credit periods 中文意思是什麼

credit periods 解釋
信用期限
  • credit : n 1 信用,信任。2 名譽,名望,聲望。3 贊揚,稱許;光榮,功勞,勛績,榮譽。4 信貸;賒銷;貸款;存...
  • periods : 及句號
  1. If a drawing or shipment by instalments within given periods is stipulated in the credit and any instalment is not drawn or shipped within the period allowed for that instalment, the credit ceases to be available for that and any subsequent instalment

    如信用證規定在指定的時間段內分期支款或分期發運,任何一期未按信用證規定期限支款或發運時,信用證對該期及以後各期均告失效。
  2. The full value, including hire - purchase interest if financing is provided by the establishment, of goods sold by hire - purchase or instalment contracts should be included at the time of transaction. payments received from accounts receivable from goods sold on credit or by hire - purchase contracts in earlier periods should be excluded

    如以租購合約或分期付款合約方式銷售貨品,應在交易的時候將十足的銷貨價值計算在內,如資金由機構提供,則租購利息亦應計算在內。在應收帳項中收到的付款,如是針對較早時以信貸方式或租購合約方式銷售貨品而繳付者,則不應包括在內。
  3. Regular terms of office for credit committee members shall be for periods of three years

    貸款委員會成員之任期通常為三年。此後每年在周年大會中,必須有一名委員卸任。
  4. During boom periods, banks intend to expand their lending activity, thereby contributing to a possible overheating of the economy ; during recessions, even the most expansionary monetary policy may not encourage banks to lend to obligors that are perceived to be poor credit risks

    然後我們把每個pd定義為違約率的預期值,其分佈是擴張期和衰退期的混合分佈。本文的主要結論是上市公司的違約概率的確具有周期性的特點,因此在經濟周期條件下計算違約概率更符合實際情況。
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