credit loan 中文意思是什麼

credit loan 解釋
信用貸款
  • credit : n 1 信用,信任。2 名譽,名望,聲望。3 贊揚,稱許;光榮,功勞,勛績,榮譽。4 信貸;賒銷;貸款;存...
  • loan : n 1 出借,借出,貸。2 借出物;資金;公債,貸款。3 外來語(= loanword);外來風俗習慣。vt vi 〈美...
  1. Adopting the theoretical and case analyses measures, there were 5 parts in the article as follows : the 1st part was to introduce the definition and standard of the s & m enterprises and analyze the function of their roles playing in the economy. the 2nd part was mainly to introduce the debt financing of the s & m enterprises and analyze the status in quo of their loan - applying by cases. the 3rd part was to analyze the reasons why the information dissymmetry leads the banks " credit admeasure for the s & m enterprises

    全文採用理論分析和案例分析相結合的方法,文章共分為五個部分:第一部分是在介紹中小企業的定義及標準的基礎上,分析中小企業在經濟中的作用;第二部分主要介紹中小企業的債務融資,並對我國中小企業貸款的現狀進行了較為詳細的實證分析;第三部分著重分析信息不對稱引發銀行對中小企業實行信貸配給的產生機理;第四部分提出緩解我國中小企業貸款難的一些對策和建議;最後是結論。
  2. The information asymmetry in loan of bank is that debit is more than credit about risk and income of debit, and so, debit does not carry out the mortgage of apprize according to the facts strictly, or credit can not get exactly information for other reasons, and then, the credit would be misadvise and can not make out exact decision - making

    銀行借貨中的信息不對稱,是指借款人對其自身風險暴露、收益狀況等有關信息掌握的比貨款人更全面,而不嚴格履行如實告知義務,或者由於其他原因使貨款人無法獲得準確全面的信息,誤導貨款人,使貨款人無法做出準確決策。
  3. The commercial bank housing loan has the superiority in improving credit assets ’ quality comparing with other credit varieties, which is the basic reason that various commercial bank enlarges the investment in abundance at present, fighting for the housing market with all one ' s strength

    商業銀行住房貸款在改善信貸資產質量和提高收益等方面與其他信貸品種相比,具有難以比擬的優勢,這是目前各家商業銀行紛紛加大投入、全力拚搶住房市場的基本原因。
  4. Analysis of credit risk of bank loan in bot project

    項目中銀行貸款的信用風險分析
  5. To examine and ratify some workable reports, including the annual plan ' s management 、 investment 、 transforming 、 capital construction project and circulating capital ' s loan 、 use and credit - guarantees

    健全財務管理,嚴格財經紀律,搞好增收節支和開源節流工作,保證現有資產的保值和增值。
  6. Financial disinter mediation emerges in credit and investing market, and interest spread of commercial banks keeps shrink. the traditional stanchions, deposit and loan business, have been strongly affected

    到了今日,全球經濟一體化進一步加深,金融市場上的競爭日益激烈,商業銀行的存貸利差持續縮小,商業銀行的存款、貸款兩大支柱深受影響。
  7. Risk of credit loan in toll - road and its precaution

    收費還貸公路的信貸風險及其防範
  8. The problem of credit loan is the important obstruct factor in sme developing

    信貸融資難問題已經成為制約中小企業發展的一個重要因素。
  9. Exploratory analysis on creativity in our country ' s middle and small scale enterprises credit loan financing

    我國中小企業信貸融資管理創新問題探析
  10. Analysis of guarantee organizations and small and medium - sized enterprises credit loan based information economics

    基於信息經濟學的擔保機構與中小企業信貸分析
  11. A borrower should undertake liabilities in accordance with the contract if cannot repay the credit loan on time

    借款人到期不歸還信用貸款的,應當按照合同約定承擔責任。
  12. Financial difficulties and the construction and consummation of credit loan system in medium and small - sized enterprises

    中小企業融資難問題與中小企業信貸擔保體系的構建與完善
  13. That is what the china ' s ega present situation - one for export credit loan, one for export credit insurance

