credit risk insurance 中文意思是什麼
credit risk insurance
解釋
信用風險保險-
Research on managerial principles of export credit insurance, including exposition on fundamental principles of insurance, i. e. utmost honesty and credibility, insurance interest, compensation for loss, basic connotation of proximate cause and its application in export credit insurance. it will also include research on some special applicable principles in export credit insurance, such as risk sharing, insurance fee, buyer ' s credit quota application, blanket insurance, indemnity waiting period, and claim persistence, etc
其中包括：對保險法基本原則即最大誠信、保險利益、損失補償、近因的基本內涵及其對出口信用保險的適用進行論述；對出口信用保險中適用的風險共擔、保險費、買方信用限額申請、統保、賠款等待期、債權不放棄等特殊原則進行研究。 -
Coface, an international group providing credit insurance and credit management services, continuously monitors 144 countries and provides the latest country risk trend for exporters as a reference to make the best credit decision in international trade
國家貿易風險科法斯集團定期監察全球141個國家的風險趨勢，出口商可利用通信內提供的最新國家風險信息作參考，釐定最佳的貿易信貸策略。 -
As a developing country in the process of transmission, we suggest that china select a synthetical method to finance annuity, including the social insurance tax, pension bond, social insurance lottery, treasury compensation and selling national assets, etc. at the same time, in the aspect of operation, we combines fixed assets investment, company and financial investment, stock investment and commerce credit to decrease risk and increase the value of annuity
本文認為作為轉軌過程中的發展中國家，中國養老金籌資方式的選擇應綜合利用社會保障稅、養老保障國債、社會保障彩票、財政補貼和國有資產變現等方法，同時在運營方面要將固定資產投資、企業與金融債券投資、股市投資、商業信用等方法結合起來使用，以降低風險，確保增值。 -
The discuss starts from the " positive externalities " of tech - research and development, pointing out that the products of tech - research and development somewhat has the property of " public good ". without < wp = 8 > government ' s interfere, the intensity of tech - research and development by private section ca n ' t meet the need of " pareto optism " because of the " positive externalities ", as a result, the items of venture capital are insufficient and the development of venture captal will be pull back. rational policies of government expediture can internalize the " positive externalities " - transforming them to more revenue or less cost of the tech - research and development private suppliers. be feared of the high risk at the beginning of venture capital, the private section ca n ' t provide enough capital, the " capital gap " should be fetched up by government with equity capital, creditor ' s right capital, subcidy, at the same time, some other means, such as government purchase, credit guarantee, capital insurance, tax expenditure can promte private capital, is also important. in this part, the function of the above means, the establishment and enforcment of them are breafly discussed. because tax policies play a critical role in fiscal policy, r - y chart is used to analyse the relation between tax and venture capital, at last, a conclution is drawn : tax expenditure can promote venture capital
這部分論述從科技研發成果的「外溢性」入手，指出科技研發成果在不同程度上具有「公共品」性質，這種外溢性使得在純市場條件下，私人部門研發活動強度達不到社會資源配置最優的要求，也使風險投資項目來源不足， < wp = 6 >阻礙風險投資的發展。合理的政府財政支出政策可以使「外溢性」內部化。之後，論述了風險投資資本來源與政府財政支出政策的關系，由於風險投資尤其是其初期的高風險性，民間風險資本不足，應由政府以股權及債權投資、補助等財政直接支出方式彌補資本缺口，運用政府采購、財政擔保、保險、貼息、稅收優惠等間接支出方式，鼓勵民間資本進入風險投資領域也同樣重要。 -
In addition, it is the effective measure for promoting the development of consumption credit of china to transfer and dispel the risk of consumer credit by insurance and security, to construct collateral institution supported by the government, to exert market - oriented interest rate reform of consumer loans step by step, to claim the additional penalty interest rate for ahead - payment and to apply the scientific technology for managing the risk of the consumer credit
還可以通過保險和證券化來轉移和分散消費信貸風險，通過建立政府支持的住房貸款擔保機構，放開消費信貸利率，對提前償還加收罰息等等方式來控制或分散消費信貸風險，並用科學的方法管理消費信貸風險。這些方法都是中國促進消費信貸發展的有力措施。 j . p . morgan和合作機構開發的「信用度量術」 ? ? var方法可以在消費信貸貸前、貸中和貸后的管理決策中得到應用。 -
