commercial banking 中文意思是什麼

commercial banking 解釋
商業銀行業務
  • commercial : adj 1 貿易的,商業上的;營業性的。2 〈美國〉(能)大量生產的;營利(性質)的;面向市場的;〈美國...
  • banking : n. 1. 築堤,堤防。2. (紐芬蘭的)近海漁業。3. 【航空】橫傾斜。n. 銀行業;銀行學;金融。
  1. An analysis of risk and precaution in commercial banking credit

    淺談商業銀行信貸風險防範
  2. After the recent acquisition of the commercial banking business of bank bumiputra malaysia berhad " bbmb " under a restructuring of the banking business of bocb and bbmb, it has become the second largest commercial banking group in malaysia

    根據其與b之間的銀行業務重組計劃收購了的商業銀行業務后,已成為馬來西亞的第二大商業銀行集團。
  3. Firstly, by an in - depth study on chinese commercial banking and their foreign counterparts, this paper points out the great differences of intermediate business innovation between chinese and western commercial banks regarding innovation products variety, scale, technology, etc. secondly, comparing the institution regarding intermediate business innovation and microeconomic - body behavior of chinese commercial banking with foreign ones within an analysis framework from the perspective of institutional economics and game theories, this paper shows that a number of reasons account for the emerging of intermediate business innovation, including external economic environments as well as internal factors within the financial system and technology, among which the institutional factors within the financial system being the most important. at the same time, by comparison with western developed countries " counterparts, the innovation of chinese banking institution lags far behind the development of banking business in main aspects of property rights, managerial system, compensation arrangement and organization system. thus, the backward innovation of banking institutions and twisting microeconomic - body behavior seriously strict intermediate business innovation

    本文首先通過對中外商業銀行進行較為深入的調查研究指出,與西方發達國家商業銀行相比,我國商業銀行中間業務創新無論是在業務創新品種、規模上還是在技術手段上,都存在著巨大差距;其次,運用制度學分析和博弈分析框架將中外商業銀行中間業務創新制度及微觀主體行為進行比較得出:商業銀行中間業務創新產生的原因有多種,如外部經濟環境因素、金融體系內部因素和技術因素等,其中最根本的是金融體系內部的制度性因素;與西方發達國家商業銀行制度相比,我國銀行制度創新遠遠落後于銀行業務的發展,主要表現在產權制度、經營制度、分配製度和組織制度等方面;銀行制度創新的滯后及其微觀主體行為的扭曲嚴重製約著中間業務創新,尤其是我國銀行產權關系不明晰,在國有獨資產權框架下政府? ?行長及上級行長? ?下級行長兩種委託代理行為帶來了嚴重的問題,導致了我國銀行中間業務創新動力不足。
  4. After the demerger, ccbc continues to operate the bank s commercial banking business including its hong kong branch while jianyin succeeds all other business of the bank

    分拆安排完成後,中國建設銀行股份有限公司繼續經營中國建設銀行的商業銀行業務包括香港分行,中國建銀投資有限責任公司則承繼中國建設銀行所有其他業務。
  5. At last, the author discussed the approach of releasing the two types of risk, pointing out that it must be the only outlet to breaking the path dependence effect and pushing the institutional bifurcation. the innovativeness of the dissertation was manifested in the following facets : first, the two heterodox paradigms were concluded after a thorough and systematical retrospect ; second, a brand - new framework was established by embracing the two paradigms ; third, the concepts of risk and financial risk, especially their information and institutional contains, were expatiated under the framework ; fourth, the characteristics of china ' s economic structure and financial structure and their theoretical meanings were well concluded ; fifth, the commercial banking systematical risk and the stock market systematical risk of china were well explored and explained, and some solutions were reached

    文章創新之處主要體現在以下幾點:通過對既有文獻的廣泛深入了解,歸納出兩個可能對主流經濟學形成挑戰的經濟學研究範式;通過模型化模擬,探討了將兩個範式相互融會貫通、從而建立起具有更好解釋能力和預測能力的理論體系的可能;在上述理論體系下對風險與金融風險進行了經濟理論和經濟史理論層面上的闡釋;以上述闡釋為基礎,對我國經濟結構與金融結構特點進行了理論歸納,對我國目前的商業銀行系統風險與股票市場系統風險進行了深入剖析,並總結出可行的化解途徑。
  6. There, he held significant roles in commercial banking, retail banking, and real estate. at the time of his move to citizens, hollister was executive vice president of consumer and small business banking

