loan ratio 中文意思是什麼

loan ratio 解釋
存貸款比例
  • loan : n 1 出借,借出,貸。2 借出物;資金;公債,貸款。3 外來語(= loanword);外來風俗習慣。vt vi 〈美...
  • ratio : n. (pl. ratios)1. 比,比率,比值;比例;系數。2. 【經濟學】復本位制中金銀的法定比價。vt. 1. 用比例方式表達;求出…的比值;使…成比例。2. 將(相片)按比例放大或縮小。
  1. They include : counterparty analysis of securities held, maturity profile of major balance sheet items, breakdown of loan categories, risk management policies, materiality of market risk arising from the trading book, capital adequacy ratio adjusted for market risk, and the year 2000 problem

    這些項目包括分析所持證券的發行人類別主要資產負債表項目到期情況風險管理政策因營業賬冊內的交易而承擔的市場風險是否屬于重大就市場風險調整資本充足比率以及公元二千年問題。
  2. Unqualified capital index, high liquidity debt ratio, high bad loan ratio and weak adaptive ability can induce liquidity risk

    資本金充足率不達標、流動性負債比例過高、不良貸款比率居高不下、對宏觀環境變化應變能力不足都有可能誘發流動性風險。
  3. Hong kong dollar loan - to - deposit ratio

    港元貸款與存款的比率
  4. The study shows four major problems existed in individual housing loan. 1 ) supply constraints of individual housing loan. fund sources are highly dependent on commercial banks while large fund idles in the society ; house accumulation fund contributed by the borrowers has not reached a reasonably big ratio of house purchase ; and housing loan businesses of less assortments, smaller amount, and shorter terms, worsen the fund supply

    研究表明,當前我國個人住房消費信貸發展中存在著許多問題,主要包括:第一、個人住房消費信貸資金存在供應約束,從資金來源上看主要集中於商業銀行,未充分調動起社會閑散資金,公積金繳存比例小;從貸款方式來看,貸款品種單一,實貸額度小、期限較短。
  5. This was anticipated when we made the recommendation at the end of january for banks to tighten the loan to value ratio for more expensive properties, " said mr carse

    我們在一月底建議銀行收緊貴價物業的按揭成數時,已預計會出現有關情況。
  6. However, the improvement in the loan delinquency ratio over the last few months has been maintained

    然而,過去幾個月貸款拖欠比率有所改善的情況持續。
  7. " the mortgage delinquency ratio continued to improve. this can largely be explained by repayments of overdue loans and more rescheduling requests accommodated by the banks as reflected by the rise in the rescheduled loan ratio, " said mr david carse, deputy chief executive of the hkma

    金管局副總裁簡達恆說:按揭拖欠比率持續改善,主要原因是拖欠貸款獲得償還,以及銀行接受更多重組貸款的要求,其中後者可從經重組貸款比率上升的情況中反映。
  8. Part 4 is the empirical analysis to chinese listed companies " financings behavior. reaching for the company ' s financing structural analysis of the developed country, making the conclusion : profit financing ratio is the highest financing, bank loan is the most important way in the external financing, final just selecting equity financing, analyzing to the financing structure of chinese listed companies, the listed company ' s financing

    第四部分我國上市公司融資行為的實證分析這部分包括第四章是本文的另?個重點,先對發達國家公司融資結構分析,發達國家公司融資順序為:留存收益比率最高,銀行貸款是最重要的外部融資方式,最後才』選擇股權融資。
  9. " while it is too soon to say that a revival is underway, the series of interest rate cuts appears to be having some positive effect on banks mortgage loan portfolios, " said mr david carse, deputy chief executive of the hkma. " new lending has been picking up a little and there have also been signs of improvement in the delinquency ratio.

