loan statistics 中文意思是什麼
loan statistics
解釋
借書統計, 出借資料冊次統計- loan : n 1 出借，借出，貸。2 借出物；資金；公債，貸款。3 外來語（＝ loanword）；外來風俗習慣。vt vi 〈美...
- statistics : n. 1. 統計學，統計法〈用作單數〉。2. 統計數字[資料]，統計表〈用作復數〉。
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On the data statistics of annual reports of four state - owned commercial banks ( 2004 ), loan revenue take up above 60 % of commercial bank ' s operating income, loan accounts for above 85 % of commercial bank ' s asset. so, it is important that whether loan price could cover cost and risk of bank, and whether it could get the maximum of benefit
根據四大國有商業銀行2004年年報的數據，貸款占資產總額的平均比重為60 % ，利息收入占營業收入的平均比重為85 % 。可見，貸款定價是否合理，貸款價格能否補償銀行的成本和風險，對商業銀行的發展至關重要。 -
Statistical data such as income statements, balance sheets and loan statistics are prepared and approved for release by the office of the controller
統計資料如營業收入報表、資產負債表、貸款統計等資料準備及核淮后統一由財務長發布消息。 -
Based on the literature review this study classifies the variables in four dimensions : borrower characteristics dimension, loan characteristics dimension, property characteristics dimension and regional characteristics dimension. 19 variables such as borrower ’ s age, loan - to - value etc enter these four dimensions. using the statistics software spss10. 0, this study conducts descriptive statistics, factor analysis, discriminant analysis and logistic regression
結合國內外研究經驗以及樣本數據，本文從借款人特徵、貸款特徵、房產特徵、區域特徵四個維度，選取了性別、年齡、貸款金額、貸款價值比、住房總價值、房價指數等19個變量，利用spss10 . 0統計軟體中的描述性統計、因子分析、判別分析、邏輯斯蒂回歸分析對個人住房抵押貸款違約風險的影響因素進行了實證分析，並在分析中區分了實質性違約和逾期。
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