economical asset 中文意思是什麼

economical asset 解釋
經濟資產
  • economical : adj. 1. 節儉的,儉約的;經濟的,合算的。2. 經濟學上的。adv. -ly
  • asset : ASSET = Association of Supervisory Staffs Executives and Technicians (英國)主管人員、行政官員...
  1. The topic to set up a growth enterprise market is very popular now as the most important and tl1e most creationary economical resource of growth enterprise, intangible asset is adverted very often

    開通創業板股票交易市場是目前國內證券界的熱門話題。作為創業企業最重要也最具價值的經濟資源,無形資產如何折股和交易同樣引起業界的關注。
  2. First, the author reviewed the related literature of asset securitization, explained the connotation and the economical significance of asset securitization from many angles, analyzed several essential technologies of asset securitization through using the enterprise financing theory, the financial theory, the system economic theory and the law of averages, constructed a flow chart to analyze the structure and the flow of the operation of asset securitization ; then the author analyses the overseas development tendency as well as the overseas concrete procedure of non - performing loans securitization, proposed several enlightenment ; once more, the author analyzed our country ’ s feasibility of npls, then elaborated emphatically the operation thought of npls of our country commercial bank : regarding the establishment of spv, thought that it most suit the our country current national condition current through pouring the capital to adopt company spv the pattern in our country by the national property management company, and elaborated how to construct and manage the property pond, put forward many kinds of ways of credit enhance for non - performing loans, thought it is the best choice that the product of npls is designed for cmo, the senior bond adopts the public issue, the secondary bond adopt private issue

    首先,本文回顧了資產證券化研究的相關文獻,從多個角度闡釋了資產證券化的內涵和經濟意義,運用企業融資理論、金融理論、制度經濟學理論和大數定律剖析了資產證券化的幾項關鍵技術,構建了一個資產證券化流程圖來分析資產證券化運作的結構與流程;接著通過分析國外不良貸款證券化發展趨勢以及具體做法,提出了幾點啟示;再次,分析了我國不良貸款證券化的可行性,然後著重論述我國商業銀行不良貸款證券化的運作思路:對于spv的設立,認為在我國由國家資產管理公司注資採取公司型spv的模式最適合我國當前的國情;並論述了資產池的構建與管理;提出了對不良貸款進行信用增級的多種方式;認為將不良貸款證券化產品設計為抵押擔保債券,高級債券採取公開發行,次級債券採取私募發行是最佳選擇。
  3. Fourth, < wp = 8 > securitization integrated the financing agencies and the market agencies validly and efficiently, and therefore generates new financing organizations and services. abs can increase the usage efficiency of the corporate capital through the transformation of capital property ownership, but for the corporate investors, the investment risk will not depend on the corporate itself, but the risk of asset itself. from the angle of the corporate, abs has the following advantages : it provides a brand new financing instrument ; it brings the corporate the effect of reducing the asset cost ; it makes an effective assets - liabilities management for the corporate ; it becomes an economical way of financing for medium to small sized corporate

    資產證券化可以通過對其資產所有權的轉讓提高企業資本的使用效率,而對于要投資該企業的投資者來說,其投資風險不再依賴于企業經營本身,而是依賴于資產自身的風險,從企業角度看,資產證券化具有以下優點:資產證券化為企業提供了一種新型的融資手段,資產證券化可以給企業帶來削減資本成本的效果,資產證券化可以使企業有效進行資產負債管理,資產證券化可以成為中小企業低成本融資的一種手段。
  4. Secondly, the article deeply analyzes the process of the credit risk control and find out the cause of formation of credit risk and the problems with credit risk control and management form aspects as follows : client structure about credit, related motivation measures, process of operation of credit, pre - loan investigation, checkup for loan, loan operation examination, and management of current non - performing loans. the article then offers solutions for how to guard against and defuse the credit risk regarding the existing problems, so that we can improve the credit asset quality of xx sub - branch and strengthen the credit risk control. ultimately, the article discusses the systematical risk caused by macro - economical environment with which state - owned commercial banks are trying to cope and the prospects for improving macro - environment

    筆者首先通過對xx支行的信貸資產質量、和不良貸款率等幾個方面的分析,揭示了該支行信貸風險的現狀,指出有效的控制信貸風險對該支行來說是一個十分重要而迫切的問題;其次對xx支行在信貸風險控制過程中的諸多環節進行深入剖析,找出該支行信貸風險的成因以及信貸風險管理和控制中存在和暴露的問題,著重從以下幾個方面進行分析:信貸客戶結構、相關的激勵措施、信貸業務操作流程、貸前調查、貸后檢查、以及目前不良貸款的管理;然後針對存在的問題,逐一提出了化解、防範信貸風險的對策,以提高該支行的整體信貸資產質量,鞏固和強化該支行的信貸風險防範和控制;最後從宏觀的角度,淺談了國有商業銀行應對宏觀經濟環境導致的系統風險的思路以及改善宏觀環境的展望。
  5. However, in china, although the economical and the legal scholars have launched the positive exploration and research on asset securitization in recent years, asset securitization in true sense in china only just started. nowadays, asset securitization is still a financial innovation

    然而,雖然近幾年我國經濟學界和法學界對資產證券化展開了積極的探索和研究,但在我國真正意義上的資產證券化實踐才剛剛起步,資產證券化仍然屬於一項金融創新業務。
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