consumer risk 中文意思是什麼
consumer risk
解釋
消費者風險-
The third, it analyzes some question about feasibility analysis and provides some means to solve theses question. the fourth, it studies some important problem about real estate feasibility analyzing such as : the market segment and market position of real estate, consumer market and consumer buying action analyzing, the financial evaluation of real estate project, the analysis of risk of real estate project, the indefiniteness analyzing of real estate project. in the part of feasibility analyzing of s real estate project, it analyzes the feasibility of the s project from three aspects including marketing feasibility, engineering and technology feasibility, economical feasibility, then makes a conclusion of feasibility analyzing of s project, together with some suggestion to the problem of s project
第四，對房地產開發項目可行性分析中應重點關注的一些問題進行了較為深入的探討，具體包括：準確地進行房地產市場細分與定位：房地產市場細分的準則，房地產市場定位的任務，房地產市場定位的誤區與對策；認真研究消費者市場及消費者購買行為：影響消費者購買行為的因素，消費者購買決策過程分析，消費者購買行為分析，消費者分析通常應涉及的問題；科學地進行開發項目的財務評價：靜態評價及其優缺點，動態評價及其優缺點；加強開發項目的風險分析：房地產開發項目風險的特點類型，風險的總體狀況及變化趨勢，開發項目風險的防範策略；重視開發項目的不確定性分析：盈虧平衡分析，敏感性分析，概率分析。 -
Moreover, theoretical studies of risk - avoiding in consumer credit have never gone hand in hand with those of banks " marketing, thus, it is necessary to have the two questions com bined in one theoretical study, probing on and proving the close relationship between them. in the meanwhile, marketing mechanisms and organizational structures should be built in a way coordinated with risk control and fit for consumer credit business of the commercial banks
在對于消費信貸營銷與風險控制之間協調關系的理論證明基礎上，筆者在對我國商業銀行信貸組織結構分析后，嘗試在商業銀行消費信貸宏觀管理層面設計較為理想的與風險控制協調的消費信貸整體市場營銷機制結構，並結合設計圖，進一步討論在開展消費信貸業務中營銷策略與風險控制的協調方式與結合點。 -
A model for risk control and avoiding should also be designed in a fashion favorable for marketing, helping to solve this practically significant problem by balancing the double goals well. the goals of market expansion and of risk control, instead of receiving separate care, have to be taken into a balanced consideration in the theoretical analysis of consumer credit business. only by so doing can roots of risks be gripped
最後，在設計出與風險控制相協調的消費信貸營銷機制的基礎上，筆者從消費信貸業務實務操作的微觀層面出發，針對控制消費信貸風險，在借鑒西方發達國家大型商業銀行的信用評估模型基礎上，嘗試設計適用於我國的消費信貸信用評估模型，最後從政府的角度討論營造有利於消費信貸發展的外部環境問題。 -
50 reasons why you should eat less meat. . people who consumer animal products are 40 % more susceptible to cancer, and are at increased risk for many other illnesses, including stroke, obesity, etc
50個理由要您少吃肉. . .嗜肉者患癌機率比常人多40 % ，而且罹患其他疾病的風險也較高，這包括中風、肥胖癥、盲腸炎、骨質疏鬆、關節炎、糖尿病及食物中毒等。 -
In such severe situation, the bank should take active measures to enhance the anti - risk ability of consumer credit in order to assure the safety of commercial bank ' s credit assets
本文的主旨是，在對消費信貸所面臨的風險（不確定性）進行深入研究和探討的基礎上，找出控制消費信貸風險的措施，保證消費信貸健康、有序的發展。 -
Personal credit institution results in lowering the transaction cost of consumer credit, and provides the commercial banks for developing consumer credit with the institution condition for assessing the borrowers, exerting credit monitor and controlling the risk of the consumer credit through the sharing mechanism of the personal credit information and the punishing mechanism of it to the defaulter
個人信用制度的作用在於降低消費信貸交易成本，並通過個人信用信息共享機制和對違約者的懲戒機制，為商業銀行發展消費信貸提供評估借款人、實施信貸監管和控制消費信貸風險的制度基礎。 -
The thesis is made up of five chapters, the first chapter introduces china ' s background of consumer credit ' s development, the major risks and brings forward the central issue ; the second chapter researches the risk caused by the uncertainty of consumer ' s behavior and the controlling measures ; the third one studies the uncertainty of consumer ' s repaying ability and the relative anti - risk measures ; the fourth one researches how to control consumer credit risks ulteriorly, through assets securitization technology after credit is offered ; the fifth chapter describes the risk caused by the uncertainty of consumer credit market circumstances, which is called interest rate risk, and the measures of controlling it
要控制消費信貸的風險，就必須找出解決這些不確定性因素的措施，本文分五章對這些風險控制措施進行論述，第一章介紹我國發展消費信貸的背景，以及消費信貸面臨的主要風險，並提出了本文的中心論點；第二章研究由於消費者行為的不確定性而導致的風險及其抑制措施；第三章研究消費者償還能力的不確定性以及相應的風險控制措施。第四章研究的是，在消費信貸發放后，如何通過資產證券化技術進一步控制消費信貸資產的信用風險。第五章研究由消費信貸市場環境的不確定性導致的風險，即消費信貸的利率風險，以及相應的風險控制措施。 -
With respect to different lending strategies, banks that focus on consumer loans have higher prime rates than those offering more commercial loans to reflect their different risk premia
相對于以從事企業授信為主之銀行而言，其目標偏重消費性放款之銀行則會訂定較高的基本放款利率以反映其風險溢酬。 -
The bad news : banks had no competitive incentive to learn proper risk management, or to introduce modern retail banking or consumer lending
