consumer credit business 中文意思是什麼
consumer credit business
解釋
分期付款銷售業-
However, much improvement is still required in the development of consumer credit business in china
然而目前該項業務在國內的開展還有很多不完善的地方。 -
Chapter 2 : development of theories and practice of consumer credit chapter 3 : development and problems in domestic consumer credit business chapter 4 : solutions to the consumer credit business in china consumer credit substantially alters the ideology and operation model of commercial banks in china, and we are looking forward to the growth of domestic commercial banks into internationally competitive modern banks
第二章：消費信貸理論和實踐的發展。第三章：我國消費信貸的發展及存在的問題第四章：借鑒國際經驗發展我國消費信貸的對策消費信貸是商業銀行經營理念與經營方式的一個重大變革，我們期待著國內商業銀行真正成為具有國際競爭優勢的現代銀行。 -
Moreover, theoretical studies of risk - avoiding in consumer credit have never gone hand in hand with those of banks " marketing, thus, it is necessary to have the two questions com bined in one theoretical study, probing on and proving the close relationship between them. in the meanwhile, marketing mechanisms and organizational structures should be built in a way coordinated with risk control and fit for consumer credit business of the commercial banks
在對于消費信貸營銷與風險控制之間協調關系的理論證明基礎上，筆者在對我國商業銀行信貸組織結構分析后，嘗試在商業銀行消費信貸宏觀管理層面設計較為理想的與風險控制協調的消費信貸整體市場營銷機制結構，並結合設計圖，進一步討論在開展消費信貸業務中營銷策略與風險控制的協調方式與結合點。 -
This paper compares the development circumstances and status between foreign and domestic consumer credit business, introduces relevant foreign experience and puts forward suggestions and solutions in the followings including : improving the domestic circumstances, strengthening the analysis and marketing of the consumer credit market, building individual credit system, improving efficiency with better service, and controlling credit risks
本文通過比較分析國內外消費信貸的發展環境、發展狀況，借鑒國外相關經驗，從改善國內消費信貸開展的環境；加強對消費信貸市場的研究分析和營銷工作；加強個人信用制度建設；發揮科技優勢，提高工作效率，提供優質服務；防範和轉移消費信貸風險等方面提出了若干發展我國消費信貸的建議和措施。 -
Consumer credit code of australia provides references to the consumer credit legislation of our country in protecting of consumer benefits, improving consumer credit business, guaranteeing the consumer credit contract, as well as relationship among consumer credit business, consumption provider and consumer
我國消費信用立法還很薄弱，澳大利亞《消費信貸法案》中特別體現保障消費者利益的立法精神，有利於信用經營者生存和發展的特別安排、消費信貸合同的擔保與保證。 -
A model for risk control and avoiding should also be designed in a fashion favorable for marketing, helping to solve this practically significant problem by balancing the double goals well. the goals of market expansion and of risk control, instead of receiving separate care, have to be taken into a balanced consideration in the theoretical analysis of consumer credit business. only by so doing can roots of risks be gripped
最後，在設計出與風險控制相協調的消費信貸營銷機制的基礎上，筆者從消費信貸業務實務操作的微觀層面出發，針對控制消費信貸風險，在借鑒西方發達國家大型商業銀行的信用評估模型基礎上，嘗試設計適用於我國的消費信貸信用評估模型，最後從政府的角度討論營造有利於消費信貸發展的外部環境問題。 -
Insurance australia group is the largest general insurance group in australia and new zealand. it provides personal and commercial insurance products under some of the most well known brands in australasia. core lines of business include home insurance, motor vehicle insurance, commercial insurance, consumer credit insurance, compulsory third party insurance and workers compensation insurance
Insurance australia group （ iag ）是澳洲及紐西蘭最大的一般保險集團，在澳大利西亞地區以多個著名的商標提供個人及商業保險服務，包括家居保險、汽車保險、商業保險、消費者信用保險、強制性第三者保險及勞工保險等。 -
Led by the revival in consumer confidence, consumer lending, particularly credit card business, expanded in 2004, with much of the increase occuring in the fourth quarter
4 %增幅。然而，提供予非經營股票經紀業務的公司及個人用作購買股票的貸款上升11 . 9 % ，相比2003年的9 -
- - information system to communicate quickly and accurately between different parts in the bank. the credit risk faced by the business organization, investor, and consumer is one
