credit and financial management 中文意思是什麼

credit and financial management 解釋
信貸和財政管理
  • credit : n 1 信用，信任。2 名譽，名望，聲望。3 贊揚，稱許；光榮，功勞，勛績，榮譽。4 信貸；賒銷；貸款；存...
  • and : n. 1. 附加條件。2. 〈常 pl. 〉附加細節。
  • financial : adj. 1. 財政（上）的，財務（上）的，金融（上）的。2. （會員）繳費的〈cf. honorary〉。adv. -ly
  • management : n. 1. 辦理，處理；管理，經營；經營力，經營手腕。2. 安排；妥善對待。3. 〈the management〉〈集合詞〉（工商企業）管理部門；董事會；廠方，資方。
  1. To make marketing gambit innovation on that base, the post - savings bank should exploit new financial product priority at intermediary service, personal credit service and particular deposit account service, take advantage of the new internet channel to founded net bank, make internal maketing and customer value management for upraise competitive capability and service level, make alliance strategic to meet the polytropic customer demand

    在此前提下開展營銷策略創新，要注重從中間業務、個人信貸和特色存款業務方面開發新的金融產品；利用網際網路技術提供的新渠道開辦網上銀行；為提高競爭能力和服務水平進行內部營銷和顧客價值管理；為適應顧客需求的多樣化而進行戰略聯盟。
  2. The reform of highway construction management system is the requirements of establish the socialist market system and entering the wto. besides, it is essential to the development of highway construction and promoting the national economy and social development. based on the background of the national politics and economy system reform and analysis the problems in highway construction management, through research the organs, regulations, project management and financial systems in usa, uk, france, germany and etc., the paper described the necessity and importance of the reform from the view of economy globalization and put forward the reform ideas and contents as follows : transfer the power and duty which belong to the market scope ; enforce the laws and regulations and reinforcement ; establish the engineering sponsion and guarantee system ; build the highway construction market credit system by strengthening administration and supervision

    本文基於國家政治和經濟體制改革的宏觀背景，全面分析了我國公路建設管理體制中存在的問題，從國際經濟一體化和建立社會主義市場經濟體制的視角，闡述了改革的必要性和重要性，在分析研究了美國、英國、法國、日本、德國、丹麥等國家的交通管理機構設置、制度安排、項目管理和投融資體系的基礎上，對如何改革我國的公路建設管理體制進行了較深的研究和探索，提出了改革的基本思路和主要內容，即要按照責權一致的原則，轉變管理職能；按照依法行政的要求，完善法規，加強執法；適應國家投融資體制改革需要，擴大公路建設融資渠道；按照質量、效益的原則，建立科學的工程保證擔保體系；加強建設市場管理，建立公路建設市場的信用體系。
  3. In addition, bad loans to state - run enterprises which deficit are common, incomplete bank system and regulation, lacking of credit and law force, composed other critical factors of lowering efficiency on china ' s state - run bank. in the mean time, foreign banks and financial organization are enlarging their scale and business scopes in china. with the advantages on scale, system, management, information processing, policy, they will launch tremendous impact and challenges to chinese counterparts shortly after wto agreement is signed

    而與此同時，進入我國的外資銀行和金融機構在經營規模和業務范圍上正不斷擴大，並將利用它在規模、體制、管理、信息數據處理和咨洵服務、中間業務、政策法規、用人機制上的優勢，于中國加入wto的今後幾年內對我國銀行業構成全方位的沖擊和挑戰。
  4. Draw up policy system of bank to the high - technology industry, establish relative credit management system and financial guarantee policy system

    制定高新技術產業投資的金融政策體系；建立與高新技術產業發展相適應的信貸管理體制以及與信貸管理體制創新相適應的融投資擔保政策體系。
  5. Our country bank not good property origin is extremely complex, mainly has following several aspects the reason : ( 1 ) under the planned economy system, the " series receives series " and " dials changes loans the loan which history and so on " policy leaves behind down to form not good loans ; ( 2 ) 1, 992 - in 1993 economical heat, the large amount fund flows to the real estate, the stock market and so on ; ( 3 ) for many years building redundant project, credit fund effect even more difference ; ( 4 ) local authority to financial organ intervention ; ( 5 ) the financial organ internal management is bad and so on