    金管局副總裁簡達恆說:現在談銀行按揭貸款業務正重上升軌未免言之過早,但近期一連串減息似乎對這類業務產生了一些正面作用,不但新批出貸款略有增加,貸款拖欠比率也有改善的跡象。
  10. Through analyzing this bang ' s financial ratio index and the factors which affect its liquidity, we think that the bank ' s present cash ratio, liquidity ratio, deposit and credit ratio, the total credit amount to total asset ratio, bad loan ratio can all meet the requirements of the concerning laws and regulations and they all going toward well directions

    通過對影響湘潭建行流動性因素和財務比率指標的分析,我們認為該行目前的現金比率、流動比率、存貸比率、貸款總額與總資產之比,或能滿足有關規定、或在向好的方向發展,且市場信息狀況較好。
  11. Rescheduled loan ratio

    經重組貸款比率
  12. Rescheduled loan ratio is measured by a ratio of total amount of rescheduled loans to total outstanding loans

    經重組貸款比率rescheduled loan ratio指經重組貸款總額占未償還貸款總額的比率。
  13. The financial institution non - performing loan ratio descends 4. 5 percentage points, and national foreign exchange reserves reaches 286, 400 million us dollars

    金融機構不良貸款比率下降4 . 5個百分點,國家外匯儲備達到2864億美元。
  14. The fact that, notwithstanding having gone through some of the worst of circumstances in the history of hong kong, the banking system has a non - performing loan ratio in low single digits speaks volumes for the robustness of the banking system of hong kong and its ability to manage risk

    盡管香港的銀行體系過去幾年經歷了可以說是香港有史以來最惡劣的環境,但銀行體系的不良貸款比率仍處于單位數字的低水平,充分反映香港銀行體系非常穩健,而且管理風險的能力亦相當高。
  15. The increase in the rescheduled loan ratio in recent months indicates that banks have been entering into more loan restructuring arrangements with borrowers

    最近幾個月經重組貸款比率上升,顯示銀行與借款人達成的債務重組安排個案有所增加。
  16. At present the usage of the fund throughout china is at large with low efficiency. the individual loan ratio ( the balance proportion of individual loan over total ) is on the low side with few procurement of national debt. a large amount of fund is deposited in the special account of the consignment bank without intelligent use

    目前就全國范圍而言,住房公積金的使用效率普遍不高,住房公積金個貸率(個人貸款余額占歸集余額的比例)偏低,國債購買量較少,大量資金沉澱在委託銀行專戶未合理使用。
  17. The bank ' s non - performing loan ratio fell to 4. 43 percent by 2005, coming closer to the 1 - 2 percent level reported by sophisticated foreign banks

    到2005年,中國工商銀行的不良貸款比率降至百分之4 . 43 ,與國外優秀銀行的1至2個百分點的水平越來越近了。
  18. The increase in the rescheduled loan ratio reflects banks responsiveness to assist borrowers in financial difficulties, thereby taking the pressure off mortgage delinquencies, said mr david carse, deputy chief executive of the hkma

    金管局副總裁簡達恆表示:經重組貸款比率上升,反映銀行積極幫助有財務困難的借款人,因而紓緩了按揭貸款拖欠比率的壓力。
  19. Our commercial banks, especially the state - owned banks, have so lowly qualitative credit assets and highly bad loan ratio that credit risk becomes the biggest financial risk of our country

    我國商業銀行尤其是國有銀行信貸資產質量低下,不良貸款比率一直居高不下,銀行信用風險成為我國金融風險的最大隱患。
  20. Deposit protection is certainly not an automatic outcome, and neither is the sharing of commercial and consumer credit data, which helps keep the non - performing loan ratio of the banking system low and has benefited consumers by allowing them to replace credit card debt with other, cheaper forms of borrowing

    存款保障肯定也不是自行演變出來的結果共用商業及個人信貸資料的措施同樣亦不是自行出現的,這些措施促使銀行體系的壞帳比率維持在低水平,並惠及消費者,讓他們能夠將現有信用卡債務轉為其他較低息的貸款。
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