housing mortgage 中文意思是什麼

housing mortgage 解釋
住房按揭
  • housing : n. 1. 供給住宅。2. 〈集合詞〉房屋；住宅。3. 掩護，庇護；避難所。4. 【機械工程】殼；套。5. 【建築】柄穴，爐套。6. 【航海】桅腳。n. 馬服；〈常 pl. 〉馬飾，鞍褥。
  • mortgage : n 【法律】抵押；抵押權；抵押契據；受押人對抵押品的權利。 on mortgage （拿房屋等）作抵押。vt 抵押...
  1. Some problems on housing mortgage bond in china

    我國住房抵押貸款證券化的品種選擇及流程設計
  2. By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle

    針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。
  3. Finally, the author analyzes the risks in securitization and proposes that the first market of housing mortgage loan must be perfected in order to develop the secondary market

    在此基礎上，得出的結論是防範此業務中的風險應完善和規范住房抵押貸款一級市場，積極培育發展住房抵押貸款二級市場的配套的外部環境。
  4. Study on the combined housing mortgage loan model

    個人住房抵押組合貸款模型分析
  5. Study on housing mortgage loan in china

    我國住房抵押貸款創新研究
  6. Payment model of personal housing mortgage loan and its application

    個人住房抵押貸款模式及應用
  7. Discussion on risk of personal housing mortgage and the prevention

    論個人住房抵押貸款的風險及防範
  8. Rational housing mortgage default amp; amp; its precautious measures

    住房抵押貸款理性違約風險及其規避
  9. Developing secondary market of housing mortgage by securitization

    依靠證券化發展住房抵押貸款二級市場
  10. The first part is a summary of housing mortgage loan insurance

    第一部分是對住房抵押貸款保險的概述。
  11. Risk analyses of housing mortgage loan and the corresponding precaution measures

    住房按揭貸款風險分析及防範
  12. The elementary analysis of the housing mortgage loans into negotiable securities

    我國住房抵押貸款證券化淺析
  13. Based on the current situation of chinese housing mortgage loan insurance, a comprehensive system of housing mortgage loan insurance, which caters for the different consumers " demands for insurance, is put forward by the author. this system includes : housing mortgage loan insurance institution of government credit guarantee for the denizens of humble income and general income ; commercial housing mortgage loan insurance institution of having diversiform insurance fashions for the denizens of general income and booming income ; and bonding institution of government credit guarantee for promoting housing mortgage loan to securitization

    在分析了我國已有住房抵押貸款保險情況（我國住房抵押貸款保險業務已初具規模，但仍存在不少問題；已有的住房抵押貸款保險的品種單一，覆蓋面很窄；現行的住房抵押貸款保險在實際操作中存在許多誤區）的前提下，筆者提出針對不同消費者建立多種保險方式的住房抵押貸款保險體系，包括：為中低收入居民服務的政策性住房抵押貸款保險機構、為中等偏上及高收入居民服務具有多種險種的商業性保險機構和為促進住房抵押貸款證券化的政策性保險機構。
  14. Impact of the housing mortgage - backed securitization on the risk of the bank interest rate

    住房抵押貸款證券化對銀行利率風險的影響
  15. This paper analyzes the institutional defects in view of the policy environment, the primary market of mbs, the secondary market of mbs, and offers countermeasures : first, setting up national housing mortgage management institution, second, enlarging the service scope of housing mortgage - backed loan, third, differential loaning, fourth, regularly issuing the pricing of housing construction ; fifth, normalizing the institutional investors

    從政策環境，抵鉀貨款一級市場，抵押貸款二級市場分析了中國房地產抵鉀證券化的制度缺陷，進而提出了對策措施： 1 ）成立國家住宅抵押管理機構； 2 ）擴大房地產抵押貨款范圍； 3 ）區別放貨； 4 ）國家定期公布房地產造價； 5 ）規范mbs機構投資者。
  16. This paper, using the experience of the typical nation and region about housing mortgage securitization, joining together the realistic condition in our country, putting forward the strategy of developing housing mortgage securitization in our country now. the article is divided into four parts : part one : introduce the related theories about the housing mortgage securitization, including the content of housing mortgage securitization, the participants, concrete operation procedure, the financial tool, and point out the realistic meaning that our country promote. part two : analyze the background and the motive that world housing mortgage securitization, choose the typical model nation and region such as the united states, canada, hong kong to proceed the comparison, and get some experiences and apocalypses from it

    文章分為四個部分：第一部分：首先對住房抵押貸款證券化的內涵、涉及的參與者、具體運作程序以及使用的金融工具等與住房抵押貸款證券化相關的理論進行了介紹，其中著重對抵押貸款傳遞證券、抵押貸款支持債券、抵押貸款轉付債券、抵押擔保證券等目前國外規模較大的四種住房抵押貸款證券進行了較詳細的介紹，然後指出我國目前推行住房抵押貸款證券化無論是從商業銀行和投資者等微觀主體的角度還是從住房產業和資本市場的發展等宏觀角度來看都具有非常重要的現實意義。
  17. It also analyzes in detail the current situation and problems in policy - related residential credit business, residential accumulation fund and the housing mortgage loans

    對政策性住房信貸業務、住房公積金和商業性的個人住房抵押貸款的現狀、問題進行較為詳細的分析。
  18. There are five viewpoints as follows : firstly, the successful practice of personal housing mortgage loan requires consummate housing mortgage loan market system and participation of housing mortgage loan insurance guarantee agencies supported by government. secondly, it needs related rules and laws for guarantee thirdly, it should make varies ways of paying back to adjust to different families who has different incomes, hobbies and age structure. fourthly, the government should put more emphasis on the low and medium income families for their housing purchase loan

    即個人購房抵押貸款的成功運作需要有完善的住房抵押貸款市場體系和政府支持的購房抵押貸款保險擔保機構的參與；要有相關法規作保障；抵押貸款還貸方式的設定應靈活多樣，以適應不同收入、不同偏好、不同年齡家庭對抵押貸款的需求；政府應重點支持中低收入家庭購房貸款；個人購房抵押貸款不僅有賴于商業性金融機構的參與，而且也要有政府成立政策性住房金融的支持。
  19. However, my so - called commercial housing mortgage loans and collateralized mortgage different. so i tried to introduce civil law for the security system and to resolve the problem

    對讓與擔保的概念、特徵、讓與擔保的性質，讓與擔保的要件和與讓與擔保相似的幾個法律制度的區別分別予以了探討。
  20. As a new financing mechanism, housing mortgage securitization reduced financial risk and financing cost of housing financial intermediaries, improved the structure of assets and liabilities, and raised their economic benefits

    作為一種新的融資機制，它降低了住宅信貸中介機構的金融風險和融資成本，改善了資產負債結構，提高了其經濟效益。
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