insurable risk 中文意思是什麼
insurable risk
解釋
純風險-
Policy - holder is when the insurance amount of affirmatory penates danger, should understand insurable belongings and the distinction that cannot protect property, because not be all belongings but by ; of insurance company accept insurance in addition, policy - holder still should know the risk that different belongings place faces adequately, add selectively defend additional risk, such ability determine insurance amount reasonably, make effective domestic worth be sure to plan
投保人在確定家財險的保險金額時，應了解可保財產和不可保財產的區別，因為並不是所有的財產都可由保險公司承保;此外，投保人還應充分了解不同財產所面臨的風險，有選擇地加保附加險，這樣才能合理地確定保險金額，制定有效的家庭財產保險計劃 -
Subject to any express provision in the policy, where there is a partial loss of freight, the measure of indemnity is such proportion of the sum fixed by the policy, in the case of a valued policy or of the insurable value, in the case of an unvalued policy, as the proportion of freight lost by the assured bears to the whole freight at the risk of the assured under the policy
受本保險任何明示規定的制約，在發生運費部分損失之場合，賠償限額為：對定值保險單而言，按保險單上載明的保險金額或保險價值的比例；就不定值保險單而論，按被保險人遭受的運費損失與根據保險單被保險人處于風險中的全部運費比例。 -
In particular, a person is interested in a marine adventure where he stands in any legal or equitable relation to the adventure or to any insurable property at risk therein, in consequence of which he may benefit by the safety or due arrival of insurable property, or may be prejudiced by its loss, or by damage thereto, or by the detention thereof, or may incur liability in respect thereof
一個人與海上冒險有利益關系，尤其是在他與該冒險或處在危險中的任何保險財產，具有任何法律上或衡平的關系，因而若保險財產安全或及時抵達他便能從中獲取利益；反之，如果保險財產滅失，損壞，或被滯留或招致有關責任，他的利益將受到損害。 -
Be not the accident harm that all reasons cause is insurable risk
並非一切原因造成的意外傷害都是可保風險。 -
Non - insurable risk
不可保風險 -
Employee health and safety can be improved, thereby improving productivity, decreasing sick days, and reducing insurable risk
雇員的健康和安全同樣能夠得到保證，因此不僅能提高生產率，而且能減少病假，同時減少那些可保險的風險 -
Also, the new idea of integrated risk management is currently getting more and more popular, which has gradually blurred the distinction between so - called insurable risks and non - insurable risks. what the enterprises are in urgent need of is a comprehensive solution to all the risks that affect their operations
還有就是風險管理領域也發生了巨大變革，整體風險管理理念被人們廣泛接受，所謂可保風險和不可保風險的界限正逐漸消失，企業迫切需要綜合所有風險的全面保障。 -
Where insurable property, whether ship or goods, is expressly warranted neutral, there is an implied condition that the property shall have a neutral character at the commencement of the risk, and that, so far as the assured can control the matter, its neutral character shall be preserved during the risk
在保險財產，不論是船舶還是貨物，明確宣布保證中立之場合，存在一項默示條件，即在風險開始時，該項財產應為中立性質，而且在被保險人能控制的范圍內，在整個風險期間應保持這種中立性質。 -
Whereas the mortgaged house, as the subject - matter of insurance, is exposed to risk separately with its different parts. some risks work on the land, others do on its appurtnant buildings, which influences the insurable intrest
但是抵押房屋作為保險標的，各種風險因素發生作用的對象常常是分割的，有的風險作用於地上建築物，有的風險作用於土地，這就影響了可保利益的指向。 -
This article is based on the principles of risk management and insurance. it insights into the interrelationship among risk, insurable interest and such important factors as insurance value in mortgage insurance, explains the asymmetry of risk assumed and relevant coverage, shows the brand new concept of ratio of real estate insurance value, argues the application of replacement less depreciation approach to the valuation of insurance value in mortgage insurance, and analyzes the valued policy and moral hazard in real estate insurance
本文基於風險與保險基本原理和不動產估價原則，結合保險發達國家不動產保險實務和我國抵押貸款相關險種保單條款，深入剖析住房抵押貸款保險的風險、可保利益、保險價值等要素的內在聯系以及現行保險條款中風險與保險責任不對稱的原因，提出了不動產保險價值比率的全新概念，論證了住房抵押貸款的保險價值評估適用抵押房屋重置價值的觀點，並對不動產保險中定值保單和道德風險進行了探討。 -
The insurer under a contract of marine insurance has an insurable interest in his risk, and may re - insure in respect of it
海上保險合同中的保險人對其承保的風險有保險利益，並可將有關風險再保險。 -
Insurable the risk is confined to pure risk. so - called pure risk, be show the loss is only potential and do not have gain profit the uncertainty of the opportunity
可保風險僅限於純風險。所謂純風險，是指只有損失可能而無獲利機會的不確定性。 -
Accoding to its risk exposures in all sorts of real estate insurance and relevant insurance clauses, the insurable interest is oriented to the land or to the buildings on land under different circumstances. correspondingly, we should apply various valuation approaches to the caculation of insurance value and insurance indemnity
根據風險因素所起的作用，不動產保險不同保險條款中，可保利益有時指向地上建築物，有時指向土地，相應地，保險價值的評估和保險補償也要適用不同的方法。
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