壞的則是銀行沒有競爭動機去學習風險管理，引入現代零售銀行或者消費借貸。 -
Considering limitations of previous studies above, this study take both perceived benefit, perceived risk into consideration and try to discuss consumer perceived risk reducing behavior. also the connection between perceived risk perceived value, and consumer purchase intent is the content of the paper
鑒于上述感知風險相關研究領域所存在的缺陷，本研究將感知利得和感知風險同時納入研究范圍，來探討消費者的感知風險及減少風險的行為，並嘗試發現感知風險與感知價值之間如何聯結，進而影響購買意願。 -
In addition, it is the effective measure for promoting the development of consumption credit of china to transfer and dispel the risk of consumer credit by insurance and security, to construct collateral institution supported by the government, to exert market - oriented interest rate reform of consumer loans step by step, to claim the additional penalty interest rate for ahead - payment and to apply the scientific technology for managing the risk of the consumer credit
還可以通過保險和證券化來轉移和分散消費信貸風險，通過建立政府支持的住房貸款擔保機構，放開消費信貸利率，對提前償還加收罰息等等方式來控制或分散消費信貸風險，並用科學的方法管理消費信貸風險。這些方法都是中國促進消費信貸發展的有力措施。 j . p . morgan和合作機構開發的「信用度量術」 ? ? var方法可以在消費信貸貸前、貸中和貸后的管理決策中得到應用。 -
- - information system to communicate quickly and accurately between different parts in the bank. the credit risk faced by the business organization, investor, and consumer is one
信用風險產生的最主要原因是借款人的還款能力出現問題，考察借款人收入的穩定性可以有效控制個人信貸信用風險。 -
This scientific approach makes the bankers the masters of the risk of consumer credit, and then provides the bankers for management strategy in operation on consumer credit with the precise risk - standard or the precise risk - horizon
這種方法提高了消費信貸風險管理的科學性，使銀行家對消費信貸風險有一個比較明確的掌握，從而可以為銀行家的決策提供明確的風險標準或警戒線。 -
Risk perception in consumer psychology
消費心理學中的風險認知 -
Prescription drugs have special characters different form other goods, in case of the special characters and the loopholes in management system, it brings about unhealthy phenomena such as doctors accept money from pharmaceutical companies, which has been paid close attention by the public and government. by analyzing the external market environment of medical trade and purchasing action in consumer marketing, the author discovers the reason causing about moral risk in medical marketing, advances strategies in medical products development, marketing channel and marketing pattern creation. we are looking forward to the arrival of epoch of integrated marketing of prescription drugs the author hopes the article is benefit for government to reform the market and pharmaceutical enterprises to improve marketing ways
處方藥具有不同於一般商品的特殊性，由於其特殊性和管理體制上的不健全，造成了處方藥銷售中為社會和政府所關注的醫生拿「回扣」等現象的出現。論文通過對醫藥行業的宏觀環境分析和對消費者市場購買行為的分析，找出了產生醫藥營銷道德風險的原因，提出了在處方藥產品創新、渠道整合、營銷方式創新等方面的策略，期待處方藥營銷整合時代的到來。筆者期望本文能為政府部門規范市場及醫藥企業創新營銷方式提供借鑒。 -
As a new security means for loan, it has broken the limit of the traditional real guarantee thoery, and initiated a new real guarantee means by which real estate company can raise a loan from banks easier, banks reduce his financial risk and house consumer be available to buy house ahead schedule
二十世紀九十年代以來，樓花按揭在內地廣泛流行，作為一種新型的融資擔保方式，它突破了傳統物權擔保僅以現有財產為標的的限制，開創了以預購商品房的房產期待權為擔保標的新模式。 -
Dimensions of perceived risk mean embodiment of perceived risk. individual difference of perceived risk means that consumer with different demographic character, purchase experience, product knowledge, involvement and risk attitude, the perceived risk ' s difference. consumer preference of risk reducing method mean consumer with different demographic character and risk attitude, tht method they take to reduce risk is different
其中，感知風險的構面組成是指消費者感知到的風險主要體現在哪些方面;感知風險的個體差異性是指具有不同特徵的消費者（人口統計變量、購買經驗、產品知識、捲入程度、風險態度不同）所感知到的風險的差異;消費者對于減少風險策略的偏好主要研究不同的消費者（人口統計變量、風險態度不同）所採取的減少風險方法的差異、以及對于風險減少策略的共同偏好。 -
First, the paper makes the analysis of diffusion process of high - tech consumer products based on the theory of communication and consumer behavior, including information communication process and purchase process. we can see specific receiver, appropriate time, reachable channel and correct information can bring effective communication of information. purchasing power, product feature, perceived risk, definite knowledge of product and usage, consumer habit, purchasing environment and buying time all influence purchase behavior of consumer
首先應用傳播理論和消費者行為理論，通過對高科技消費品市場化過程的分析，包括對企業信息傳播過程的分析和消費者購買過程的分析，得出信息有效傳播依賴于明確的目標對象、恰當的傳播時機和渠道選擇以及不會存在理解偏差的信息；消費者購買能力、產品特性、消費者知覺到的風險、消費者有限的產品知識和使用知識、消費者習慣、購買環境、購買時間都會影響到消費者的購買行為。 -
Study on online consumer behavior based on tam and perceived risk
模型和感知風險的消費者網上購買行為研究 -
Study on dynamic model of perceived risk during consumer ' s online shopping
消費者網上購買行為感知風險動態模型研究
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