commercial bank loans 中文意思是什麼

commercial bank loans 解釋
商業銀行貸款
  • commercial : adj 1 貿易的，商業上的；營業性的。2 〈美國〉（能）大量生產的；營利（性質）的；面向市場的；〈美國...
  • bank : n 1 堤，堤防；岸，河畔。2 埂，壟，堆。3 （海中水下的）沙洲，灘。4 斜坡，邊坡，坡度；轉彎。 【航空...
  • loans : 借貸性援助
  1. The fifth creative research field is as follows. the paper differentiates the different influences on bank nonperforming loans originating under cooperation and noncooperation between commercial bank manager and enterprise manager

    試圖回答並且做出有創新的研究之五本文研究了企業（借款者）與商業銀行合作與不合作兩種情況對銀行不良貸款生成的影響。
  2. Article 65 " chinese state banks " mentioned in article 19, paragraph 3, item ( 2 ) and item ( 3 ) of the tax law means the people ' s bank of china, the industrial and commercial bank of china, the agricultural bank of china, the bank of china, the people ' s construction bank of china, the bank of communications of china, the investment bank of china, and other financial institutions authorized by the state council to engage in credit businesses such as foreign exchange deposits and loans

    第六十五條稅法第十九條第三款第（二）項、第（三）項所說的中國國家銀行，是指中國人民銀行、中國工商銀行、中國農業銀行、中國銀行、中國人民建設銀行、交通銀行、中國投資銀行和其他經國務院批準的對外經營外匯存放款等信貸業務的金融機構。
  3. However, there are substantial non - performing loans in chinese state - owned commercial bank, which has become " a lion in the way " of its stock - sharing system reform. so, dispose of the non - performing loans is the most important thing in the stock - sharing system reform of chinese state - owned commercial banks and we must accelerate disposing of the non - performing loans

    然而，我國國有商業銀行中卻存在著數額巨大的不良資產，這業已成為我國國有商業銀行股份制改造的「攔路虎」 ，因此，不良資產的處理是我國國有商業銀行股份制改造的重中之重，我們必須加快不良資產的處理。
  4. Article 36 a borrower should provide guarantee for commercial bank loans

    第三十六條商業銀行貸款，借款人應當提供擔保。
  5. The commercial bank can revitalize stock assets, increase the number of financing channels, decrease the asset - liability ratio, raise the rate of capital sufficiency and have a close relationship to the capital market through the securitization of home loans

    通過住房貸款證券化，商業銀行可以盤活存量資產；增加融資渠道；降低資產負債率；提高資本充足率；密切與資本市場的聯系。
  6. A medallion signature guarantee can only be obtained from a participant in one of the securities and exchange commission ( sec ) approved programs, such as a commercial bank, brokerage firm, credit union or savings and loans institutions that are members of the medallion stamp program

    只有參與美國證券交易委員會的認可單位、商業銀行、經紀代理公司、信用合作社、儲蓄貸款機構等方能提供medallion簽名確認服務。請點擊此網址
  7. First, the author reviewed the related literature of asset securitization, explained the connotation and the economical significance of asset securitization from many angles, analyzed several essential technologies of asset securitization through using the enterprise financing theory, the financial theory, the system economic theory and the law of averages, constructed a flow chart to analyze the structure and the flow of the operation of asset securitization ; then the author analyses the overseas development tendency as well as the overseas concrete procedure of non - performing loans securitization, proposed several enlightenment ; once more, the author analyzed our country ’ s feasibility of npls, then elaborated emphatically the operation thought of npls of our country commercial bank : regarding the establishment of spv, thought that it most suit the our country current national condition current through pouring the capital to adopt company spv the pattern in our country by the national property management company, and elaborated how to construct and manage the property pond, put forward many kinds of ways of credit enhance for non - performing loans, thought it is the best choice that the product of npls is designed for cmo, the senior bond adopts the public issue, the secondary bond adopt private issue

