mortgage clause 中文意思是什麼
mortgage clause
解釋
抵押條款, 受抵押權條款-
In insurance business practice, the building insurance clause in mortgage insurance usually applies the real estate value to amount insured, wheras raplacement approach is applied to the indemnity, which causes overinsurance ? the amount insured is greater than insurance value. the excess amount is perfectly equal to the land value or a portion of land value, which prejudices the interest of the insured
在保險實踐中，住房抵押貸款保險的房屋保險條款通常以不動產價值作為保險金額，而在保險補償時適用重置價值標準，導致保險金額總是大於保險價值的超額保險情況，超出的金額就是土地的價值或者土地價值的一個比例，這對被保險人是不利的。 -
For example : since there are too many ruling departments and without a united procedure, it ' s hardly to provide safety guarantee for trading activities ; there is an overlapping risk on the object in a real estate mortgage guarantee case ; the character of the underlying indemnity right of a building - project constructor remains uncertain, and also there is no regulation on a possible effect collision between real estate mortgage guarantee and in - building house mortgage ; there is still no legal clause on the point that whether it is possible for a rural villager " house to become the object of mortgage guarantee
諸如，不動產抵押登記的管轄部門過多，程序不統一，難以保障交易安全；不動產抵押標的物有重合風險；建築工程承包人優先受償權的性質不明，且與在建房屋抵押權的效力沖突未規定；農村村民的房屋是否可以設定抵押權立法不明等。第三部分：對我國有關不動產抵押的幾個主要問題，包括設定抵押權的私房買賣中的權利限制、樓花按揭、城市房地產抵押的法律分析、不動產抵押權與租賃權的沖突與協調作了分析和探討。 -
In case an event of default has happened, the mortgage lenders would already have the right to call for immediate repayment under the " event of default " clause
況且若出現違約事件，根據違約事件條款，按揭貸款人已有權要求即時償還按揭貸款。 -
In view of the above, the model mortgage deed does not contain a stand - alone " on demand " clause, and the relevant provisions tie the right of the mortgage lender to demand immediate repayment from the mortgagor to the specified events of default
有見及此，標準按揭契據並沒有獨立的按要求隨時還款條款。按揭貸款人可要求按揭人即時還款的權利只與特定的違約事件掛。 -
Some of the existing mortgage deeds contain both a repayment " on demand " clause as well as an " event of default " clause the happening of which will entitle the mortgage lender to demand the immediate repayment by the borrower of all money and liabilities due or owing by the borrower to the mortgage lender under the mortgage
部分現有按揭契據載有按貸款人要求隨時償還條款，及違約事件條款，即一旦發生違約事件條款內所述事項，按揭貸款人即可要求借款人即時償還借款人在按揭貸款下欠按揭貸款人的所有款項及債項。 -
Chapter iv is to make an introduction to the effect on the ship mortgage financing by the implementation of ism code. the bank will face such new risks as the vessel loses insurance compensation, civil liability of financing shipowner increases etc. in order to protect their benefits and avoid these risks fully, banks will operate by contract arrangements and in light of the hull insurance clause. shipowner should represent and warranty the real shipowner, classification of ship, the hull insurance, protection and indemnity insurance, etc. chapter v falls into three sections
第四章主要討論了ism規則實施后，銀行開展船舶抵押融資將面臨船舶失去保險賠償，融資船東民事賠償責任增加等新風險，為充分保障自己的利益，轉嫁ism規則實施給銀行帶來的風險，銀行必然通過適當的合同安排和按照船舶保險合同條款的要求開展業務，融資船東需對真實船東、船舶船級、船舶保險和保賠保險等作出如實陳述和保證。
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