main bank system 中文意思是什麼
main bank system
解釋
主要銀行體系-
Expounds the five main aspect of risk in national commercial bank, i. e. signal liability structure, bad loan quality, low capital efficiency, imperfect restriction on interior power, thin consciousness on risk avoidance ; summarizes five characters of the bank risks, including risk concentration, moral risk, risks caused by system structure, inequi ty between bank risks and revenues, aggrandizement trend of bank risks ; analysis eight reasons for bank risks, including proprietary ownership voidance, macroeconomic fluctuation, ineffective capita ] buffer mechanism, enterprise reasons. no synchronous fiscal investment and financial reform, incompetence law and regulation enforcement. chapter4 argues the opportunities and challenges of the financial globalization and requirement for bank risk managem ent. chapters suggests the methods for the risk management of national commercial bank
緊接著在第三章闡述了我國國有商業銀行風險的「五大表現」 ，即負債結構單一、信貸資產質量差、資本充足率低、內部控制機制薄弱、防範風險的意識淡薄；總結了我國國有商業銀行風險的「五大特點」 ，即風險高度集中、風險人為匿藏、風險的體制性、風險與收益嚴重不對稱、風險呈繼續擴大態勢；剖析了我國國有商業銀行風險形成的「八大因素」 ，即金融產權「人格」虛設、宏觀經濟波動、資本金等緩沖機制不健全、財政、投資和金融的體制改革不配套、法律和法規不健全等。 -
Secondly, aiming at the shortage of the present study on this problem, this thesis try to make some creative breaks : explain the connotative definition of intermediate business in systematically to benefit this kind of problem to further study ; study the problems of risk aversion and prevention with it ' s development ; evaluate the market risk, the credit risk, investment risk etc. ; try to establish a valid system to evaluate the risk of intermediate business. the main method we used in this thesis to evaluate the risk of intermediate business is var ( value in risk ). at last, study to take some measures which will match the real state of our country to prevent the risk of intermediate business, which will do some good to intermediate business in china " s commercial bank
其次，針對已有研究中的不足和此類問題的研究現狀，本論文力求創新與突破的是：比較系統地對商業銀行中間業務進行界定和研究其發展策略，有利於對此類問題的進一步深化和擴展；從商業銀行中間業務不斷發展的角度來研究風險規避和防範等問題，評估中間業務面臨的市場風險、信用風險、投資風險和管理風險等一系列風險，嘗試建立有效防範中間業務風險的評估體系，本文主要運用var法來評估中間業務的市場風險；探討符合我國國情的商業銀行中間業務風險防範措施，以期對我國商業銀行中間業務的發展有所裨益。 -
Then, the paper points out the main problem of the crisis are shortage of personal information share and distemperedness of punishment system to breach of faith. thirdly, according to the survey of bank ' s employees and other ordinary " people, the paper discusses the structure and intensity of banks " information requirements. in succession, the paper discovers the different kinds of the sources of personal information, especially the attitudes of banks to providing the personal information that is saved in their own databases
然後，結合統計軟體spss10 . 0 ，文章對157個針對銀行職員（分佈在13家銀行）的調查樣本和172個針對普通居民的調查樣本進行了統計分析，得出我國銀行判斷個人信用狀況所需的個人信用信息的結構以及各自的需求強度；分析了各個個人信用信息供給源，特別是銀行提供個人信用信息共享的狀況、動力（或態度）和障礙；與此同時，對我國建立個人信用信息體系過程中，如何理解個人隱私以及如何保護個人隱私的問題，文章也做了詳細地闡述。 -
As a special phenomenon of finance system in china, postal finance supplies finance services for the individual depending on postal networks. it was one of the main financing channels for the peoples bank of china till 2001 and constitutes the complete concept of postal finance when market operation in postal savings capital is applied. that is to deal with service of currency capital in situation of finance market, and to allocate the capital in its best way by advantage of postal infrastructure
郵政金融作為我國金融體系中的一種特殊現象，依託郵政的網路設施為個人提供金融服務， 2004年以前是央行融資的重要渠道之一，直至郵政儲蓄資金的市場化運作才形成了完整的郵政金融概念，即在金融市場環境下利用郵政基礎設施經營貨幣資金融通業務，對資金進行跨期最優配置。 -
