credit business 中文意思是什麼
credit business
解釋
賒售，信用買賣-
Comparing with the basic financial instruments, the derivative financial instruments have the peculiarities as followed ( l ) the derivative financial instruments are depended on the basic financial instruments ; ( 2 ) the value of the derivative financial instruments showes an obvious fluctuation ; ( 3 ) the business of the derivative financial instruments attributes go credit business, which has leverage ; ( 4 ) using the derivative financial instruments can elude the risks in a certain extent ; ( 5 ) the derivative financial instruments have very supernal risks ; ( 6 ) the conformation of the derivative financial instruments is very complex, which is difficult to understand to common investors ; ( 7 ) the business of the derivative financial instruments showes dummy ; ( 8 ) the business of the derivative financial instruments showes uncertainty
與基本金融工具相比，衍生金融工具的特點主要表現在： （ 1 ）衍生金融工具依存於基本金融工具； （ 2 ）衍生金融工具的價值具有明顯的波動性； （ 3 ）衍生金融工具的交易屬于信用交易，具有杠桿作用； （ 4 ）利用衍生金融工具可以在一定程度上規避風險； （ 5 ）衍生金融工具具有極高的風險性； （ 6 ）衍生金融工具的構造靈活復雜，難以為一般投資者理解； （ 7 ）衍生金融工具具有虛擬性； （ 8 ）衍生金融工具交易具有不確定性。 -
However, much improvement is still required in the development of consumer credit business in china
然而目前該項業務在國內的開展還有很多不完善的地方。 -
Chapter 2 : development of theories and practice of consumer credit chapter 3 : development and problems in domestic consumer credit business chapter 4 : solutions to the consumer credit business in china consumer credit substantially alters the ideology and operation model of commercial banks in china, and we are looking forward to the growth of domestic commercial banks into internationally competitive modern banks
第二章：消費信貸理論和實踐的發展。第三章：我國消費信貸的發展及存在的問題第四章：借鑒國際經驗發展我國消費信貸的對策消費信貸是商業銀行經營理念與經營方式的一個重大變革，我們期待著國內商業銀行真正成為具有國際競爭優勢的現代銀行。 -
Moreover, theoretical studies of risk - avoiding in consumer credit have never gone hand in hand with those of banks " marketing, thus, it is necessary to have the two questions com bined in one theoretical study, probing on and proving the close relationship between them. in the meanwhile, marketing mechanisms and organizational structures should be built in a way coordinated with risk control and fit for consumer credit business of the commercial banks
在對于消費信貸營銷與風險控制之間協調關系的理論證明基礎上，筆者在對我國商業銀行信貸組織結構分析后，嘗試在商業銀行消費信貸宏觀管理層面設計較為理想的與風險控制協調的消費信貸整體市場營銷機制結構，並結合設計圖，進一步討論在開展消費信貸業務中營銷策略與風險控制的協調方式與結合點。 -
This paper compares the development circumstances and status between foreign and domestic consumer credit business, introduces relevant foreign experience and puts forward suggestions and solutions in the followings including : improving the domestic circumstances, strengthening the analysis and marketing of the consumer credit market, building individual credit system, improving efficiency with better service, and controlling credit risks
本文通過比較分析國內外消費信貸的發展環境、發展狀況，借鑒國外相關經驗，從改善國內消費信貸開展的環境；加強對消費信貸市場的研究分析和營銷工作；加強個人信用制度建設；發揮科技優勢，提高工作效率，提供優質服務；防範和轉移消費信貸風險等方面提出了若干發展我國消費信貸的建議和措施。 -
Consumer credit code of australia provides references to the consumer credit legislation of our country in protecting of consumer benefits, improving consumer credit business, guaranteeing the consumer credit contract, as well as relationship among consumer credit business, consumption provider and consumer
我國消費信用立法還很薄弱，澳大利亞《消費信貸法案》中特別體現保障消費者利益的立法精神，有利於信用經營者生存和發展的特別安排、消費信貸合同的擔保與保證。 -
