銀金融大廈內，其機房監控系統採用我司自主研製的專業機房監控系統。對機房內的ups監控系統電量儀監測系統漏水監控系統溫濕度監控系統空調監控系統視頻監控系統進出水溫傳感器監測系統門禁監控系統開關狀態監控系統消防監控系統等10個子系統進行集中監控，對所有的設備和系統進行工作狀態運行參數報警處理等監視和管理。 -
According to reality situation hi bank of china mudanjiang branch, the author goes step further to detail and perfect the alrm ' s index within the rule of the central bank and bank of china head office. from secondary banks point of view, the author applies system theory, cybernetics and linear programming theory to establish a set of the index system of the alrm of bank of china mudanjiang branch. the author refers to strengthen and perfect the internal control institution and preventative measure of risk and establish alrm ' s integrated evaluation model and examinatorial method
論文從二級分行的角度，應用系統理論、控制論和線性規劃理論，建立了一套適合中國銀行牡丹江市分行資產負債比例管理的指標體系，提出了加強和完善中國銀行牡丹江市分行資產負債比例管理的內部監控制度和風險防範措施，建立了該行資產負債比例管理綜合評價模型及考核辦法，並對其組織機構的設計及指標的管理提出了相應建議，初步形成了一套資產負債比例管理的組織、指標管理和評價考核體系，從而使中國銀行牡丹江市分行能夠更好的管理本行的資產和負債，創造更大的效益，增強其競爭能力。 -
Countermeasures for the serious problems of the financial control over subsidiary companies are to ( 1 ) establish a scientific share holding structure of its subsidiary companies ; ( 2 ) strengthen its control over authorization right of its subsidiary companies ; ( 3 ) establish a scientific budget duty system ; ( 4 ) establish a scientific financial reporting system ; ( 5 ) use modern technology of information and network to establish the financial balance network of business operation, accounting checking network and electronic bank system ; ( 6 ) perfect the target assessing system over its subsidiary companies ; ( 7 ) send financial supervisors to its subsidiary companies ; ( 8 ) strengthen the scheduled or nonscheduled financial audit over its subsidiary companies
摘要子公司的財務控制問題日顯突出，解決的對策是：建立科學的子公司股權控制結構；加強對子公司進行授權控制；建立科學的責任預算制度；制定科學的財務報告制度；利用現代化的信息網路系統，建立經營業務結算網、會計核算網和網上銀行結算系統；完善對子公司的考核指標體系；向子公司委派財務總監來實現日常的財務監控;加強定期或不定期審計，實現對子公司的財務監督。 -
Neither the bank, its associates, nor any of their directors, officers or employees, shall be liable to the customer for any expenses, loss or damage suffered by or occasioned to the customer by reason of any action taken or omitted to be taken by any one or all of the bank, its associates, their directors, officers, employees or agents pursuant to these conditions or in connection therewith other than as a result of the fraud, wilful default or negligence of the bank, its associates, their directors, officers, employees or agents ; the bank s failure in good faith to honour any stop - payment instructions given by the customer ; the presentation to the bank of any cheque or other payment order which is post - dated ; the bank failing to honour any draft drawn on it by the customer, but the bank shall immediately return such draft to the customer through the normal channels giving the reason for the dishonour ; any loss, damage, destruction or misdelivery of or to the securities howsoever caused unless the same shall result from the negligence of, or theft by, the bank or its associates or any of their directors, officers or employees, in which event the extent of the liability of the bank shall be limited to the market value of such securities at the date of discovery of the loss and even if the bank has been advised of the possibility of such loss or damage ; unauthorised use or forging of any authorised signature as a result of the negligence, wilful default or fraud of the customer ; subject to condition 5. 5, any act or omission, or insolvency of, any person not associated with the bank including, without limitation, a third party nominee or depositary ; viii the collection or deposit or crediting to the custodian accounts of invalid, fraudulent or forged securities or any entry in the custodian accounts which may be made in connection therewith ; any malfunction of, or error in the transmission of information caused by, any electrical or mechanical machine or system or any interception of communication facilities, abnormal operating conditions, labour difficulties, acts of god, or any similar or dissimilar causes beyond the reasonable control of the bank and notwithstanding paragraph, the error, failure, negligence, act or omission of any other person, system, institution or payment infrastructure
