bank-based financial system 中文意思是什麼
bank-based financial system
解釋
銀行主導型金融系統-
Because of the influences of different economic development level, economic structure state, the economic structure of the society and politics and the inertia route of banking system development determined by social preference structure which is formed by certain historical culture background, the universal bank has formed two typical types : the universal bank based on capital - market - financial holding universal bank in u. s and the universal bank based on bank intermediation - inside comprehensive management universal bank in germany
由於不同的經濟發展水平、經濟結構狀態、社會政治經濟結構及一定的歷史文化背景所決定的社會偏好結構所導致的銀行制度發展的慣性路徑的影響，在美國和德國分別形成了有代表性的以資本市場為基礎的金融體系中的全能銀行? ?金融控股型全能銀行和以銀行中介為基礎的金融體系中的全能銀行? ?內部綜合經營型全能銀行。 -
Based on the brevity discuss about the theory & practice development of performance measurement in internal and oversea commercial banks, and the brief analysis about the main financial performance assessment models, the author analyses the theoretical defects and practical bewilderment of our internal commercial banks " financial performance evaluation system. subsequently, the basic principium & the central thoughts of balanced scorecard ( which is a performance evaluation system grown up in america in 1990s ) are introduced, and after a profound analysis on the meaning of bsc ' s four performance assess factors ( financial, customer, the internal business process, the learning and growth. ), the profound enlightenment meanings, such as forming strategic operation thoughts, implementing bank ' s strategies practically, evaluating operation performance comprehensively and scientifically, are explicated
本文首先簡要論述了商業銀行績效測評概念的內涵與意義，並在對國內外商業銀行績效測評理論與實踐發展及商業銀行主要的財務績效評價模型作扼要評述的基礎上，分析了我國商業銀行當前財務業績評價系統的理論缺陷與實踐困惑；隨后，文章介紹了20世紀90年代在美國興起的平衡計分法績效測評系統的基本原理、核心思想，並在對平衡計分法的財務、顧客、內部業務流程和學習成長四個業績評價要素進行深入分析之後，闡述了平衡計分法對我國商業銀行塑造戰略性經營思維、切實實施銀行戰略、全面科學測評銀行經營績效的深刻啟示意義。 -
We also believe that the software addresses the following requirements : experience in the china marketplace ; real time transactions ; ease of use ; reliable and detailed account information ; system expandability ; internet based ; where no bank / credit card is available, payment can be made when client deposits money with a financial institution which holds the money for the client ( knows as an electronic purse ) ; transactions and transaction data be encrypted with the state - of - the - art network security technology ; free registration ; low cost of transaction ; and on - going technical assistance and support
我們也相信該軟體滿足以下要求：在中國市場的經驗；實時交易；使用簡單；可靠和詳細帳戶信息；系統擴展性；基於網際網路；無銀行和信用卡可用的地方，當顧客存款到擁有顧客資金的金融機構（了解作為電子錢包） ，支付可以進行；交易和交易數據可以被藝術級的網路安全技術加密；免費注冊；交易低成本；和正在進行的技術援助的支持。 -
Based on the results, we find that stock market and banks in china have different functions, and stock market responses to the economic development, but now financial system in china is bank based and the stock market does not function very well because of its size
目前股市對宏觀經濟影響不明顯的主要原因是規模還沒有達到要求。第五章則通過進行數量模型推導，提出價值投資的關鍵以及個股定價的基礎在於成長性，而不是重在現金分紅。 -
Finally, the author makes five responses : bank mergers and acquisitions of strategic investors ; strengthening the financial technology innovation ; using assets securitization technology ; developing vigorously intermediate business ; establishing a " customer - based " management system ; setting up a unique corporate culture
最後，提出了五個方面的對策:銀行並購和引進戰略投資者、加強金融科技創新、運用資產證券化技術、大力發展中間業務、建立「以客戶為中心」的管理體系和創建有特色的企業文化。 -
Japan ' s financial system, which formed based on the special background inside and outside japan, and with characteristics of the " convoy system ", indirect financial structure and the " main bank lending " system, had worked very well in the course of its postwar economic recovery and development
以「護送船隊」金融管理體制、間接金融為主的金融結構以及主銀行制度為主要特徵的日本金融體制，是在戰後日本特殊的內外環境下逐漸形成的，它對戰後日本經濟的恢復與發展起到了巨大的支撐作用。 -
Doing so is due to the facts that china is still characterized as a bank - based structure of financial system and is in the transformation to a market - oriented structure of financial system figure 1 depicts schematically an eclectic overview of the major channels of monetary transmission mechanism distinguished in the literature
第3 6章則以實證分析為主，分別採用一般描述性統計工具和向量自回歸技術，研究了中國的金融結構及其對貨幣傳導機制的利率效應、信貸效應的影響。 -