Interest risk in pricing of life insurance product is defined as the loss probability resulting from unfavorable variation of real investment return rate of life insurance capital from policy ordered fixed credit interest rate
本論文的研究對象是壽險定價利率風險，壽險定價利率風險是指壽險資金實際收益率與保單預定利率之不利偏差引起的虧損的可能性。 -
However, the traditional actuarial theory supposes that the policy ordered credit interest rate is fixed. actually, interest rate is stochastic, which results to interest rate risk in pricing of life insurance product. what the thesis studies is interest rate risk in pricing of life insurance product
然而傳統的精算定價理論假設:利率是確定的，即精算師在定價過程中採用確定的保單預定利率，但事實上利率具有隨機性，從而會引發壽險定價利率風險。 -
Credit risk insurance
信用風險保險 -
Furthermore, as the credit risk of mortgages on owner - occupied property is lower than that of investment properties, the requirement helps to maintain insurance premium at affordable levels
此外，由於自住用途物業的信貸風險較投資物業為低，這亦有助把保費維持于借款人可負擔的水平。 -
Then according to the physical circumstances of consumption loan service faced by floor banks in china, twelve credit risk evaluation indexes are inducted directly toward the customer who will have the contract of credit risk loan. these twelve credit risk evaluation indexes include 5 continuous indexes : age, residential time, employment time, annual income, financial assets, and 7 discrete indexes : employment industry, educational qualifications, professional qualification, bank deposit, house case, means of communication, insurance case
其次，根據我國面向基層銀行消費信貸業務實際情況，歸納出了針對信用貸款客戶信用評估標準的十二個評估指標，包括年齡、居住年數、就業年數、年收入和金融資產五個連續性指標和就業產業、學歷、職級、銀行存款、住房情況、交通工具和保險情況七個離散指標。 -
Exposition will be laid mainly on the concept, category, features and functions of credit insurance, international trade risk and export credit insurance, and on essential issues such as comparison among export credit insurance, export credit loan. export insurance adjustment and commercial insurance. 2
主要是對信用保險、國際貿易風險與出口信用保險的概念、種類、特徵、作用、出口信用保險與出口信貸、出口保理及商業保險比較等基本問題進行論述。 -
Institutional prevention of risk in the credit insurance system for small and medium sized enterprises in china
論我國中小企業信用擔保體系中風險的制度防範 -
Export credit insurance ( eci ) is internationally accepted and is effective means of promoting exports, and it could bring not only the micro function of security guarantees receipt, obtaining bank financing and providing business information services, etc., more importantly, but macro function of implementation of country policies, such as national foreign trade, industry, finance and banking, etc. eci undertakes economic losses caused by buyer risk and country risk, but its core business is country risk, which is behaved in the form of political risk and economic risk
出口信用保險是國際上通行的促進商品出口的有效手段，不僅具有為企業保障收匯安全、獲取銀行融資和提供商業信息服務等微觀作用，更重要的是配合國家外貿、產業、財政、金融等政策實施的宏觀作用。出口信用保險承保買家風險和國家風險引起的經濟損失，以政治風險和經濟風險為表現形式的國家風險是其保險業務的核心。 -
Credit insurance is a kind of insurance that shows obligee casts the credit risk that defends debtor to the underwriter
信用保險是指權利人向保險人投保債務人的信用風險的一種保險。 -
Consideration of a few of the proposals and their implementation details is still in progress, notably deposit insurance and the sharing of information that will enhance efficiency, including the possibility of the wider use of risk related differential pricing, in the extension of credit
幾項有關建議及實施細則的研究工作正在進行中，其中受大眾關注的是存款保險，以及有助提高批核信貸效率包括更廣泛運用與風險掛的定息方法的共用信貸資料方案。 -
Global clearinghouse leaders discuss best practices for risk management and clearing including risk monitoring, default mechanisms, lines of credit, margining, security deposits, and insurance
作為全球票據交換的主要公司，在這個專題中將探討風險管理和清算的經驗，包括風險監控、違約機制、信貸限額、限額邊界、保證金收取、風險準備金和保險。 -
Finally, this paper propose several strategy of commercial bank credit risk management : construct early - warning system of commercial bank credit risk ; construct the depart strategy of commercial bank credit risk ; construct the strategy of positive pricing the bank loan ; construct the control system of car ; construct the deposit insurance ; deepen reform, and eliminate the root of credit risk
最後本文提出了幾點商業銀行信用風險管理與防範的策略：建立商業銀行信用風險預防警機制；商業銀行信用風險的分散化策略；建立商業銀行積極的貸款定價策略；建立風險資本比（ car ）約束機制；建立存款保險制度；防範和化解信用風險的若干改革對策
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