mortgage finance 中文意思是什麼
mortgage finance
解釋
按揭貸款；抵押融資-
In cases where mortgage of property is obtained as collateral security for trade finance / loan, title verification should be made by the approved advocate and satisfactory report should be kept on record, duly approved by the branch manager
如果公司把財產作為抵押品進行貿易融資貸款，應經過分行經理的合理批準，由授權的律師對抵押品進行資質審核，公司提交貸款報告並交銀行備案。 -
At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance
本論文首先從分析住房抵押貸款的風險種類入手，提出了多種風險處理措施，指出住房抵押貸款風險最有效的轉移措施是保險，並介紹了國內外現行住房抵押貸款有關保險，詳細闡述了美國的成功經驗：通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障，化解來自借款人不能償付貸款的風險，促使整個房地產金融活躍起來。 -
Hypothecate institution is non - bank fiance institution, personal house mortgage loan hypothecation institutions incept the pbc, ministry of construct and ministry of finance, our country ' s hypothecation system can divided into two parts : the policied hypothecation system and the business. the double hypothecation mechanism is bulied for separate risk
在對擔保機構為非銀行金融機構定性的框架下，提出個人住房貸款擔保機構接受人民銀行、建設部、財政部共同監管，擔保機構為全國性、區域性的組織結構，針對不同消費群體分為政策性擔保體系和商業性擔保體系；建立了旨在分散風險的再擔保機制。 -
In our country, the middle & small sized firms are confronted with more financing handicaps than the foreign small businesses are mainly in deficient credit with their assets, the fewer assets for mortgage and difficult in mortgage, oweing to underdevelopment of financial system, absence of credit grade evaluation, distortion of finance policy, bankrupt of some small businesses, and a series of problems
豐田、福特、微軟、科思等世界著名公司的發展，均以企業家在中小企業中的創業為發展的起點。在我國，由於金融體系不發達、商業銀行缺乏評估信貸價值的技術、政府金融政策存在扭曲、中小企業資信較差、倒閉比率較高等一系列問題，中小企業面臨著更多的融資困難。 -
A civil servant who joins the government s home finance scheme, home purchase scheme or housing loan scheme obtains a downpayment loan from the government in addition to the mortgage loan from the bank
某公務員參加政府的居所資助計劃自置居所資助計劃或購屋貸款計劃，除了向銀行借取按揭貸款外，並向政府取得首期貸款。 -
As the finance lease plays a very important role in ca ' s aircraft finance, the thesis addresses very detailed comments on its concept and distinguishing criteria set out by mof. furthermore, the thesis describes the principles and structures of some aircraft finance facilities once or currently ca widely utilize including japanese leveraged lease ( " jll " ), eximbank or ecgd supported lease and mortgage loan in rmb which classified as tax - oriented lease, assets - backed finance lease and direct borrowing from bank, respectively
本文首先回顧了國航飛機融資的歷史，對國航飛機融資中目前佔有重要地位的融資租賃的概念、判定依據以及國航使用最多的幾類飛機融資工具包括以日本杠桿租賃為代表的節稅租賃、出口信貸為代表的財務租賃以及人民幣抵押貸款等的原理、結構作了較為詳盡的論述。 -
These companies and people, who are not satisfied with the services provided by mainland s domestic banks, are the potential customers of foreign financial institutions. business opportunities in trade finance, foreign exchange, mortgage, hire - purchase and other fee - based services are considerable in the medium term
除現有的外商投資企業客戶外，隨西部地區經濟發展而興起的私營企業和中產階級，由於對國內銀行提供的服務不盡滿意，大有條件成為外資金融機構的客戶。中期而言，在貿易融資、外匯買賣、按揭、分期付款及其他收費服務方面的商機將相當可觀。 -
Through comparing and researching the international housing finance pattern and considering china ' s reality, the article puts forward that china should select the housing finance pattern that housing securitization is the principal part, and housing provident fund and housing deposit develop together. mortgage bank bonds is an important and new - type housing securitization
本文通過對國際住房金融融資模式進行比較研究，結合我國國情，提出我國應構建「以住房證券化為主體，住房公積金制度和住房儲蓄制度并行發展」一體兩翼的住房金融融資模式，抵押銀行債券作為住宅金融住房證券化創新的重要品種。 -
Promoting the mortgage - backed securitization of real estate ( mbs ) is a feasible solution to dissolve the financial risks. mbs can impel the domestic requirement and the firm development of real estate finance. it can then push the real estate industry into a healthy orbit as soon as possible