    首先，本文回顧了資產證券化研究的相關文獻，從多個角度闡釋了資產證券化的內涵和經濟意義，運用企業融資理論、金融理論、制度經濟學理論和大數定律剖析了資產證券化的幾項關鍵技術，構建了一個資產證券化流程圖來分析資產證券化運作的結構與流程;接著通過分析國外不良貸款證券化發展趨勢以及具體做法，提出了幾點啟示;再次，分析了我國不良貸款證券化的可行性，然後著重論述我國商業銀行不良貸款證券化的運作思路:對于spv的設立，認為在我國由國家資產管理公司注資採取公司型spv的模式最適合我國當前的國情;並論述了資產池的構建與管理;提出了對不良貸款進行信用增級的多種方式;認為將不良貸款證券化產品設計為抵押擔保債券，高級債券採取公開發行，次級債券採取私募發行是最佳選擇。
  8. These can help commercial bank to reduce credit risk, ensure loans quality and protect the development of whole finance market

    這些對于商業銀行降低信貸風險，保證信貸資產質量，維護金融市場的穩定健康發展都起著至關重要的作用。
  9. In 1998, the people ' s bank of china issued the administrative law of individual housing loans and allowed commercial banks to open individual housing secured loans, extend the loan term, which marked a new phase in the development of home financing in china. after this, the scale of granting home mortgages rapidly widened and the development was swift as by there year 2000, the balance of home loans at the china construction bank and the industrial and commercial bank of china broke through rmb 100 billion yuan, of which, individual home mortgages became the most important growth point for credit in the real estate industry

    1998年，中國人民銀行出臺了《個人住宅貸款管理法》 ，允許商業銀行開辦個人住宅擔保貸款，延長貸款期限，這標志我國住房金融發展到一個新的階段，其後住房抵押貸款發放規模的迅速擴大，發展勢頭迅猛， 2000年，中國建設銀行和中國工商銀行住房貸款余額均突破1000億元，其中個人住房抵押貸款成為房地產信貸中最重要的增長點。
  10. For example, is nonperforming loans originating easier when commercial bank manager and enterprise manager cooperate than they don " t cooperate

    比如：企業（借款者）與商業銀行合作時，銀行不良貸款更容易生成嗎
  11. This paper focus on the systematic root of non - performing loans and the disposal strategy for non - performing loans for the yueyang commercial bank

    因此本文撇開其它因素，主要探討了岳陽市商業銀行不良資產大量產生的根源和處置策略。
  12. Article 35 in issuing loans, a commercial bank should closely check the use of the loan by the borrower, the repayment ability of the borrowers and the mode of repayment of the loans

    第三十五條商業銀行貸款，應當對借款人的借款用途、償還能力、還款方式等情況進行嚴格審查。
  13. Encourage commercial bank loans to finance key infrastructure projects

    鼓勵商業銀行貸款扶持重點基建項目。
  14. Chapter one it is a summary of the general theory of the commercial bank, commercial bank loans and risk

    第一章是對商業銀行、商業銀行貸款及風險的一般理論的概述。
  15. Chapter one it is zuufq ap summary of the general theory of the commercial bank, _ commercial bank loans and rihk

    第一章是對商業銀行、 ? - ?業銀行貸款及風險的一般理論的概述。
  16. A revolving loan fund program is set up in an impoverished community and provides small loans to entrepreneurs who have no credit history or access to commercial bank loans

    循環貸款基金計劃設立於貧窮社區，提供小額貸款給沒有信用紀錄或無法取得商業銀行貸款的企業家。
  17. External sources for the smallest firms are mainly informal channels, but their share tends to decrease as firms grow bigger, while the share of commercial bank loans increases with firm size

    論文研究表明，對小企業來說，民間金融所佔將隨著企業規模的擴大而降低，而商業銀行的份額將上升。
  18. In the risk management of commercial bank loans, people have not put enough attention to the early - warning of the loan enterprises yet. so, this thesis uses statistical method to structure the method of long - term loan and short - term loan separately

    對企業的財務危機預警的理論研究大都是站在企業內部管理者的角度進行的，而銀行對貸款企業財務預警的功能賦予給貸款風險分類系統，由於系統本身的局限性，預警效果不強。
  19. When commercial banks provide loans to enterprises, they prefer large corporations to smes, which restricts smes " development seriously. at present, smes financing modes are mainly owned - financing and commercial bank loans financing, so smes are getting into trouble on financing

    目前我國絕大多數中小企業都受到這個問題的困擾，而銀行等金融機構面對中小企業時卻出現了普遍的「惜貸」現象，這嚴重製約了中小企業的發展。
  20. 2. among external financing methods, the function of commercial credit, bank loans and financial lease is stronger than others. 3

    在外源融資中商業信用、銀行貸款、融資租賃的功效大於其他融資方式，企業應努力擴大外源融資能力； 3
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