A model for risk control and avoiding should also be designed in a fashion favorable for marketing, helping to solve this practically significant problem by balancing the double goals well. the goals of market expansion and of risk control, instead of receiving separate care, have to be taken into a balanced consideration in the theoretical analysis of consumer credit business. only by so doing can roots of risks be gripped
最後，在設計出與風險控制相協調的消費信貸營銷機制的基礎上，筆者從消費信貸業務實務操作的微觀層面出發，針對控制消費信貸風險，在借鑒西方發達國家大型商業銀行的信用評估模型基礎上，嘗試設計適用於我國的消費信貸信用評估模型，最後從政府的角度討論營造有利於消費信貸發展的外部環境問題。 -
Deviation and standard of small credit business
小額信貸業務的偏差與規范 -
How to develop the consumption credit business in domestic - owned bank
中資銀行如何開展消費信貸業務 -
Using linking mechanism to improve adbc ' s credit business
試論聯動機制在農發行信貸業務經營中的應用 -
Risk and solution on new credit business of agricultural development bank of china
農發行信貸新業務風險及其對策選擇 -
Any business certainly has risk, of course, including credit business
任何經營活動都必然有風險，信貸業務也不例外。 -
Discussion on the rational development of commercial bank ' s housing credit business in china
對我國商業銀行理性發展住房信貸業務的探討 -
The flow diagram of credit business is the lifeline of credit risk management operation
摘要信貸業務流程是信貸風險管理運作的生命線。 -
The expanding for floating range of credit interest and the risk of bank ' s credit business
貸款利率浮動區間擴大與銀行授信業務風險性研究 -
So the intermediate banking business becomes one of the most important incomes of a commercial bank and besides asset and credit business, it is also one of the components of the three pillars of business of a modern commercial bank
中間業務與資產業務、負債業務一起，共同構成現代商業銀行的三大支柱業務，成為商業銀行經營收益的重要來源之一。 -
It also analyzes in detail the current situation and problems in policy - related residential credit business, residential accumulation fund and the housing mortgage loans
對政策性住房信貸業務、住房公積金和商業性的個人住房抵押貸款的現狀、問題進行較為詳細的分析。 -
By investigating the internal control over credit business of china agricultural bank, jiangzhou branch, this paper points out that the internal control of this bank is neither perfect nor valid. there are flaws in evaluating the materials offered by clients, ranking credits, setting guarantee measures, etc. after analyzing the reasons that lie behind these flaws, this paper puts forward the author ' s some advice on how to set up more efficient banking internal control system, how to improve its execution, and how to harmonize internal control with banking supervision
本文結合商業銀行內部控制建設應遵循的目標及原則，針對江州市農業銀行信貸業務內部控制現狀，運用經濟學的委託代理理論和信息不對稱理論、組織行為學的公平理論以及戰略管理的pest和space分析方法，較深入地探討了該行內部控制存在的制度不健全、執行不得力、員工素質和內部審計不適應需要等問題及產生問題的原因。 -
This thesis is justified in undertaking the research of credit management in commercial bank for following reasons : although the bank has witnessed great development, yet it use the traditional method in the credit management, therefore, it is a potential deficiency in the risk control. we all know that the credit business is a driving force of the banks businesses. to improve the credit quality supplies a guarantee to commercial banks ’ future stable development
隨著綜合授信制度的逐步建立，各家銀行做到了對信用風險的集中統一控制，普遍增強了信用風險管理能力;但是通過對我國商業銀行授信的普遍問題進行研究，發現在授信管理的諸多方面採用的仍然是傳統方式，對風險控制存在著不足，綜合授信制度應有的功能在一定程度上受到了抑制。 -
However, with the reforms of economy and financial system, many drawbacks of abc, especially on the credit business, had emerged and threatening its existence and development. due to its inferior management system and the outside factors, there are a lot of bad loans in abc ' s credit business and this has greatly affected abc ' s development
農行信貸業務的操作、管理程序及其內控制度不夠完善，加上外部客觀因素的作用，導致了大量不良貸款的滋生、信貸資產質量低下、信貸結構失調，其體系內潛伏著極大的風險。
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