mortgage asset 中文意思是什麼
mortgage asset
解釋
抵押資產-
Asset securities include mortgage pass - through securities, mortgage - backed securities, pay - through securities and strip mortgage / collateral securities
資產證券的種類主要有轉遞證券、資產支持債券、轉付證券、剝離式抵押擔保證券。 -
In view of present scattered and incompact research of the field in mainland, while systemic and meticulous research is also necessary for the development of legislation and economy demands, during the course of property legislation and asset securitization, i choose the issue of the accessory character and independent character of mortgage as the subject of my thesis
選擇抵押權的附隨性和獨立性問題作為畢業論文研究的方向，主要是看到目前國內對這個問題的研究處於一種不系統、不細致的狀況，而我國的物權立法和資產證券化正處于攻堅階段，立法和經濟生活要求對這一問題進行系統、細致的研究。 -
Inaugural hk 1 billion mortgage bond asset swap programme signing ceremony with dao heng bank
首個億港元按揭及債券資產交換計劃簽署儀式 -
Signing ceremony of the inaugural hk 1 billion mortgage bond asset swap programme between the hkmc and dao heng bank
香港按揭證券有限公司與道亨銀行舉行首個億港元按揭及債券資產交換計劃簽署儀式 -
The hong kong mortgage corporation limited inaugural hk 1 billion mortgage bond asset swap programme signing ceremony with dao heng bank
香港按揭證券有限公司與道亨銀行舉行首個億港元按揭及債券資產交換計劃簽署儀式 -
Press release : the hong kong mortgage corporation limited inaugural hk 1 billion mortgage bond asset swap programme signing ceremony with dao heng bank
新聞稿：香港按揭證券有限公司與道亨銀行舉行首個億港元按揭及債券資產交換計劃簽署儀式 -
Based on the difference in the securities repayment structure, the securitization tools can be divided into pass - through securities, mortgage - backed bonds and pay - through securities. the emergence of asset securitization has brought with it enormous economic benefits. it will lead to the optimization of financial structure, the construction of a
首先，本文介紹了資產證券化在國內外的發展，在建行、國開行資產證券化試點工作完成以前，我國資產證券化實踐已經有了一定的發展，雖然相關的產品設計以及法律制度還不完善，但這些實踐給我 -
" it is encouraging to see continuing improvement in the asset quality of banks mortgage portfolios in line with the pick - up in the economy.
金管局副總裁韋柏康表示：隨經濟復甦，銀行按揭組合的資產質素持續改善，實在令人鼓舞。 -
The government and the banking circles hope to raise the efficiency of the housing financing regime, improve the banks " asset quality and to diversify the risk, so as to promote the development of real. it is necessary and workable to applying the mortgage - backed securities to propel housing innovation, although what we are should be attention to the necessary mortgage environment and it ' s policy are not completely fostered
由銀行等機構作為項目發起人，首先要分析自身對抵押貸款證券化的融資要求，然後通過對現有信貸資產進行清理、估算和核查，選擇一定數量的房地產抵押貸款作為證券化目標，並從資產負債表中剝離出來，將這些資產匯集組建資產池（即資產組合） ，作為證券化的基礎資產； （ 2 ）出售貸款組合，即「真實出售」 。 -
Structure financial instrument includes commercial mortgage - backed securities ( cmbs ), asset - backed securities ( abs ), real estate investment trusts ( reit ), and residential mortgage - backed securities ( cmbs ). according the research report of us, most of abs and mbs is floating interest rate, and credit rate is aaa and duration is short term. also, the structure of abs and mbs are different with different client requirement of cash flow
在美國金融市場上的結構化金融產品包括個人住房貸款抵押支持證券（ rmbs ） 、商業貸款抵押支持證券（ cmbs ） 、債務抵押債券（ cdo ）和資產支持證券（ abs ） ，而abs主要包括信用卡應收賬款支持證券（ creditcardabs ） 、汽車貸款支持證券（ autoabs ） 、學生貸款支持證券（ studentloanabs ）和家庭財產支持證券（ homeequityloanabs ）等。 -
As banking supervisor i am glad to see an improvement in the asset quality of banks, in that the deficiency in the value of the security of their mortgage loans has been reducing
作為銀行監管機構，金管局很高興見到銀行的資產質素有所改善，按揭貸款抵押品價值不足以抵償未償還貸款額的情況有所緩和。 -
Other investors were happy to buy that commercial paper because it was “ asset - backed ”, in the form of the mortgage debt
而其他投資主體很樂意購買商業票據，因為其擁有抵押債務形式的資產擔保。 -
From the mortgage loan of real estate to the development of the market of consumer credit, from bank trade improvement management to enterprise, extend financing channels, show the advantage of asset securitization invariably
從房地產抵押貸款到消費信貸市場的發展，從銀行業改善經營管理到企業拓展融資渠道，無不顯示資產證券化的優勢。 -
The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。 -
Under the background of frequent activities such as reorganization 、 m / a and mortgage and chartering taking place, paralleled with advanced notion like strategy management and value analysis, enterprises and individuals pay more attention to asset current value and its management
隨著資產重組、抵押租賃等資產業務的頻繁迭起，以及戰略管理、價值分析等先進理念的孕育而生，企業和個人日漸重視資產的現時價值及其管理。 -
In the choice of basic asset of cross - border securitization, we can consider in several aspects such as collateralized loan obligations, mortgage - backed securitization, basic infrastructure charge, trade credit and so on
在跨國資產證券化的基礎資產選擇上，主要可以從工商業貸款、住房貸款、基礎設施收費和貿易應收款等方面考慮著手進行。 -
It can vitalize and flow the slow asset, but can not vitalize the low quality asset. so the key to the question is the choice to the slow asset and the way of securitization. on chapter 8, the mortgage - backed securities ( mbs ) is considered
該章指出我國應當實現不良信貸資產證券化，但是資產證券化在處理不良資產方面僅可以起到有限的作用，可以用來盤活流動差的資產，但不是用來盤活質量低劣的資產，因此問題的關鍵是不良資產證券化的資產選擇和證券化的方式及信用擔保方式。 -
The thesis considers the alternative modes of choosing basic asset of credit asset securitization in our country at present concluding securitization mode of housing mortgage loan, infrastructure project loan and non - performing loan, then makes an in - depth analysis on four aspects, i. e. stock scale, cash flow, being reorganized or not, clarity of credit grade, and summarizes the superiority and inferiority of all alternative modes on the basis
文章認為當前我國信貸資產證券化基礎資產選擇的可選模式包括住房抵押貸款證券化模式、基礎設施項目貸款證券化模式、不良貸款證券化模式，並從存量規模、現金流、可重組性、信用等級明確性四個方面進行深入分析，在此基礎上總結出各可選模式的優劣勢。 -
Asset quality of the mortgage portfolio remained stable.
另一方面，按揭貸款組合的資產質素維持穩定。 -
The asset swap arrangement will help the hkmc to acquire mortgage assets under the current difficult market environment
資產交換安排有助按揭證券公司在當前比較困難的市況下買入按揭資產。
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