    它所控制的工業原來主要是輕紡工業,從50年代起,利用麻省理工學院的科研成果發展新興技術工業,從輕紡工業轉向電子光學空間導彈等方面發展。
  7. " by leveraging belgian bank s extensive experience and technology in retail and commercial banking, the group will be able to capture the opportunities and in particular to build up a competitive advantage in serving cross - border customers in china, hong kong and europe

    朱先生續稱:憑藉華比銀行在零售及商業銀行方面的卓越經驗及技術,集團可緊握商機,積極開拓在中國大陸香港及歐洲跨境市場的優勢。
  8. First, introduce the reasons and character of current banking m & a, then summarized the former studies of the three ways of m & a to efficiency gaining : size versus size economy, m & a versus banks efficiency, and m & a versus shareholders wealth. then introduce the research approaches of m & a efficiency gaining, especially the approaches of m & a versus banks efficiency, such as parametric frontier approaches and non - parametric frontier approaches. in the following, through roe model and dea model to study the relations between size and efficiency, finding : middle size banks efficiency is higher, larger banks have n ' t scale economy, small banks have low em, and through directly analyzing m & a efficiency of four commercial banking m & a case in china, finding : the past - merged efficiency of shanghai pudong development bank has been improved, and others have been deduced, but after three years the efficiency increased little by little

    首先,分析了當前銀行並購的主要原因、特徵以及我國銀行並購的現狀與特點;接著對銀行效率水平的概念進行分析,綜述了國外對銀行並購與效率獲利的三方面的研究(考察銀行的規模與效率這種間接方式、比較並購行並購前後的效率以及並購行與非並購行的效率和考察上市銀行並購前後股東財富的變化這兩種直接方式)的有關文獻;再次對銀行並購與銀行效率獲利的分析方法進行了介紹,其中詳細地研究了前沿分析法:參數分析法和非參數分析法,並指出了這些方法的特點;然後運用財務比率分析法和dea方法對我國商業銀行規模與效率從間接角度對銀行並購產生的效率獲利進行了實證研究,結果發現:中等規模的商業銀行的效率最佳,而小規模的銀行的em值較低,同時大規模的商業銀行的規模無效;同時利用我國已發生的四個銀行並購案從直接的角度對我國商業銀行並購的效率獲利進行分析,結果發現:除上海埔東發展銀行在並購後效率提高,其他三家銀行並購后的效率都有所下降,但並購后第三年效率又逐漸回升。
  9. To loosen restrictions on foreign participation in commercial banking

    放鬆對外資機構參與商業銀行業務的限制
  10. In the second part of the paper, we illustrate the importance of the state - owned commercial banks in chinese financial system and the necessity of strengthening the alm in the state - owned commercial banking system. after analysing the current situation of the state - owned banks " alm and the existing problems of the unclear property rights, the inequilibium of the asset - liability structure, the imperfect risk control system, and the unsatisfactory computer systems for the asset - liability management. the paper analyzes the existing situation and main disadvantages, and gives some suggestion to improve the level of the alm of the state - owned commercial banks

    要完善國有獨資商業銀行資產負債管理,首先要了解我國銀行業現狀,本文下半部分從我國銀行體系入手說明國有獨資商業銀行的重要性和完善國有獨資銀行資產負債管理的必要性,在分析國有獨資商業銀行實行資產負債管理現狀及存在的產權不明晰、資產負債結構失衡、風險控制系統不完善、計算機系統不能滿足資產負債管理要求等問題后,根據相關問題提出完善國有獨資商業銀行資產負債管理的對策。
  11. Therefore, studying on the efficiency of capital regulation has great theoretic significance to strengthen commercial banking supervision and ensure the safety of financial system

    因此,資本充足性管制的有效性研究對強化和完善銀行監管,提高銀行監管的有效性,從而保證金融制度的安全有著重要的理論意義。
  12. Asia s largest aluminum extruder asia aluminum holdings limited sehk : 930 today signed a 3 - year syndicated term loan facility of us 75 million the " facility " at a ceremony officiated by group chairman mr kwong wui chun, mrs margaret leung, head of commercial banking of the hongkong and shanghai banking corporation limited " hsbc ", and mr adrian li, general manager head of corporate banking division of bank of east asia " bea "

