loan interest rate 中文意思是什麼

loan interest rate 解釋
貸款利率
  • loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
  • interest : n 1 利害關系，利害；〈常pl 〉 利益。2 趣味；感興趣的事。3 興趣，關注；愛好。4 重要性；勢力；影響...
  • rate : n 1 比率，率；速度，進度；程度；（鐘的快慢）差率。2 價格；行市，行情；估價，評價；費，費用，運費...
  1. Also, a borrower taking out a low-interest rate loan can simply deposit the proceeds to earn a profit.

    一個獲得了低息貸款的借貸者可以索性將所得款項存入銀行賺取利潤。
  2. Been restricted on interest rate for long time, the domestic commercial banks are all weak in loan pricing, such as ( 1 ) the loan pricing not been involved in the decision mechanism of credit ; ( 2 ) lacking of risk price ration system ; ( 3 ) mismatching between the interest rate and the risk of the loan items

    由於長期的利率管制，我國商業銀行的貸款定價管理十分薄弱，主要體現為貸款定價未被納入信貸決策機制中；缺乏定量化的定價系統；利率浮動的幅度未能反映借款人的信用水平及貸款項目的風險程度。
  3. It is in the nature of risk - taking that some risks will inevitably materialise - a loan may turn bad, a holding of debt securities may depreciate in value because of an interest rate hike, a long position in foreign exchange may involve book losses when the domestic currency strengthens

    鑒于銀行承受多種不同風險，無可避免地部分風險會實現例如貸款變成壞帳息率飆升時債券價格下跌本地貨幣轉強時外幣長倉可能會出現帳面虧損等。
  4. Rmb deposit and loan interest rate float block expands gradually, and progressively move towards marketization day by day. part iii : on the basis of using the experience and lessons of the change of interest rate in other countries for reference in course of the interest rate marketization, it is believed that there should be a course of raising up slightly in the interest rate in the early stage. but the market fluctuations it causes will not be too much ; according to actual operation result and a medium or long term of the reform, foreign currency interest rate has already drawn close to international interest rate competence progressively ; viewed from a short time, rmb loan interest rate total competence will tend towards dropping, some loan interest rate may rise ; the interest rate of the deposit will raise up unilaterally

    總體而言，發展中國家的存貸利差要高於發達國家；第二部分：在總結前幾年利率改革包括市場化改革的基礎上，認為，迄今為止，我國利率市場化改革的程度總體上還比較低：同業拆借利率、貨幣市場債券回購利率、現券交易利率、外幣貸款利率、大額外幣存款利率等已完全市場化或基本市場化，人民幣存貸款利率的浮動區間已逐漸擴大，並已漸進的方式日益走向市場化；第三部分：在借鑒境外利率市場化過程中利率變動的經驗教訓的基礎上，認為在我國利率市場化的初期，利率應該有一小幅上揚的過程，但是其造成的市場波動應該不會太大；從改革的實際運作結果和中長期來看，外幣利率已經逐步的向國際利率水平靠攏；從短期來看，人民幣貸款利率總水平將趨于下降，部分貸款利率有可能上升，存款利率將會單邊上揚。
  5. The results indicated that the change of capital structure of chinese listed companies is counter - cyclical and financial deepening promotes the capital structure optimization of listed companies in the certain degree. empirical analysis also show there is a negative relationship between stock market scale, actual loan interest rate, profitability, fluidity, income volatility and capital structure. we also can see a positive relationship between fir, the bond market scale, the property structure, growth opportunities, size and the capital structure

    結果表明我國上市公司的資本結構變動與宏觀經濟周期之間呈逆向變動;金融深化在一定程度上促進了上市公司資本結構的優化;股票市場規模、實際貸款利率、盈利能力、流動性、收益波動性與資本結構負相關;金融相關比率、資產結構、成長性、公司規模與資本結構正相關。
  6. In the face of applying for the new high - tech enterprise of the borrowed money numerously, in order to guarantee the security and profitability of the loan, the business bank must investigate and analyze their credit state, then on the basis of choosing its credit grade, make loan, the loan time limit size, quantify of the loan, how much loan interest rate

    面對眾多申請借款的高新技術企業，商業銀行為了確保貸款的安全性和盈利性，必須對它們的信用狀況進行調查和分析，然後在評出其信用等級的基礎上，作出是否發放貸款、貸款期限長短、貸款限額大小、貸款利率多少等信貸決策。
  7. China announced at the end of april a 0. 27 percentage point hike in the benchmark one - year loan interest rate to raise the borrowing cost as part of its effort to curb an investment binge and prevent economic overheating