本行其聯系人士其各董事高級人員或雇員均毋須向客戶因以下理由而使客戶蒙受或產生之任何開支損失或虧損負責： i本行其聯系人士其董事高級人員雇員或代理人根據此等條件採取或遺漏採取有關之行動，但由於本行其聯系人士其董事高級人員雇員或代理人之欺詐行為故意失責或疏忽所造成者除外ii本行本真誠地未能依約替客戶執行止付指示iii向本行提交任何遠期支票或其他付款指示iv本行未能兌現由客戶開出之匯票，但本行將立即透過正常渠道將該匯票退回客戶，並解釋拒付之理由v無論如何導致之任何證券之損失損毀毀壞或錯誤交付除非上述各項乃因本行或其聯系人士或其任何董事高級人員或雇員之疏忽或盜竊所引致，而在該等情況下，本行的責任將只限於在發現損失當日該等證券之市值，以及即使本行已獲知該等賠償之可能性vi因客戶之疏忽故意失責或欺詐行為而導致的任何偽造授權簽名或不獲授權使用該簽名vii在第5 . 5 a條之規限下，與本行無關者之任何行動或遺漏或無償債能力包括但不限於第三者代名人或寄存處viii代收或存入或貸存於保管人賬戶的無效偽造或假冒證券或在保管人賬戶記入可能與此有關之賬項ix任何電子機械或系統失靈或因該等機件或系統產生的資料傳送錯誤或任何通訊設施之終斷不正常操作情況勞工問題天災或非本行所能合理控制之任何類似或非類似原因及x盡管有第ix項，任何其他人系統機構或付款設施的錯誤故障疏忽行動或遺漏。 -
The third chapter provides evidence that the goal of setting up the organic structure system for the bank supervision and regulation is to effectively use the supervisory resources, by comparing the body of regulatory authorities, internal sections and branches, governing control system is a financial safety net, which consists of the normal means, deposit insurance system and the lender of last resort system
其中組織機構體系是從監管主體、內部部門和分支機構設置三個層次展開，結論是無論如何設置監管的組織體系目的是監管資源的有效利用。調控管理體系是保護銀行的安全網，它包括一般性方法、存款保險制度和最後貸款人制度，這一部分的結論是為防止道德風險應該在監管中增加市場紀律和私人部門監督的作用。 -
The interior risk control mechanism in commercial bank is the basis of banking supervision and stability of financial system. we should introduce modern instrument measuring financial risks : var ; take advantage of accurate and overall index measuring achievement : raroc ; form multilayer risk control mechanism with the nature of incentive compatibility constraint ; and boost each branch, each level of institution and each staff to concern bank ' s revenue and risk simultaneously
銀行內部風險控制機制是銀行監管和金融體系穩定的基礎，通過引入現代金融風險計量工具： var （在險價值） ，利用準確、全面的績效考核指標： raroc （風險調整資本收益率） ，在銀行內部構建起具有激勵相容約束性質的多層次風險控制機制，調動各類部門、各級機構、各個職員的既關心收益又關心風險的積極性。 -
Research on the h control applied in bank credit risk management system
控制應用於信貸風險管理問題的研究 -
Design of the system included the design of the decision and control segment, the management mode and method of assorting resources and relation data bank and rule collection building
對此自動拼搭系統進行了方案設計，並對其決策控制環節、現有資源的分類管理模式和方法以及關系數據庫和規則集的建立進行了研究。 -
According to the above deficiencies, the author proposes following countermeasures : 1. adjusting and perfecting financial laws and regulations system, integrating with international standard 2. raising validity of supervision, adapting the international model finance supervision 3. establishing information announcing system and introducing restraint of the market 4. setting up and amplify internal control system and strengthening the ability of the commercial bank resisting the risk 5. strengthening law construction of foreign bank supervision and the international cooperation of foreign bank supervision, and perfecting the supervision system
針對其不足，提出以下對策： 1 、調整完善金融法律法規體系，與國際標準接軌； 2 、提高監管有效性，適應國際金融業監管模式； 3 、建立信息披露制度，引入市場約束； 4 、建立健全有效內部控制體系，增強商業銀行抵禦風險的能力； 5 、強化外資銀行監管法制建設，完善監管體系，加強外資銀行監管的國際合作。 -
By investigating the internal control over credit business of china agricultural bank, jiangzhou branch, this paper points out that the internal control of this bank is neither perfect nor valid. there are flaws in evaluating the materials offered by clients, ranking credits, setting guarantee measures, etc. after analyzing the reasons that lie behind these flaws, this paper puts forward the author ' s some advice on how to set up more efficient banking internal control system, how to improve its execution, and how to harmonize internal control with banking supervision
本文結合商業銀行內部控制建設應遵循的目標及原則，針對江州市農業銀行信貸業務內部控制現狀，運用經濟學的委託代理理論和信息不對稱理論、組織行為學的公平理論以及戰略管理的pest和space分析方法，較深入地探討了該行內部控制存在的制度不健全、執行不得力、員工素質和內部審計不適應需要等問題及產生問題的原因。 -
But the key factor is its effective systematic arrangement such as the strict and standard administrative structure, the efficient organizational structure and the administrative system of the business expansion, which are the internal guarantee of the success of the businesses in the western investment bank. the strict administrative system of finance guarantees the mobility, the efficiency and the security of its assets ; the labor administration guarantees the source of the developmental energy for the bank which requires the knowledgeable labor ; the strict and scientific internal risk - control system guarantees the orderly development of the businesses in the western investment banks
如，嚴謹規范的公司治理結構、運作高效的組織結構、內涵擴張的業務管理體系是西方投資銀行各項業務成功拓展的內在保障；嚴謹的財務管理體系確保其資產的流動性、效益性和安全性；人力資源管理是以知識密集型的投資銀行提供發展動力之源為宗旨；嚴密的內部風險控制體系以及科學的風險管理制度為投資銀行各項業務的有序開展提供了安全保障。 -
