home loan banks 中文意思是什麼
home loan banks
解釋
住宅貸款銀行-
Federal reserve data showed that federal home loan banks increased their loans to private sector banks and other mortgage lenders at a record annualised rate of $ 746bn during the third quarter as other sources of funding dried up
美聯儲的一些數據顯示在其他資金來源已枯竭時，聯邦房貸銀行在第三季度給私人銀行和住房放款者的貸款每年增加7460億美元。 -
According to me theory of path dependence, the essay finally recommends that strategies and their corresponding measures regarding the implementation of financial derivative instruments should be carried out in china depending on the levels and stages of the then market conditions. the creation of the essay may be outlined into the following aspects : 1. based on the results of study on financial derivative instruments at home and from abroad, the essay has theoretically clarified the core functions and characteristics of financial derivative instruments by further explaining some issues of financial derivative instruments in a deep - going and comprehensive way and creatively points out that the core function of financial derivative instruments is to eliminate the asymmetrical information, which has theoretically laid a concrete foundation for the implementation of financial derivative instruments in terms of preventing and controlling loan risks of banks
關于風險的定義，國內外學術界有不同的學說，第一種是損失可能說和損失不確定說， 1895年，美國學者海尼斯（ h聊esj ）在《 riskasaneconomicfactor 》中，提出「風險意味著損害的可能性」 ， 1901年美國學者威利特（ ahweillet ）在博士論文《風險與保險的經濟理論》中指出「風險是關于不願發生事件的不確定性的客觀體現」 ，在這種學說中對風險的定義有三層含義：一是風險是客觀的；二是風險的發生具有不確定性：三是不確定性的程度可以用概率來描述。 -
Reflections on corrent business of home mortgage loan from commercial banks
對發展商業銀行住房抵押貸款業務的思考 -
Federal home loan banks
聯邦房屋貸款銀行 -
In 1998, the people ' s bank of china issued the administrative law of individual housing loans and allowed commercial banks to open individual housing secured loans, extend the loan term, which marked a new phase in the development of home financing in china. after this, the scale of granting home mortgages rapidly widened and the development was swift as by there year 2000, the balance of home loans at the china construction bank and the industrial and commercial bank of china broke through rmb 100 billion yuan, of which, individual home mortgages became the most important growth point for credit in the real estate industry
1998年，中國人民銀行出臺了《個人住宅貸款管理法》 ，允許商業銀行開辦個人住宅擔保貸款，延長貸款期限，這標志我國住房金融發展到一個新的階段，其後住房抵押貸款發放規模的迅速擴大，發展勢頭迅猛， 2000年，中國建設銀行和中國工商銀行住房貸款余額均突破1000億元，其中個人住房抵押貸款成為房地產信貸中最重要的增長點。 -
The securitization of bank assets is one of the most important innovations in the modern financial market and the securitization of home loans is an important component of that innovation. it indicates that financial organizations ( mainly commercial banks ) take the poor liquidity but good prospects in future cash earning of the home mortgage collections and turn them into secured loan groups and then take these assets sales and give them to a specific strong and credible organization, namely a spv ( special purpose " vehicle, to be used by a special purpose organization )
銀行資產證券化是現代金融市場最重要的創新之一， 「住房貸款證券化」是它的重要組成部分，指的是金融機構（主要是商業銀行）把持有的流動性較差但具有未來現金收入流的住房抵押貸款匯集成抵押貸款群組，然後將此資產出售給特設的有實力、有信譽的機構，即spv （ specialpurposevehicle ，用於特殊目的機構） 。
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