default risk 中文意思是什麼

default risk 解釋
不能收回本金的風險
  • default : n 1 不履行；違約；拖欠。2 【法律】不履行債務；缺席。3 欠缺，缺乏。vi vt 1 拖欠（欠款等），不履行...
  • risk : n 1 風險，危險；冒險。2 【保險】（損失的）風險（率）；保險金額；被保險人，被保險物。vt 冒…的危險...
  1. At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance

    本論文首先從分析住房抵押貸款的風險種類入手，提出了多種風險處理措施，指出住房抵押貸款風險最有效的轉移措施是保險，並介紹了國內外現行住房抵押貸款有關保險，詳細闡述了美國的成功經驗：通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障，化解來自借款人不能償付貸款的風險，促使整個房地產金融活躍起來。
  2. The third part mainly analyzes four risks of house tenancy center and the corresponding managing measures. the part analyzes profit and free - rent period through discussing probability of house in - and - out quantity in profit risk, proposes the risk management measures of cash supervisory mechanism and selectivity financing in capital gap risk, putts forward the measures of liquidity gap forecast, improving credit and adopting different free - rent period in house liquidity risk, and introduces the credit swap to transfer leaseholder default risk

    本部分主要分析了房屋置業中心的四個風險，分別是收益風險，通過引入給定時間段內的房屋存貸量的概率分佈分析了房屋置業中心的收益風險和空租期的確定；資金缺口風險，並提出現金監理機制和選擇性融資的風險預防措施；房屋流動風險，提出流動缺口預測、提升自身形象、採用不同空租期的風險管理措施；承租人的支付風險，主要引入了信用掉期合同來轉移這種風險。
  3. Literatures indicate that logit model, logistic model, probit model, mlr, cluster model, option model, proportion risk model, and discriminant analysis are the main effective methods and models when researching the determinants of residential mortgage default risk

    通過梳理文獻發現， logit模型、 logistic模型、 probit模型、多元線性回歸、聚類模型、期權模型和比例風險模型、判別分析是研究個人住房抵押貸款違約風險影響因素時採用的主要方法和模型。
  4. Default risk on house mortgage loans and risk preventive measures

    住房按揭貸款違約風險及其防範機制
  5. Business cycle, stocks, properties prices boom and bust, market, default risk simulation, control

    通貨膨脹，緊縮，景氣衰退復甦周期，股，房市價格暴起暴落操作模擬分析宏觀調控
  6. Credit risk, also called default risk, is the distribution of financial losses due to unexpected change in the credit quality of a counterparty in a financial agreement. its range includes agency downgrades, failure to service and liquidation

    信用風險，又稱違約風險，是指由於金融合同中訂約方信用品質的不可預測改變而引起的損失，包括信用降級、不能支付債務和清算。
  7. Residential mortgage default risk in hong kong

    香港住宅按揭貸款拖欠還款風險
  8. One type of risk is default risk, that is, the risk that the borrower will simply not repay the loan, due to either dishonesty or plain inability to do so

    一種類型的風險是違約風險，即惜款者僅僅由於不誠實或完全沒有還款能力而無法償還貸款所帶來的風險。
  9. High default risk

    高違約風險
  10. The summaries of these models, methods, and the consequent empirical analysis framework provide a methodology foundation for researching residential mortgage default risk in our country

    這些模型和方法的總結以及實證研究框架的得出為我國開展個人住房抵押貸款違約風險實證研究提供了方法論基礎。
  11. Correspondingly, scholars of these countries have carried on a lot of theoretic and empirical researches to probe into residential mortgage default risk, and achievements in those researches are very abundant

    相應的，這些國家的學者對個人住房抵押貸款違約風險問題也進行了大量的理論與實證探討，研究成果十分豐實。
  12. Applying structural approach to modeling default risk, the pricing of default risk zero - coupon bond and a credit spread term structure under incomplete information is developed

    摘要運用違約風險評估的結構化建模方法，在信息不完全的情形下推導了風險零息票債券的定價公式，並得到了此時信用利差的期限結構。
  13. Residential mortgage default risk and the loan - to - value ratio

    住宅按揭貸款拖欠還款風險及按揭成數
  14. The third chapter analyses and evaluates china present macroscopic finance risk by using statistical data from 1993 to 2001, which draws conclusions rfirstly, macroscopic economy environment is in the safe intervals ; secondly, bank default risk is the main risk ; thirdly, there is foam economy and national debt risk in china in some degree, fourthly, there is not institutional base for forming foreign capital risk. in the end, the author analyses the speciality of forming macroscopic finance risk

    再次，利用1993年至2001年的相關統計數據，對我國近段時期的宏觀金融風險進行了總體分析和評價，得出了如下結論：宏觀經濟環境在安全區間運行、銀行壞賬和國債風險是我國目前主要的金融風險、具有一定程度的泡沫經濟風險、外資風險不具備制度基礎。並且從產權制度、金融體系的結構性矛盾、證券市場的運行機制和國有資產管理制度缺陷四個方面分析了我國宏觀金融風險形成的特殊性。
  15. Research on default risk evaluation model

    違約風險評估模型及其實證研究
  16. In china, most of loan guarantors are of default risk

    在中國，絕大多數的貸款擔保人有違約風險。
  17. Optimal sample pairing and critical value of logistic default risk modeling : the china case

    違約率模型最優樣本配比與分界點的模擬分析
  18. If adopted, the proposal could have an enormous impact on about y200, 000bn ( $ 1, 700bn ) of outstanding local government debt, which lenders currently treat as carrying almost no default risk

    這一提案一旦獲得通過，將會對價值約200萬億日元（合1 . 7萬億美元）的地方政府未償還債務產生巨大影響。目前，貸款銀行認為這些債務幾乎不存在任何違約風險。
  19. However, with the quickly growth of the residential mortgage market, the lower and lower loan limits, and the change of the borrower from the high - income residents to the medium - and low - income, the bank has been increasingly subjected to the exposure of mortgage default risk

    但隨著住房抵押貸款業務規模高速增長、貸款門檻逐步降低、貸款對象從金字塔塔尖轉向塔腰以及住房業主還款高峰期的臨近，銀行所面臨的住房抵押貸款的違約風險就日益突出。
  20. The government is the main loan guarantor in developed countries, and the important hypothesis by which the issue of guarantee pricing is studied is guarantors without default risk

    摘要在發達國家政府是貸款擔保的主要擔保人，對貸款擔保定價研究的重要假設是擔保人沒有違約風險。
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