信用風險產生的最主要原因是借款人的還款能力出現問題，考察借款人收入的穩定性可以有效控制個人信貸信用風險。 -
The credit system is a system comprised of nation credit, bank credit, business credit and consumer credit
信用體系是一個包括國家信用、銀行信用、商業信用和消費信用的體系。 -
The consumers " credit contract is an agreement between consumer and financial instatutions or business instatutions for selling goods ( service ) on credit or debit and credit
消費信用合同是消費者與金融或商業機構之間就貨物（包括服務）的賒銷、貨幣的借貸等達成的權利義務關系的協議。 -
Central banks rate cuts, increased money market money injection, public construction, tax cuts, investment credit to stimulate consumer, business spending, and creating job, generating properties, equities wealth effect to increase fictitious demand
，華興證券特邀國際金融股市投資大師黃華南博士分析中美資金緊縮加息油價暴漲對企業盈利股價影響及掌握下半年投資良機與風險 -
With ample liquidity, keen competition reducing the margins on residential mortgage lending, and little corporate loan demand, banks turned to other types of consumer lending, especially credit card business, to broaden their income sources
由於流動資金充裕、競爭激烈令住宅按揭貸款息差收窄，以及私營機構貸款需求疲弱，所以銀行轉為推動其他類型的消費貸款，特別是信用卡業務，以擴闊收入來源。 -
With competition sharply reducing the margins on residential mortgage lending, and little loan demand from the corporate sector, banks turned increasingly to other types of consumer lending, such as credit card business, personal loans and wealth management products to provide some asset growth and broaden income sources
競爭令住宅按揭貸款息差大幅收窄，與此同時，商業機構的貸款需求疲弱，因此銀行都轉向推廣其他類型的消費貸款業務，例如信用卡業務、個人貸款及財富管理產品，以爭取資產增長及擴闊收入來源。 -
Surveys of consumer and business sentiment suggest a sharp slowdown ; there is evidence that credit is now harder to obtain ; and there are signs of incipient labour market weakness
消費者信心和商業景氣調查暗示，經濟將大幅放緩；有證據顯示，現在更難獲得信貸；還有跡象表明，就業市場初顯疲軟之態。 -
As one of 3 business pillars of pag, szpab will leverage strong financial service platform of pag to become a leading bank in china which will have outstanding performance in respect of consumer business, credit card and sme business and world class management capability
作為中國平安集團三大業務支柱之一，深圳平安銀行依託中國平安集團強大的綜合金融服務平臺，將成為一家在零售業務、信用卡以及中小企業等主要目標市場業績驕人、整體管理上具有國際先進水平的全國性一流銀行。 -
As one of 3 business pillars of pag, shenzhen pingan bank will leverage strong financial service platform of pag to become a leading bank in china which will have outstanding performance in respect of consumer business, credit card and sme business and world class management capability
作為中國平安集團三大業務支柱之一，深圳平安銀行依託中國平安集團強大的綜合金融服務平臺，將成為一家在零售業務、信用卡以及中小企業等主要目標市場業績驕人、整體管理上具有國際先進水平的全國性一流銀行。 -
Endeavor is demanded to build up a full - fledged system of consumer credit, which is indispensable for the formation of china ' s modern financial system. at present the pace of consumer credit ' s growth is mainly curbed by high risks in bank ' s credit, which is, in turn, caused by lack of efficient individual credit system. facing the insufficiency in risk diversification mechanisms, banks do their utmost to avoid risks involved in consumer credit, hence inevitably thwarting business expansion in mat field
在對有關消費信貸整體基本認識的背景下，筆者深入消費信貸微觀層面，提出在銀行消費信貸經營中的市場營銷與信貸風險控制這一對問題，並進而對消費信貸市場營銷與信貸風險的內在聯系做出理論上的合理解釋，一方面闡明市場營銷是消費信貸業務中不可或缺的重要組成部分；另一方面從經濟因素不確定的角度挖掘消費信貸風險產生的根源。 -
In 2003, when entering china ' s consumer banking market, citibank group, a tough global rival of hsbc, chose shanghai pudong development bank which was then china ' s no. 9 commercial bank, instead of china ' s four big state - owned commercial banks, and subsequently the two companies together opened up the dual - currency credit card business
2003年，匯豐全球的老對手花旗在進入中國零售銀行市場時，並非選擇四大國有商業銀行，而是在全國商業銀行排名第九的上海浦東發展銀行，隨后兩家公司共同開發了雙幣種的信用卡業務。 -
Consumer finance included individual private and business loans other than property purchases & credit card advance
私人財務包括個別私人及商業貸款而物業購買及信用卡客戶墊款則除外。
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