    作為遏止盲目投資和防止經濟過熱的措施之一，國家在4月底宣布將一年期貸款利率調高0 . 27個百分點以提高借款成本。
  8. The result shows that, under the condition of perfect competition, if bank ' s costs of providing transaction services for customers are sufficiently small, then a small tax on deposits interest income does not affect the choice of depositors ( or investors ) between deposits and direct investment ; a business tax on bank loan interest income leads to tax incidence, thus raises loan rates and induces entrepreneurs to switch from bank loan to direct financing ; a tax on bank ' s income also raises the loan interest rate, and hence reduces the demand of loans

    研究結果表明，在完全競爭條件下，當銀行為客戶提供的交易服務成本很低時，以較低的稅率對儲蓄利息開征利息所得稅不會影響儲戶（或投資者）在儲蓄和直接投資之間的選擇；對銀行貸款利息收入開征營業稅，則會引起稅收轉嫁，提高貸款利息率，使部分企業選擇直接融資方式而不是從銀行貸款；銀行業所得稅也會提高貸款利率，減少貸款需求量。
  9. The second section deals with the legal affairs involved in education debiting, which mainly centers the large - volume loaning rights, loan types, loan venture avoiding and loan interest rate involved in education organization debiting and debit interest rate, venture avoiding and government allowance involved in personal educational debiting

    第二章是教育貸款的法律研究，主要針對教育機構貸款中的巨額借款權、貸款種類、貸款風險防範和貸款利率等，個人教育貸款中的貸款利率、風險防範、政府貼息等問題從法律的角度進行探討。
  10. In this paper, we primary study two contents : 1 ) the effect of the changes of both the loan interest rate and the defaulting probability of the entrepreneur on the expected profits of the banks when the entrepreneur pursues opportunity benefit under asymmetric information. 2 ) the effect of the change of the loan interest rate on the average successful probability of the project of the entrepreneur when the entrepreneur have multi - continuous projects under asymmetric information

    摘要主要研究兩個方面的內容： 1 ）不對稱信息條件下，當企業追求機會利益時，貸款利率和企業拖欠還款概率的變化對銀行期望利潤的影響； 2 ）當企業具有多個連續投資項目時，在不對稱信息條件下，貸款利率的變化對企業項目平均成功概率的影響。
  11. We accept a large variety of listed shares as security and offer competitive loan interest rate

    我們接受種類廣泛的上市股票作為抵押品，並提供優惠的貸款利率。
  12. New ideas to achieve market - oriented loan interest rate

    實現我國貸款利率市場化的新思路
  13. This depends on your loan interest rate. generally speaking, a few still want

    這取決於你的貸款利率。一般而言，幾十塊還是要的。
  14. But in the long run, the total level of the rmb deposit and loan interest rate will tend towards rising

    但是從長期看，人民幣存貸款利率總水平將趨于上升。
  15. The deposit and loan interest rate liberalization is not only an important part but also the symbol of the completion of the interest rate liberalization

    存貸款利率市場化是利率市場化的重要組成部分，也是利率市場化完成的標志。
  16. On october 29th, 2004, there is no limitation on loan interest rate ceilings of financial institution by the people ' s bank of china ' s decision

    2004年10月19日，中國人民銀行決定對金融機構人民幣貸款利率不再設定上限，這樣，商業銀行就獲得了充分的定價自主權。
  17. This paper also discussed the strategic arrangements and the concrete measures of the deposit and loan interest rate liberalization and the influences on the macro economy and the relevant participants

    本文還探討了推進存貸款利率市場化的戰略部署和初步設想，並研究存貸款利率市場化對宏觀經濟和各相關主體的影響。
  18. You can buy a room to mortgage loan through accumulation fund, loan interest rate is very low, have one only ; if do not have, you are ok sum is retreated, still the unit makes that part, also be sum

    你可以通過公積金買房按揭貸款，貸款利率非常低，只有一點幾；假如沒有，你可以全額退出來，還有單位交那部分，也是全額。
  19. At present the interest rate liberalization in china has evolved into the deposit and loan interest rate liberalization which has reached interim target “ to manage interest rate floor on loans and to manage interest rate ceiling on deposits ”

    目前我國利率市場化改革已經演變為存貸款利率市場化改革，存貸款利率市場化改革實現了「貸款利率管下限、存款利率管上限」的階段性目標。
  20. You will get such information as the financial rules and regulations ; financial ， economic and market information ; the types of deposits and their specific way of interest calculation ; the information on deposit, loan interest rate and exchange rate between rmb and foreign exchange concerning personal financing, and so on

    您可以獲得與個人理財有關的政策法規；財經信息和市場信息；存款種類及具體的利息計算方法；存、貸款利息及人民幣與外幣匯率信息等等。
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