The bank accountancy should take continuous 、 rounded 、 synthetically accounting and supervision on bank business, and it should provide information to the bank financial governors, such as production and financial condition of business affairs and so on. it is in the frond of the business affairs, and takes effect like a window or a gate. therefore, for guarding against the risk of management, the commercial banks should constitute an effective financial accounting control system which start from accounting segment, and well exert its function
一個行之有效的財會控制機制，不僅能為商業銀行防範風險提供及時、準確、完整的會計信息，充分發揮財會監督職能，促進商業銀行經營目標實現，而且還能促使其嚴格執行金融企業財會制度，明確財會人員權、責、利，防範銀行風險產生於會計工作環節，實現穩健經營。 -
The causes are as follows : financial institutions do not pay enough attention to county economies in transforming their operating mechanism ; reforms of financial control system lags behind, resulting in impeded transmission of the central bank ' s monetary policy in county economies ; the deterioration of the credit function of state - owned commercial banks seriously weakens their support for county economic development ; the impact of the state industrial policy ; limitations of the qualifications of financial firms ; and weak social credit climate in county economies
形成原因主要有金融機構經營方式轉化上對縣域經濟重視不夠；金融管理體制改革滯后，導致央行貨幣政策在縣域傳導不暢；國有商業銀行信貸功能退化，嚴重削弱了對縣域經濟發展的支持力度；國家產業政策的影響，金融企業本身素質限制以及縣域社會信用環境差等。 -
New facilities such as the barcode access control system, the electronic message system and the real - time financial information display were some of the high - tech facilities used for the first time in the history of the world bank group imf annual meetings
多項新式設施，例如條形碼入場控制系統電子訊息系統及即時金融訊息終端機，均為世界銀行集團國際貨幣基金組織年會歷來首次使用的高科技設施。 -
This article is pointed out that the internal control system of our country commercial bank still is in stage newly established, and the internal control ground range international standard still has the equivalent distance, and the real effect is also too not ideal ? controlling the questions that exist in the system construction inside in accordance with our country commercial bank, and on the foundation to spirit that " the guide to the commercial bank internal control " according to the chinese people bank issuing is recently passed on and uses for reference the advanced interior accuse management practice experience of abroad commercial bank, this article puts forward building the tentative plan of pdca ' s internal control that fits our country national condition system o this tentative plan is stressed in the optimum research to realize the method of internal control system, and the substance is building the control system that the circular spiral moves upward of interior accuse policy decision - interior accuse execution - interior accuse control - interior accuse policy decision,
本文通過對我國商業銀行內部控制現狀進行調查研究后指出，我國商業銀行的內部控制體系還處于初級階段，內部控制水平距離國際標準還有相當的距離，內部控制的實際效果也不太理想。針對我國商業銀行內控體系建設中存在的問題，根據中國人民銀行最近發布的《商業銀行內部控制指引》所傳達的精神並借鑒國外商業銀行先進的內控管理實踐經驗，文章嘗試把符合iso9002標準的質量管理方法（ pdca循環方法）和內控制度建設結合起來，在此基礎上提出建立一個符合我國國情的pdca內部控制體系的設想。該設想著重於內部控制體系最佳實現方式的研究，實質是建立一個以內控決策系統為中心，充分體現內控管理與監督，從內控決策? ?內控執行? ?內控監督? ?內控決策的不斷循環螺旋上升的控制體系。 -
Aiming at the above reasons, the article proposed some measures to avoid and dissolve loan risk. for example the commercial bank should establish the early - warning system and program control system. the author suggested recovering the main bank system
針對以上原因，本文提出了防範與化解貸款風險的一些措施：如建立預警系統、程序控制等，並提出了要恢復主辦銀行體制的觀點，以期對我國商業銀行貸款風險控制能力的提升有所幫助。 -
In pace with the development of china banking, the hardware of commercial banks are modernized and a great deal of highly qualified professional are collected, thus created favorable conditions to the china banking to adopting the universal - banking system. the essential condition of universal - banking system is that the central bank should take effective regulation, and the banking also should take effective inner - control system to reduce the risks that would be produced by adopting the universal - banking system. these are key issues in the china banking
我國銀行業現階段採取混業經營模式所面臨的兩大問題：第一個問題是我國央行金融監管手段單一、落後：現階段央行主要採用現場稽核與手工操作方式進行監管，採用現場監管難以對銀行整個經營狀況作出客觀評價；非現場監管沒有形成統一、完整、健全的體系；現階段央行實行的金融電子化監管也有很大的局限性，而且目前央行的監管基本上只是事後監管。 -
Finally, this paper propose several strategy of commercial bank credit risk management : construct early - warning system of commercial bank credit risk ; construct the depart strategy of commercial bank credit risk ; construct the strategy of positive pricing the bank loan ; construct the control system of car ; construct the deposit insurance ; deepen reform, and eliminate the root of credit risk
最後本文提出了幾點商業銀行信用風險管理與防範的策略：建立商業銀行信用風險預防警機制；商業銀行信用風險的分散化策略；建立商業銀行積極的貸款定價策略；建立風險資本比（ car ）約束機制；建立存款保險制度；防範和化解信用風險的若干改革對策
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