housing loans 中文意思是什麼

housing loans 解釋
住房貸款
  • housing : n. 1. 供給住宅。2. 〈集合詞〉房屋；住宅。3. 掩護，庇護；避難所。4. 【機械工程】殼；套。5. 【建築】柄穴，爐套。6. 【航海】桅腳。n. 馬服；〈常 pl. 〉馬飾，鞍褥。
  • loans : 借貸性援助
  1. Study suggests the main constraints of individual housing loan : lower ability of accepting loans ; defects of financial market ; weak governmental support ; unideal external environment. consequently, the paper put forward solutions to improve individual housing loan : increase inhabitants " income and improve their ability to accept loans. increase real monetary income and decrease housing prices and taxes as well

    從絕對量上來看居民收入水平低；從相對量來看是房屋價格過高，居民收入與房價的比例過高，遠遠高於國際通行標準，也遠遠超出了居民的承貸能力范圍；從住房供給結構上來看，高檔住房供應過多，與居民的實際需求不符； （ 2 ）住房金融市場體系缺陷。
  2. By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle

    針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。
  3. Asset securitization, as a financial instrument sprang up in american market of housing mortgages in 1970 ' s. for its intricate structure and distinctive function, it was adopted by many countries and applied to disposing non - performing loans broadly

    資產證券化這一金融工具興起於70年代美國的住房抵押貸款市場，由於其構思精妙，功能獨特為各國所採用並將其廣泛地運用於不良資產的處理中。
  4. The elementary analysis of the housing mortgage loans into negotiable securities

    我國住房抵押貸款證券化淺析
  5. His plan would make it easier for borrowers holding adjustable rate mortgages to refinance those loans through the government housing authority

    他的計劃將使得持有調整利率抵押債券的借貨者更容易通過政府居住權籌集貨款。
  6. The chapter one gives a brief look at the recent developments of the housing consumption loans in china and point out some main deficits

    在肯定成績的同時，文章也指出了當前我國住房消費信貸體系還存在的一些主要問題。
  7. The currently established personal housing loan types include personal dwelling housing commercial loan, personal commercial housing loan, personal housing accumulation fund loan, personal housing combination loan, out place in the country dweller housing loan, personal housing loan provided for bidding house purchaser, personal housing loan with secondary transaction, personal housing transfer loan and so forth. in addition, there are personal housing loans supporting the “ live with comfort project ”, “ economical and applicable house ”, “ 21st century well - off housing example village project ”

    總結了現階段我國住房消費市場存在的主要問題表現在:借款方對于房價的承受能力不足;居民的超前消費意識較弱;開發貸款與消費貸款相脫節;缺乏風險轉移機制;借款方和貸款方的信息不對稱;現行的住房公積金制度尚未完善;房地產開發項目存在開發商陷阱等方面。
  8. But long - term rates are the ones that affect things like housing loans, and these have been rising

    但是可以影響房貸等的長期貸款利率一直在增長。
  9. To allow a wider choice to prospective home buyers, to make better use of public resources and to respond more effectively to short - term fluctuations in housing demand, the government has embarked on a partial shift in the provision of housing assistance from the conventional bricks and mortar approach to the use of housing loans to purchase flats in the private sector

    政府已略為修訂提供資助房屋的方式，由以往直接興建資助自置居所，改為減建這類單位，為部分置業人士提供貸款購買私人樓宇。這項轉變除了使有意置業的市民有較多選擇外，還可更有效地運用公營資源，對房屋需求的短期波動作出迅速的回應。
  10. But long - term rates are the ones that affect things like housing loans and these have been rising

    但是長期利率還是會影響諸如房屋貸款並且房貸價格已經上升。
  11. The purchase of government housing loans served the purpose of assisting the government in its asset disposal programme to improve its fiscal position

    購入政府房屋貸款亦有助政府順利執行變賣資產計劃，從而改善財政狀況。
  12. Housing loans jumped by 54 % in the year to june ( the latest figures available ) and loans for commercial property were up by 102 %

    截至今年6月份（可獲得的最新數據） ，民用住宅貸款猛增了54 % ，而商業用房的貸款則增長了102 % 。
  13. In 1998, the people ' s bank of china issued the administrative law of individual housing loans and allowed commercial banks to open individual housing secured loans, extend the loan term, which marked a new phase in the development of home financing in china. after this, the scale of granting home mortgages rapidly widened and the development was swift as by there year 2000, the balance of home loans at the china construction bank and the industrial and commercial bank of china broke through rmb 100 billion yuan, of which, individual home mortgages became the most important growth point for credit in the real estate industry

    1998年，中國人民銀行出臺了《個人住宅貸款管理法》 ，允許商業銀行開辦個人住宅擔保貸款，延長貸款期限，這標志我國住房金融發展到一個新的階段，其後住房抵押貸款發放規模的迅速擴大，發展勢頭迅猛， 2000年，中國建設銀行和中國工商銀行住房貸款余額均突破1000億元，其中個人住房抵押貸款成為房地產信貸中最重要的增長點。
  14. What is required to provide housing loans to individuals for materials

    申請個人住房貸款需提供哪些材料？
  15. Housing loans are not the only area that has seen a weakening of underwriting standards

    並不是只有住房貸款市場放鬆了審核標準。
  16. Housing loans in the secondary application of the wage income

    申請二手房貸款在工資收入上有何要求？
  17. In order to promote market availability of good quality secondhand housing, collaboration with a range of relevant organizations to consider appropriate expressions of describing the quality of the buildings, to facilitate housing loans, and other efforts are underway

    為了促進高質量二手房的市場運作，與相關組織合作，努力探討建築物質量的合理表示方式，方便貸款等工作。
  18. Housing - housing loans to hong kong institute of education staff

    房屋-給予香港教育學院職員的購屋貸款
  19. Thereby, we should develop the new patterns of guarantees and impose restrictions on the bank ' s guarantee rights. in our country the insurance companies have already offered several lands of products in the insurance of housing loans

    因此，有必要針對實際需要不斷拓展新的擔保模式，同時對擔保具體運作中存在的不規范行為加以規制，並對銀行擔保權的行使進行一定的限制，以尋求銀行債權保護與消費者權益保護二者之間的平衡。
  20. As a matter of practice standard form contract are widely used in housing loans, and it is recognized that this practice likely will continue

    住房消費信貸合同在這里僅指借款合同，由於其作為格式合同的特殊性，有必要加以專門立法規制。
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