credit scoring 中文意思是什麼

credit scoring 解釋
信用風險評分
  • credit : n 1 信用，信任。2 名譽，名望，聲望。3 贊揚，稱許；光榮，功勞，勛績，榮譽。4 信貸；賒銷；貸款；存...
  • scoring : 凹痕
  1. During the year the corporation started the development of a credit scoring model to refine its risk - based pricing framework

    於2005年間，按揭證券公司落實發展一套信貸評核模型，以進一步改善其風險管理及定價基制。
  2. A study on personal credit scoring using linear discriminant analysis

    線性判別式分析在個人信用評估中的應用
  3. Credit scoring system

    信用評分系統
  4. Credit scoring model

    信用評分模型
  5. The application of feature selection methods in variables selections for credit scoring models

    特徵選擇方法在信用評估指標選取中的應用
  6. The objective of this study is to devise a credit scoring system for credit granting decisions

    首先依關?性分析，發掘與顧客信用好壞有關的決定因素。
  7. Execute company ' s credit policies and procedures, internal scoring system completion ; field investigation task assignment ; retail application review / analysis / recommendation ; customer contact and dealer finance & insurance manager ( dfim ) relation ; monitor, analyze and control application / contract quality, etc

    執行公司信貸政策和審批流程，完成對客戶的評分；發出現場調查任務；對客戶零售申請進行初步審核/分析/建議；聯系客戶，和經銷商融資保險經理（ dfim ）促成交易的成功；監督、分析和控制貸款申請及合同的質量等。
  8. As a matter of good practice, a credit provider should consider giving to the borrower, as soon as reasonably practicable upon the termination of his account by full repayment, a reminder regarding his choice to " opt - out " of the use of the account information for future credit reporting and scoring.

    作為一項良好的行事方式，信貸提供者應在借款人悉數清還帳戶欠款后結束帳戶時，在切實可行的情況下盡快向該人發出提示，指出該人可就帳戶資料使用於日後的信貸報告及評分一事作出拒絕服務選擇。
  9. Upon application for a new credit facility, a credit provider should inform the borrower that, upon full repayment of the account, the borrower may elect to " opt - out " of the use of the account information by a cra for future credit reporting and scoring purposes

    收到新信貸安排申請時，信貸提供者應作出安排告知借款人在他清結帳戶時，他可作出拒絕服務選擇，拒絕讓信貸資料服務機構在日後的信貸報告或信貸評分使用該帳戶的資料。
  10. Transunion is one of the world s largest consumer credit information companies with base in the united states and operates in more than 30 countries around the globe. transunion provides technology - based intelligence products and services that include credit decisioning and fraud detection tools, risk scoring models, and many other customized credit - based solutions

    環聯的業務遍布全球超過30個國家，主要提供以科技為本的智慧產品及服務包括：信貸決策和詐騙偵察產品、風險評分系統及其它以信貸為主的定製方案。
  11. The fourth misconception is that the use of positive consumer credit data for credit scoring could lead to " stigmatisation " of individual customers. again this is not true

    第四項誤解是：銀行根據正面個人信貸資料來為不同客戶進行信貸評分，無疑是強加標簽于個別客戶。
  12. Credit data to be used for the purpose of supporting consumer credit scoring model will be limited to the most recent 5 years

    用於個人信貸評分模型的信貸資料則只限於最近五年的資料。
  13. ( 3 ) complementarity bring forward the credit card credit scoring model which is based on other scholars " consumption credit research

    （ 3 ）在前人關于個人消費信貸研究的基礎上完善提出了一個信用卡信用評分的模型。
  14. We advised, among other things, that they should not normally dispense with income proof in considering applications for credit cards. we also advised that banks should re - assess the effectiveness of their credit scoring models and other forms of credit analysis in predicting bankruptcies

    我們在函件中勸諭這些機構，批核信用卡申請時不應隨便免除申請人提供入息證明的規定，並提醒它們應重新檢討其信貸評分制度，以及其他有助評估破產可能性的信貸分析的成效。
  15. These include : setting up a credit reference agency for smes ; disseminating information about the sme loan market ; promoting adequate disclosure of financial and other information of smes ; enhancing smes accounting standards ; and developing and using a credit - scoring system in the sme loan market

    這些措施包括：設立中小企業信貸資料庫公布有關中小企業貸款市場的資料推動中小企業披露充足的財政及其他資料提高中小企業的會計標準，以及在中小企業貸款市場發展和運用信貸評分系統。
  16. Furthermore, in order to give credit providers a more objective basis for evaluation, the proposal is under consideration to allow credit reference agencies to conduct credit scoring, i. e. to use a statistically - tested algorithm to generate an overall credit score on each individual on which an enquiry is received, based on other data held on the individual

    此外，為向信貸提供者提供一個較客觀的評估基礎，公署亦正考慮讓信貸資料服務機構在收到信貸查詢時進行信貸評分，即利用統計學上已作測試的計演算法，根據信貸資料服務機構所持有關于有關個人的其他資料來作出一個整體信貸評分。
  17. Permit " credit application data " and " file activity data " within 2 years of creation date to be used for all credit reference purposes, and afterwards for credit scoring only

    準許將由資料產生日期起計兩年內的信貸申請資料和檔案活動資料使用於所有與信貸有關的用途，但其後只準將有關資料使用於信貸評分
  18. The paper first discusses the necessity of promoting test reform in credit hour system and then offers some tentative plans of promoting test reform with regard to test content, test format, scoring / grading and test administration, which are directed against the flaws in current test system

    本文分析了學分制管理模式下推進考試改革的必要性，針對現行考試制度的弊端，提出了從考試內容、考試形式、成績評定和考試管理等方面推進考試改革的幾點設想。
  19. The sas customer - analytics application now utilizes integrated sas technology to parallelize the execution of the credit - scoring application across heterogeneous computers and data

    Sas客戶分析應用程序現在利用集成的sas技術在異構計算機與數據之間并行執行信用評估應用程序。
  20. Credit scoring uses quantitative measures to predict the risk of loans. for lenders in rich countries, scoring has been one of the most important sources of increased efficiency. lenders in rich countries, however, score potential borrowers based on comprehensive credit histories from credit bureau and on the experience and salary of the borrower in formal wage employment

    農戶小額信用貸款屬于個人消費貸款的范疇，在很多方面與信用卡消費有相似之處，例如都是面對廣大的個體放款、業務量大而單筆額度數量小、基於借款人的信譽放款不需要抵押擔保，等等。
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