endowment annuity 中文意思是什麼
endowment annuity
解釋
養老年金-
Even the worse, some social groups have to choose to quit the system of institution. endowment assurance system is an important part of social security, but there also exists a obviously series of crisis such as the contradiction between chasing uniform fair or equality and the confine of diversities identity, the conflict between seeking universal cover and dualistic division of the city and country and the shortage of annuity fund
伴隨轉型過程形成、發展起來的非正規就業群體，存在著嚴重缺乏社會保障、整體「游離」于制度保障體系邊緣、養老保險參保率低甚至屢屢退保等日益凸現的問題，對此，無論是學術界還是決策層都應該對其予以足夠重視和關注。 -
2 the aggregate model of life insurance establish an aggregate model of life insurance by applying the alien modernly insurance actuarial theories and techniques, including deferred life annuities, whole life insurance and returnable premiums. the model has the following properties : ( a ) through the regulation of various parameters in the model, various insurance products can be obtained ; ( b ) the introduction of whole life annuities in the model eases economic predicament when the insured retire ; ( c ) a returnable premium part in the model makes the insurance products have double functions of insurance and savings ; ( d ) an endowment insurance actuarial model also can be gotten when annuity is continuous. and construct an optimization model based on aggregate model of life insurance
這個保險精算模型具有如下性質： （ a ）保險公司可以根據實際情況調整參數，不同參數的組合可以得到不同的保險產品，靈活適用性較強； （ b ）年金的引入，可以緩解投保人退休后的經濟窘境，避免或減小因退休而面臨的經濟影響，保險的社會保障性得到了很好的體現； （ c ）模型中的還本部分，使得這種保險產品具有儲蓄和保險的雙重功能，不僅擴大了保險的社會職能，而且對于投保人來說，多了一種安全的投資選擇； （ d ）年金連續的情況下，建立了具有儲蓄功能的養老保險精算模型。 -
Endowment insurance cost includes to be expended to the primary endowment insurance of pay of orgnaization of social insurance agency according to state specified standards, and plan to complement to what person pay governs related enterprise pension fund according to enterprise annuity insurance premium
養老保險費包括根據國家規定的標準向社會保險經辦機構繳納的基本養老保險費，以及根據企業年金計劃向企業年金基金相關治理人繳納的補充保險費。 -
Article 2 the term " enterprise annuity fund " refers to fund raised by an enterprise in the light of the enterprise annuity plan and the supplementary endowment insurance fund raised by its operating income of investment
第二條企業年金基金，是指根據依法制定的企業年金計劃籌集的資金及其投資運營收益形成的企業補充養老保險基金。
分享友人