Based on the study of vast treatises, articles, and regulations and on - the - spot investigation in the people ' s bank of china ( pbc ), china development bank ( cdb ) and china everbright bank ( ceb ), the author firstly summarized contents of fhc and financial supervision ; secondly, respectively introduced legislative development and law system of fhc in united states, japan and other countries ; and finally, put forward several ideas and advice on their problems
本文作者仔細閱讀了大量的國內相關論著、論述、法律規定，查閱了相當的國外資料，並親自到人民銀行監管辦、國家開發銀行及中國光大銀行進行了調研。在此基礎上，作者首先對金融控股公司及金融監管的內容作以概述，再分別介紹了美國、日本等國金融控股公司監管立法的發展和法律制度，繼而作者對我國金融控股公司經營及監管存在的問題提出幾點完善的意見及立法建議。 -
After theoretical analysis of bank runs using diamond - dybvig model, the essay discusses the indicators of banking distress, such as camels and " prompt correction system " of america and japan. based on the above analysis several suggestions conclude. chapter three and four are the theoretical and normal discussion about the relationship between financial liberalization and financial stability being the core of financial liberalization, interest rate liberalization affects negatively the quality of bank assets and consequently the financial condition of banks on one hand
針對銀行在經濟中的特殊作用，運用經典的銀行擠兌模型即diamond - dybvig模型對銀行機構的脆弱性進行了的理論分析，並對衡量銀行不穩健的指標體系，如「駱駝框架」 ，國際貨幣基金組織（ imf ）的「銀行破產的早期預警指標」以及美國和日本的「快速糾偏模型」進行系統分析和論述，最終提出加強銀行穩定的一系列對策。 -
This paper will be a deep understanding of the bank ' s internal control based on the concept of using legal principle and the relevant financial regulations, from the commercial banks internal control processes, tools and business areas such as, my analysis of the present stage firms to implement internal control mechanisms and the legal environment of inadequate and with the implementation of the system of foreign successful experiences compare our country to improve the system in which direction and countermeasures
本文將在深刻了解銀行內部控制這一概念的基礎上，運用法學原理、結合相關金融法規，從商業銀行內部控制的運作流程、手段和業務經營范圍等方面出發，分析我國現階段商行推行內控機制的法律環境及其存在的不足，並通過與外國實施該制度的成功經驗進行比較，提出我國完善這一制度的大致方向和對策。 -
In this paper, based on finance appraisal of list company and commercial bank, introducing the value - at - risk to fetch up the traditional financial index system, and further creating secondly - relative appraisal model based on the analysis of principal components and dea takes the non - finance factor into account ; and then, through the proving study of eight listed bank, it shows that the listed bank in shanghai and shenzhen is not as strong as in hongkong
本文在評述有關上市公司財務評價和商業銀行財務評價的基礎上，引入測量金融市場風險的指標var以彌補傳統上市公司或商業銀行財務評價指標體系的不足，並構建將主成分分析和數據包絡分析相結合的二次相對評價模型以彌補對非財務性指標考慮的不足；然後以滬、深、港8家上市銀行為樣本進行實證研究，研究結果表明，內地上市銀行與香港上市銀行在財務績效和經營管理者主觀有效努力程度上存在一定差距。 -
This work is contributed to the design and the construction of the traditional expert system part of the mixed system. firstly, we deal with sample data provided by a bank in fujian and abstract financial ratios by statistical methods ; secondly, we construct knowledge base according to area - knowledge of credit assessment, and design a priority - based forward - inference engine and a fact - based automatic explaining mechanism ; thirdly, we adopt object - oriented technology to analysis the system and construct object model and functional model of expert system ; finally, by using access database to construct system knowledge base, and c + + builder software to program, we develop a credit assessment prototype system based on mix - expert system
以某銀行提供的企業樣本數據為基礎，在完成對樣本數據處理、抽取財務比率等基本工作后，根據信用評價領域知識的特點構建了系統的知識庫，設計了基於優先級的正向推理機制與基於事實的自動解釋機制，然後採用面向對象技術對系統進行分析，建立專家系統的對象模型和功能模型，在此基礎上，採用access數據庫設計系統的知識庫，採用c + + builder開發軟體實現了基於混合型專家系統的可視化信用評價系統原型。 -
In chapter 1 : based on two basic theories, with financial and law these two angles, analyzing the necessaries of merchant bank capital supervision ; chapter 2 : through introducing basel capital accord ' s evolving process, discussing capital supervision ' s developing direction. based on many countries and areas " reform process and experience, and then come to the conclusion : basel capital accord is an inevitable tendency of international banking industry capital supervision. chapter 3 : by analyzing the present situation, pointing out the positive aspects and some short points of china ' s existing capital supervision legal system
本文首先闡述了對商業銀行資本監管的兩個理論基礎，從金融經濟的角度和法律規定的角度，研究了商業銀行資本監管的必要性;其次從《巴塞爾資本協議》這個國際規范的演變過程來探討資本監管的發展方向和經驗啟示，在探討各國應對《巴塞爾資本協議》的改革經驗上，揭示了《巴塞爾資本協議》是國際銀行業資本監管的必然趨勢;然後並在此基礎上通過我國商業銀行現狀的分析，研究了我國現行資本監管法律制度積極方面和存在的不足;最後本文對如何完善我國商業銀行資本監管制度提出了一些構想，在體現國際新的資本監管制度的同時立足本國國情，主張以《巴塞爾資本協議》為範本，從內部和外部兩個方面完善監管法制。
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