    亞洲最大鋁型材生產商亞洲鋁業控股有限公司香港交易所: 930今天簽訂一項三年期75 , 000 , 000美元銀團貸款。簽署儀式由集團主席鄺匯珍先生香港上海匯豐銀行有限公司匯豐銀行工商業務部主管梁高美懿女士,以及東亞銀行東亞銀行總經理兼企業銀行主管李民橋先生聯合主持。
  13. However, as for as the present situation of chinese commercial banking, it is also the unique choice or way

    競爭本是自然的發展規律,但就目前情況而言好像也是我國商業銀行業的唯一選擇和出路。
  14. The steps and results of the reform of the socb involve directly with strengthening china " s commercial banking, and influence the objective of the reform of china " s socialist market economy realization successfully

    我國國有商業銀行在銀行體系中佔有絕對主體地位,其改革的進程和績效,直接關繫到我國銀行業的整體素質和競爭力的提高,影響我國社會主義市場經濟體制改革目標的順利實現。
  15. In addition, three policy banks ( the state development bank, the agricultual development bank of china and the export and import bank of china ) were established in 1994 to facilitate the separation of policy banking from commercial banking operatio

    此外, 1994年國家成立了三家政策性銀行(國家開發銀行、中國農業發展銀行和中國進出口銀行) ,從而促使了政策性銀行業務與商業銀行業務的分離。
  16. In addition, three policy banks ( the state development bank, the agricultual development bank of china and the export and import bank of china ) were established in 1994 to facilitate the separation of policy banking from commercial banking operations

    此外, 1994年國家成立了三家政策性銀行(國家開發銀行、中國農業發展銀行和中國進出口銀行) ,從而促使了政策性銀行業務與商業銀行業務的分離。
  17. The third chapter, based on surveys of risk situation of china ' s commercial banking, discusses the relation between system transition and bank risks, pointing out the main features of commercial banking risks in china : risk concentration and the disproportionate risk - profit relation, the covert cumulativeness and partial outbreak of risks, and risks " institutional and uncontrollability properties

    第三章在對中國商業銀行風險的現狀進行考察的基礎上,論述了體制轉軌與銀行風險之間的關系,指出了我國商業銀行風險的特徵:風險的集中性與「風險? ?收益」的非對稱性、風險的隱蔽累積性與局部爆發性、風險的體制性與失控性等。
  18. Other domestic prc financial institutions engaged in commercial banking business include urban commercial banks, rural commercial banks, rural cooperative banks, urban credit cooperatives and rural credit cooperatives

    從事商業銀行業務的中國其它國內金融機構包括城市商業銀行、農村商業銀行、農村合作銀行、城市信用合作社和農村信用合作社。
  19. Chapter two introduces the modern enterprise system aimed at clarifying the fact that mordern enterprise is characterized by its clear ownership, and that commercial banks, being part of the modern enterprise, must also satisfy this requirement, and analyses the effects of ownership on enterprises and commercial banks and the practices of ownership in the western banking industry to provide a reference to the commercial banks and the practices of ownership in the western banking banking industry to privide a reference to the commercial banking reform in china

    第二章,我們首先對現代企業制度作了一個簡單介紹,明確產權明晰是現代企業制度的首要特徵,現代商業銀行作為現代企業的一種,必然要滿足這一特徵。進而對產權制度對企業及商業銀行的影響以及西方商業銀行產權制度的實踐進行分析,為我國商業銀行產權制度改革作參考。第三章,們討論了我國國有商業銀行產權制度的現狀及由此導致的問題。
  20. Currently, the theory study of commercial cost control is scant, because in our country, the banking measures are considered to be part of the country ' s macro policy. the commercialization in banking has come into exercise before long, method unitary and cost consciousness weak ; but facing to the competition pressure from foreign banks after the entry to wto, commercial banking should put the improvement of management into the first place, transform the open and competition pressure to reform and exceeding force, in order to win the competition

    目前,商業銀行成本控制在理論上卻是研究得甚少,原因是我國一直把銀行業作為國家宏觀政策及其實施的一部分,進行商業運作的時間不長,方法單一,成本意識淡薄,但「入世」後面對外資銀行的競爭壓力,我國商業銀行把提高經營管理水平放在第一位,把開放和競爭的壓力轉化為改革和趕超的動力,才能贏得競爭,而成本控制卻是提升核心競爭力的關鍵。
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