    我國銀行不良資產的成因十分復雜，主要有以下幾方面的原因： （ 1 ）計劃經濟體制下， 「統收統支」及」撥改貸」政策等歷史遺留下來的貸款所形成的不良貸款； （ 2 ） 1992 1993年經濟過熱，巨額資金流向房地產、股票市場等； （ 3 ）多年來重復建設，信貸資金效益甚差； （ 4 ）地方政府對金融機構的干預； （ 5 ）金融機構內部管理不善等。
  6. So the contradiction of the supply and demand of the agricultural fund is prominent. chinese rural credit communes have become semi - stated financial organization after they deviated from their collaborative principles under the control of government. they cannot fulfill the financial demand of farmers with their poor management and low efficiency although farmers have thirsty will to cooperate with each other in financial aspect

    我國農村經濟的特點和農業、農戶弱勢產業、弱勢群體的地位，使農戶難以獲得商業貸款，加之農村正規金融供給的嚴重短缺，農戶資金供求矛盾非常突出，農戶有進行資金互助合作的願望，但中國農村信用社出於服從國家政治的需要，在國家幾十年的控制下已背離合作制的原則，成為準國家性質的金融機構，農信社徒有合作制之名，而無合作制之實，農信社經營虧損，效率低下，難以滿足農戶的金融需求。
  7. In order to get rid of financial crisis, credit crisis, management crisis, etc which government confronts, and also to positively deal with the requests of globalization and information, most countries have been performing administrative reforms since the 1980s, with the aim to revive the administrative activities by finding out new administrative ways, modes and developing power. therefore, a worldwide government reform has been raised

    為了擺脫政府本身所面臨的諸如財政危機、信任危機、管理危機等困境，積極應對全球化和信息化的時代訴求， 20世紀80年代起，世界各國紛紛投入到了公共行政改革之中，力圖尋找新的行政路徑，行政模式和發展動力，使窘迫的行政活動重顯魅力和生機，於是，掀起了一股世界性的改造政府運動。
  8. Responsible for daily and routine accounting tasks and management. provide financial expertise in the area of financial forecast, capital management, credit management, accounting, auditing, reports and analysis according to china laws and regulations

    Accoona中國要物色一名財務部經理來負責財務部的日常管理工作，財務預算、資金籌劃，信用管理，會計核算、報表編制和報表分析。
  9. With the hkmcs top credit standing in hong kong, solid financial performance and prudent risk management framework, the corporation is well positioned to share its expertise and contribute to market development in the region. this will reinforce hong kongs financial intermediation role in the region and its position as an international financial centre

    按揭證券公司在香港藉著擁有最高信貸評級，穩健財務表現，以及嚴謹風險管理模式，已於亞太區內被定位為一所能提供專門知識及為市場發展作出貢獻之機構，這亦有助加強香港本身作為國際金融中心的地位，以及香港作為區內資金融通者的角色。
  10. Based on value - at - risk we give an example of how to measure the credit risk and provide the process of applying this method in risk management. in order to build a risky prediction model, we select 4 financial indexes from 16 ; these are the ratio of bed debt, the operating cost, the asset - profit ratio and the liquidity ratio

    以農村信用社為實證研究的對象，從16個財務指標中篩選出真正對信用社發生危機有顯著影響的4個指標：不良貸款比率、營業費用比率、資產利潤率和資產流動性比率，建立了農村信用社風險預警機制的模型。
  11. First, the author reviewed the related literature of asset securitization, explained the connotation and the economical significance of asset securitization from many angles, analyzed several essential technologies of asset securitization through using the enterprise financing theory, the financial theory, the system economic theory and the law of averages, constructed a flow chart to analyze the structure and the flow of the operation of asset securitization ; then the author analyses the overseas development tendency as well as the overseas concrete procedure of non - performing loans securitization, proposed several enlightenment ; once more, the author analyzed our country ’ s feasibility of npls, then elaborated emphatically the operation thought of npls of our country commercial bank : regarding the establishment of spv, thought that it most suit the our country current national condition current through pouring the capital to adopt company spv the pattern in our country by the national property management company, and elaborated how to construct and manage the property pond, put forward many kinds of ways of credit enhance for non - performing loans, thought it is the best choice that the product of npls is designed for cmo, the senior bond adopts the public issue, the secondary bond adopt private issue