Based on the brevity discuss about the theory & practice development of performance measurement in internal and oversea commercial banks, and the brief analysis about the main financial performance assessment models, the author analyses the theoretical defects and practical bewilderment of our internal commercial banks " financial performance evaluation system. subsequently, the basic principium & the central thoughts of balanced scorecard ( which is a performance evaluation system grown up in america in 1990s ) are introduced, and after a profound analysis on the meaning of bsc ' s four performance assess factors ( financial, customer, the internal business process, the learning and growth. ), the profound enlightenment meanings, such as forming strategic operation thoughts, implementing bank ' s strategies practically, evaluating operation performance comprehensively and scientifically, are explicated
本文首先簡要論述了商業銀行績效測評概念的內涵與意義，並在對國內外商業銀行績效測評理論與實踐發展及商業銀行主要的財務績效評價模型作扼要評述的基礎上，分析了我國商業銀行當前財務業績評價系統的理論缺陷與實踐困惑；隨后，文章介紹了20世紀90年代在美國興起的平衡計分法績效測評系統的基本原理、核心思想，並在對平衡計分法的財務、顧客、內部業務流程和學習成長四個業績評價要素進行深入分析之後，闡述了平衡計分法對我國商業銀行塑造戰略性經營思維、切實實施銀行戰略、全面科學測評銀行經營績效的深刻啟示意義。 -
Then, it analyzes the current situation of the operation performance of the secondary bank, and considers that the main reasons lies in the influence of state - owned commercial bank of branch mechanism ' s management system, difficulty in adapting to the great change of outside environment, the defect of classified authorization mode of state - owned bank, the fall behind of organization concepts, check supervision mechanism and the imperfect of the inner - controlled mechanism, etc. therefore, operation mechanism must be reformed and operation performance must be improved
其次，對延安工商銀行經營績效現狀進行了分析，指出延安工行經營績效難以進一步提高的主要原因在於國有商業銀行分支機構管理體制的影響、難以適應外部劇烈變化的環境、國有銀行分級授權模式存在缺陷、組織理念落後、稽核監督機制與內控機制不完善等，因而亟待進行經營機制改革，提高經營績效。 -
Commercial bank is the core of money market. it is the main part in many countries " financial system because of its multitudinous organization and its abundant capital
金融市場的核心是商業銀行，在當代世界各國的金融體系中，商業銀行以其機構眾多、業務量大、輻射面廣、資本雄厚而居於主體和骨幹地位。 -
The state - owned commercial bank having environmental conditions, we must carry out the reform greatly, step by step, in line with the successful experiences of the reform of the state - owned enterprises, taking the diversified network type of ownership of share structure as a basic model. we should build large, comprehensive, multinational group companies operated by transtrading with banking as their main business, gradually make the state - owned commercial bank suitable for the international financial system to strengthen their competition
現階段對國有商業銀行進行股份制改造已不存在理論和政策障礙，環境條件具備，應借鑒國企改革成功經驗，大膽改革，分步實施，以多元化網路式股權結構作為基本模式，培育以銀行業為主、跨行業經營的大型綜合性跨國集團公司，逐步使國有商業銀行與國際金融業制度對接，以全面增強其競爭實力。 -
An overview of the research on the japan main bank system
日本主銀行體制研究述評 -
The implementation of operational security was illustrated by the practice of personal operations, public operations and bank certificates operations, etc. under the endeavors of the author and other colleagues, through the using of call center system as the operation working platform and the website www. 95599bj. com. cn as the main accessing net station for clients, e - banking system of beijing agriculture bank has successively developed such services as finance information, introduction for financial products, enterprise and personal finance operation disposals, bank certificates operations, funds, long - term trade for foreign exchange, internet electricity purchasing, capital checking bulletins for administration for industry and commerce, integrated financing cards, the opening of all the above services has built up a favorable image for our bank
目前，北京農行網上銀行系統以已經投產的callcenter系統為業務處理平臺，以我行www . 95599bj . com . cn站點為對外客戶訪問的主網站，相繼開通了金融信息、金融產品知識介紹、企業和個人金融業務處理、銀證通業務、基金、外匯買賣遠期交易、網上購電、工商局驗資公示、綜合理財卡等服務，為我行樹立了良好形象。最後，本文提出了網上銀行系統業務的不足之處，提出了學習信息安全的收獲及我國網上銀行業務發展對策。 -