而推行房地產抵押貨款證券化是化解房地產金融風險的一項基本的措施，它具有拉動國內需求，化解金融機構運營風險的雙重作用，並能促進房地產金融穩健發展，進而推進房地產業盡快復甦走上健康發展的軌道，因而應成為當前我國金融業急需推進的工作之? 。 -
If employees have finance problem, when hospitalization occurs, we can offer the service of prepaying the hospitalization mortgage
在員工住院發生財務困難時，我們可提供預付住院抵押金的服務。 -
Hung kai finance established to offer a one - stop mortgage service
成立鴻基財務有限公司，提供一站式樓按服務。 -
As for the residential finance policy, government should function as the subject to set up the residential security system and should reinforce the reform of the residential finance, in addition to mortgage accumulation fund loans, the government should found low - rate or rate - free loans for those families with low or medium income, set up risk security mechanism for the policy - related residential mortgage loans to provide them with loan guaranty
在住房金融政策方面，政府理應成為構建住房保障體系的主體。政府應進一步深化政策性住房金融改革，除住房公積金貸款以外，應建立直接面向中低收入家庭發放的低息或無息貸款，建立政策性住房抵押貸款風險擔保機制，為低收入家庭貸款提供擔保，增強其購房能力，促進住房保障制度的順利構建。 -
Practicing this regime requires certain pre - conditions such as the scale of mortgage loans, a brisk stock market, a huge group of investors as well as a number of intermediary service institutions including credit rating corporations, insurance companies, law firms and accounting firms. in china, the securitization of housing - mortgaged loans has become heatedly discused topic recently. in our country, initiate innovations are needed for the market potentiality of real estate, explosive expand in house requirement, further improvement in house market and to develop and reinforce the housing finance, and so mortgage - backed securities provided a ideal tool for resolving the problem for those
所謂房地產抵押貸款證券化，就是將房地產抵押貸款債權轉化為房地產抵押證券的過程，具體而言，也就是金融機構將其持有的若干房地產抵押貸款依其期限、利率、還款方式進行匯集重組，形成一系列房地產抵押貸款資產池（資產組合） ，再將該組合出售給從事抵押貸款證券化業務的特殊目的機構（ spv ） ，通過擔保機構擔保實現信用升級后，經信用評級機構評級，由證券承銷商將信用級別較高（通常為aaa或aa級）的抵押貸款支持債券出售給投資者的一種證券化模式。 -
Finance was the worst performing sector as its performance was dragged down by the bell - weather hsbc which issued a profit warning regarding the increased provisions on its us mortgage books
金融板塊表現最差，受到龍頭股匯豐控股發出盈利預警的拖累，該公司提高了其美國按揭貸款業務的撥備。 -
The bursting of the property price bubble dampened considerably the demand for mortgage finance. with the general demand for credit also remaining subdued as a result of the slow economy, there was a surplus of liquidity among the banks, resulting in much more competitive pricing for such traditionally good quality assets as home mortgages
物業價格泡?爆破令按揭貸款需求大為減少，加上經濟放緩下對信貸的整體需求疲弱，促使銀行體系流動資金過剩，引發住宅按揭貸款這類傳統優良資產的利率極具競爭力。 -
No doubt, jobs will be lost in some industries - - real estate, mortgage brokers and related finance, to name a few
毫無疑問，工作將在一些行業失去? ?房地產、抵押貸款中介和與其相關的金融行業等。 -
More bad news came from america ' s housing market, amid fresh concerns about the availability of mortgage finance
在對美國抵押貸款能力的擔憂中，美國房地產市場傳來了更多的壞消息。 -
Significant changes in the mortgage finance market also contributed to producing much more competitive mortgage interest rates
按揭貸款市場的重大轉變亦是造成按揭貸款利率更具競爭力的原因之一。 -
To the home buyers, it provides an additional choice of mortgage finance that can protect them from adverse movements in interest rates
對于置業人士來說，定息按揭將提供多一項按揭貸款選擇，使他們免受利率不利變化所影響。 -
The average rate for a 30 - year, fixed mortgage fell last week, to 5. 53 percent, the lowest level in 14 months, according to freddie mac, the mortgage finance company
根據聯邦住房貸款抵押公司的數據，上星期30年期的定期抵押貸款平均利率下降至5 . 53 % ，是十四個月的最低水平。
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