    首先，本文回顧了資產證券化研究的相關文獻，從多個角度闡釋了資產證券化的內涵和經濟意義，運用企業融資理論、金融理論、制度經濟學理論和大數定律剖析了資產證券化的幾項關鍵技術，構建了一個資產證券化流程圖來分析資產證券化運作的結構與流程;接著通過分析國外不良貸款證券化發展趨勢以及具體做法，提出了幾點啟示;再次，分析了我國不良貸款證券化的可行性，然後著重論述我國商業銀行不良貸款證券化的運作思路:對于spv的設立，認為在我國由國家資產管理公司注資採取公司型spv的模式最適合我國當前的國情;並論述了資產池的構建與管理;提出了對不良貸款進行信用增級的多種方式;認為將不良貸款證券化產品設計為抵押擔保債券，高級債券採取公開發行，次級債券採取私募發行是最佳選擇。
  12. Sme credit culture that loss, financial management confusion, poor economic returns, lack of credit guarantees, domestic financial industry and the integration of its own loans in the current austerity is the main obstacle to sme financing

    指出中小企業信用文化的缺失、財務管理混亂、經濟效益差、缺乏信用擔保、國內金融業自身的整合與貸款緊縮是我國當前中小企業融資的主要障礙。
  13. However, with the reforms of economy and financial system, many drawbacks of abc, especially on the credit business, had emerged and threatening its existence and development. due to its inferior management system and the outside factors, there are a lot of bad loans in abc ' s credit business and this has greatly affected abc ' s development

    農行信貸業務的操作、管理程序及其內控制度不夠完善，加上外部客觀因素的作用，導致了大量不良貸款的滋生、信貸資產質量低下、信貸結構失調，其體系內潛伏著極大的風險。
  14. Naradays the financial report ' s relative users, such as the securities investors, the finance credit departments, and the management departments of the state - owned assets, have all pay a close attention to the related party relationships and transactions of the listed companies "

    近年來，財務報告的相關使用者，如證券投資者、金融信貸機構、國有資產管理部門等，都對上市公司的關聯方關系及其交易表示了密切的關注。
  15. But more reforms - such as introducing rigorous credit analysis procedures, improving accounting and financial reporting standards and adopting a strong board and corporate management structure - - are needed to better assess risk, improve asset quality and take advantage of higher interest rates to slow excessively aggressive asset growth

    他說，執行嚴格的信用分析程序以及改進會計和金融報告標準等改革措施將有助於中國金融機構改善資產質量，利用高利率減緩過于急進的資產增長。
  16. The model of financial management to group shoppers and the credit funds risks of commercial banks

    淺議集團客戶財務管理模式與商業銀行信貸風險
  17. The formal financial institutions will refuse to give loans to the poor because of the profit motive as they face the questions such as smaller amount of loans, larger risks, worse credit standing without mortgage, difficulty in the supervision over the use of the loans ( because of lacking related information of property and economy ) and high management and dealing cost

    因為對窮人的貸款具有數額小、風險大、信譽差且無法提供擔保、貸款使用監測困難（缺乏相關的財產和經濟信息） 、管理和交易費用高等問題。正規金融機構由於它的趨利性，就會放棄對窮人的貸款。
  18. Sinosure is mandated, in accordance with the chinese government ' s diplomatic, foreign trade, industrial, fiscal, and financial policies, to promote chinese exports and foreign investments, especially the export of high - tech or high added - value capital goods, by means of export credit insurance, export financing facilitation, information, and receivables management services

    中國信保的主要任務是：積極配合國家外交、外貿、產業、財政、金融等政策，通過政策性出口信用保險手段，支持貨物、技術和服務等出口，特別是高科技、附加值大的機電產品等資本性貨物出口，支持中國企業向海外投資，為企業開拓海外市場提供收匯風險保障，並在出口融資、信息咨詢、應收賬款管理等方面為外經貿企業提供快捷、完善的服務。
  19. The proposal on positive consumer credit data sharing is not a knee - jerk reaction to rising personal bankruptcies but a measured and targeted approach to enhancing the efficiency and risk management of one important aspect of financial intermediation by the banks

    分享正面個人信貸資料的建議，並不是因為個人破產個案增加而隨便提出，而是經過慎重考慮的可行方案，希望藉此提高銀行金融中介功能的效率及加強風險管理。
  20. It proposed the ideal financing context movement system, which includes the multi - level financial service system, private enterprise which has high credit level and perfect management and perfect financing service sector

    本文提出了理想融資環境的運行機制，即包括多層次的金融服務體系，經營完善、信用等級高的民營企業和完善的相關融資服務部門。
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