The first section is about the main function of bond market, and the second section is about the importance and indispendance of bond market. chapter two is about some essential problems of bond market, composed of four sections. the first section analyzes problems of inter - bank bond market, the second section analyzes problems of bourse bond market, the third section discussed the interest rate system of bond market, which is the benchmark of the whole market, the forth section analyzes problems of bond market media
本章共分四節，基於債券市場跨越了貨幣和資本兩個市場的特性，前兩節分別從貨幣市場和資本市場的角度剎析了債券市場存在的問題，銀行間債券市場被定位於貨幣市場，交易品種則以國債為主;作為資本市場的債券市場則主要包括在交易所交易的中長期企業債市場以及將來將形成的金融債市場，對於他們存在的問題，本章一一進行了闡述。 -
Japan ' s financial system, which formed based on the special background inside and outside japan, and with characteristics of the " convoy system ", indirect financial structure and the " main bank lending " system, had worked very well in the course of its postwar economic recovery and development
以「護送船隊」金融管理體制、間接金融為主的金融結構以及主銀行制度為主要特徵的日本金融體制，是在戰後日本特殊的內外環境下逐漸形成的，它對戰後日本經濟的恢復與發展起到了巨大的支撐作用。 -
Because of the difference in the connection between any two branches of a commercial bank, there are four kinds of external organization in the commercial bank system, that is single bank system, main - branch bank system, group bank system, and mixed bank system
根據商業銀行分支機構間相互關系的不同，商業銀行外部組織體系分為單一銀行制、總分行制、集團銀行制和混合制。本文第二章著重介紹總分行制。 -
The structure of propriety rights is consisted of two parts : artificial persons " inter - holding and the main bank system
所有權結構分為兩個方面:法人相互持股和主銀行制 -
Moreover, for chinese banks and researchers, both the requisite technologies and experiences in this field are just in the beginning steps, yet somewhat lagged behind. the main purpose of this paper is to give a complete and systematic discussion on the theoretic basis, methods and formalities of the five - class system of credit assets, which is currently used in the people ' s bank of china, together with the introduction and comparison of other contemporary formalities of credit assets adopted by other commercial banks. then we give a deep and concrete analysis of the situation and problems in the current operation of the credit assets five - class system in the b city commercial bank in anhui province
本文的主要目的就是針對目前中國人民銀行正在推行的信貸資產五級分類的理論基礎、方法及程序進行了較為全面和系統的論述，並對同時期國內外商業銀行所採取的信貸資產分類模式做了相應的介紹和比較，進而具體剖析了現階段安徽省b市商業銀行在信貸資產五級分類操作中的具體步驟，同時，借鑒了貸款風險評估的相關理論和模型，對安徽省b市商業銀行目前的貸款風險分類方法的現狀和存在的問題進行了較為深入的、系統的分析。 -
Four state bank industry and commercial bank, agriculture bank, china bank, construct bank are main body of financial system in china. and share of their financial capital is seventy percent
我國金融體系的主體是工、農、中、建四大國有獨資商業銀行，其金融資產份額約占總量的70左右。 -
Deposit insurance system is a very important part of bank ' s safety net, and the main core of the deposit insurance system operation is deposit insurance fund operation
摘要存款保險制度是銀行「安全網」的重要組成部分，而存款保險制度有效運行的核心內容是存款保險基金的有效運行。 -
The third chapter, based on surveys of risk situation of china ' s commercial banking, discusses the relation between system transition and bank risks, pointing out the main features of commercial banking risks in china : risk concentration and the disproportionate risk - profit relation, the covert cumulativeness and partial outbreak of risks, and risks " institutional and uncontrollability properties
第三章在對中國商業銀行風險的現狀進行考察的基礎上，論述了體制轉軌與銀行風險之間的關系，指出了我國商業銀行風險的特徵：風險的集中性與「風險? ?收益」的非對稱性、風險的隱蔽累積性與局部爆發性、風險的體制性與失控性等。 -
Main - branch bank system is the key content in chapter 2. in our country, the internal organization is divided with the kinds of works or products. there are no differences in those different internal organizations in our country
我國商業銀行內部組織結構基本上是按業務種類和產品來劃分的，而且無論是四大國有商業銀行，還是股份制商業銀行、城市商業銀行，它們的內部組織結構幾乎一樣，沒有各自的特色 -
Aiming at the above reasons, the article proposed some measures to avoid and dissolve loan risk. for example the commercial bank should establish the early - warning system and program control system. the author suggested recovering the main bank system
針對以上原因，本文提出了防範與化解貸款風險的一些措施：如建立預警系統、程序控制等，並提出了要恢復主辦銀行體制的觀點，以期對我國商業銀行貸款風險控制能力的提升有所幫助。
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