    至此,我國的出口信用體制類似德國的形式,即由兩家機構分別經營出口信貸和出口信用保險業務。
  14. With a large amount of rmb deposit in china and a low loan rate, it will bring the government a great burden to return the foreign credit loan and to use project financing under government guarantee because of its high cost and strict conditions

    尤其是在目前國內人民幣存款數額巨大,貸款利息較低的情況下,再使用政府擔保的項目融資,不僅成本高、條件嚴格,而且還給政府造成沉重的還貸壓力。
  15. Innovate financial services and expand fund sources. improve market system and shun credit risks. guide housing consumption and better environment of credit loan

    住房消費信貸資金流動性差,在缺乏貸款二級市場的情況下,貸款風險過于集中於商業銀行,造成銀行放貸的收益與風險不成正比,影響銀行放貸的積極性。
  16. In part of theory research, the author points out that the scarcity of capitals is an primarily cause that leads developing country to poverty, while the financial restraints result in lack of capitals and unreasonable resources deploying, and the main measures to break vicious cycle of poverty is lift the financial restraints and improve the investment efficiency. subsequently by analyzing the phase characteristic and its practice course of our country ' s help - poverty policy, the author induces the basic deficit. and by analyzing international help - poverty loan policy especially little help - poverty loan, the author points out that our country ' s help - poverty policy must obey the credit principle and design a direct credit loan transfer system specially aiming at the poor and pay more attention to the development of human resource of the poor

    在理論研究部分,作者指出,資本稀缺是導致發展中國家貧困的重要根源,而金融壓制是造成資本缺乏和資源配置不合理的主要原因,解除金融壓制、改善投資效率是打破貧困惡性循環的主要途徑;繼而通過分析我國信貸扶貧政策的階段性特徵及其實踐歷程,分析了我國信貸扶貧政策及其實踐的基本缺陷;進而通過國際扶貧信貸扶貧政策特別是小額信貸政策的分析與借鑒,作者提出,今後我國的信貸扶貧政策,必須堅持信用的基本原則、必須設計一個直接和專門針對窮人的信貸傳遞系統,注重對窮人人力資源的開發。
  17. Exposition will be laid mainly on the concept, category, features and functions of credit insurance, international trade risk and export credit insurance, and on essential issues such as comparison among export credit insurance, export credit loan. export insurance adjustment and commercial insurance. 2

    主要是對信用保險、國際貿易風險與出口信用保險的概念、種類、特徵、作用、出口信用保險與出口信貸、出口保理及商業保險比較等基本問題進行論述。
  18. To solve problems in sme credit loan, we should start with three aspects : government should establish policy - character financial system step by step. bank should develop diversified mortgage loan or collateral loan program. sme should intensify credit construction and improve credit level

    解決中小企業的信貸融資問題,必須從三個方面入手:政府要逐步建立中小企業的政策性金融體系;銀行要開展多種形式的抵押或質押貸款;企業自身要加強信用建設,提高信用等級。
  19. Kcrc chairman and chief executive mr k y yeung concludes the signing of the us $ 42 million export credit loan facility with mr allan roberts, ground transportation and shipping director of the export development corporation

    九鐵主席兼行政總裁楊啟彥先生與加拿大出口發展公司地面運輸及船務總監
  20. Finally combining the practice in agriculture bank, the author regards help - poverty loan must be converted from relief type to developing type on input mechanism, from quantity to benefit kind on plan deploying, from paying attention to issue to total quality management on loan administrative. and by a serials of optimizing discuss, the author brings forward an ideal credit loan help - poverty model, which gives " item loan " the first place and " little credit loan " the second place

    最後作者結合在農業銀行的實踐認為,扶貧貸款在投入機制上應由救濟式向開發式扶貧轉變,在計劃配置上應由數量型向效益型轉變,在貸款管理上由注重投放向全面質量管理轉變,並通過一系列優化探討,提出以「項目貸款」為主、 「小額信貸」為輔是新形勢下扶貧信貸的理想模式。
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