mortgage security 中文意思是什麼
mortgage security
解釋
按揭抵押-
In cases where mortgage of property is obtained as collateral security for trade finance / loan, title verification should be made by the approved advocate and satisfactory report should be kept on record, duly approved by the branch manager
如果公司把財產作為抵押品進行貿易融資貸款，應經過分行經理的合理批準，由授權的律師對抵押品進行資質審核，公司提交貸款報告並交銀行備案。 -
This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee
樓花按揭作為一種擔保方式起源於英美法上的mortgage ，所以本文第一部分首先探討了mortgage在英美法上的含義：特定財產權利的轉移；在債務人不履行債務時，債權人可以確定地取得所有權；債務人享有通過履行債務而贖回擔保物的權利，同時債權人負有交還財產的義務。其次，就我國的樓花按揭實踐總結了其基本特徵：樓花按揭涉及兩個合同三方當事人；樓花按揭的標的是一種期待性利益；樓花按揭是通過轉讓物業權益而設定的一種擔保方式；預售樓花滅失的風險應有開發商承擔；樓花按揭的階段性；樓花按揭實現方式的特殊性。最後，分析了樓花按揭所牽涉的各個法律關系，認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系，按揭當事人只有購房人（按揭人）與銀行。 -
On the concurrence of security interest in the contract of mortgage insurance
以按揭住房保險為視角 -
So - called exceptions such as retention of title, proprietary security, mortgage of movable property and especially the consignation in notion make me convinced that the publicity principle is not flawless at least in terms of movable property
所有權保留、讓與擔保和動產抵押，尤其是觀念交付等所謂例外現象的存在，令我相信，公示原則至少在動產上並非無懈可擊。 -
Nonetheless, mortgage - backed still have some existing defects with the security, profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors
但是，以現代商業銀行經營的安全性、盈利性和流動性角度來看，住房抵押貸款仍存在一些缺陷：一是銀行貸給按揭人的資金是銀行對儲蓄者的負債。 -
The fourth section deals with the sequence of payment among different types of exemption rights. it is argued that different types of exemption rights, based on the security interest of the same quality, the earlier the registration or the effective date of contracts is, the earlier paid ; regarding the exemption rights of different quality, the preconsideration shall be satisfied before other security interests, with lien satisfied before hypothecation or mortgage ; where the lawfully registered hypothecation and mortgage coexist, the sequence of their establishment is the sequence of their payment ; where they are established at the same time, they shall be paid in proportion to the security credits respectively ; where unregistered hypothecation and mortgage coexist, the mortgagee shall be paid first
第四部分別除權之間的清償順序，文章認為，同一性質的擔保物權構成的別除權之間，原則上按登記或合同生效時間的先後確定清償順序；不同性質的別除權之間，優先權優先於其他擔保物權，留置權優先於抵押權和質權；法定登記的抵押權與質權並存，按照設定的先後順序受償，同時設定者，按照各自擔保的債權比例受償；未經登記的抵押權與質權並存，質權人優先受償。 -
Mortgage is a security interest in real property
按揭是不動產的一種物權擔保 -
Mortgage, as a kind of security, which was originated from the ancient security system of fiducia in roman law, had acquired development and maturity in common law
按揭這一擔保形式，源於羅馬法的古老的信託質擔保方式，發展並成熟于英美法系國家。 -
Analysis of china developing house mortgage loan security ' s urgency
我國開展住房抵押貸款證券化的迫切性分析 -
As banking supervisor i am glad to see an improvement in the asset quality of banks, in that the deficiency in the value of the security of their mortgage loans has been reducing
作為銀行監管機構，金管局很高興見到銀行的資產質素有所改善，按揭貸款抵押品價值不足以抵償未償還貸款額的情況有所緩和。 -
As no. one of security, the system of mortgage plays an important role in such tunels. but with the development of the times, such should be focused on as how to further perfect legal system and how to keep balance between fairness and efficiency
但隨著時代的發展，如何進一步完善法律制度，使之更好地為社會融資服務，並在不損害他人利益時達到公平和效率的和協統一，這是法律工作者不可推卸的責任，筆者對抵押權順序的探討也是此目的。 -
We should attach more importance to following channels at present time : broaden monetary market function ; perfect stock mortgage loan ; develop investment institute ; explore investment banking business, including investment funds business channel, insurance business channel and security business channel ; make financial organization renovation. following policy suggestions should be applied : 1 ) perfect the policy environment ; 2 ) treat the problem rationally ; 3 ) implement financial mixed operation system in due time ; 4 ) foster financial market ; 5 ) enhance external supervision ; 6 ) deepen the construction of commercial banks ; 7 ) introduce bank capital into stock market in stages
貨幣市場和資本市場的不協調發展使證券機構出現制度外與體制外融資或違規操作，必須在兩個市場間建立資金和信息對流的寬敞通道，在路徑設計上，當前應擴展同業拆借市場、國債回購市場等貨幣市場渠道功能;完善股票質押貸款，及時推出非券商股票質押貸款，並注重風險防範;大力發展養老基金、保險公司、信託基金等機構投資者，吸收銀行資金間接入市;拓展投資銀行業務，包括基金、保險業務渠道、券商業務渠道、公司業務渠道;設立證券金融公司或金融控股集團，進行組織制度創新。 -
“ encumbrances ” include any option, right to acquire, right of preemption, mortgage, charge, pledge, lien, hypothecation, title creation, right of set - off, counterclaim, trust arrangemnet or other security or any equity or restriction ( including any relevant restriction imposed under the relevant law
「權力負擔」包括期權、收購權、優先權、抵押、押記、質押、留置、押匯、所有權的產生、抵付權、反訴、信託安排或其他擔保、或股權、限制（包括有關法律規定的任何有關限制。 ） -
The laws and rules that govern the mortgage - backed security market should be enhanced to protect investors, hence, lead to a sound capital market
本文結合我國住房抵押貨款證券化的金融生態環境，探討了投資者面臨的假按揭風險、抵押物處置風險和房貸險等法律問題，提出了完善相關法律金融制度的建議。 -
Section i mainly probes into the questions of the conception, nature, characteristics of the mortgage and the classification and variety of mortgage as well. while in section ii, the paper particularly analyzes the questions of the acquiring approach of mortgage, the parties to the mortgage contract, the target objects of mortgage contract, the prescription and content of mortgage contract, mortgage registration, the organizations of mortgage registration, the procedures of mortgage registration, etc. and section iii mainly illustrates the questions of the scope of creditor ' s rights of mortgage guarantee, the scope of target objects connected with the effect of mortgage, the party ' s rights and obligations in mortgage affairs ; the relationship between mortgage and guarantee, the conflicts between mortgage and other real rights granted by way of security
第一部分主要就抵押權及抵押的概念、性質、特徵、抵押權的分類、種類等問題進行了探討；第二部分著重分析了抵押權的獲得方式、抵押合同的當事人、抵押合同的標的物、抵押合同的訂立、內容，抵押登記、抵押登記機關、抵押登記程序；第三部分闡述了抵押擔保的債權的范圍，抵押權效力所及的標的物的范圍，抵押關系中當事人的權利義務，抵押與保證的關系，抵押權與其他擔保物權的競合，抵押權的處分；第四部分探討了抵押權的實現條件，抵押權的實現途徑，抵押權的實現方式，抵押權實現的限制，抵押權的次序，抵押權的消滅；第五部分重點研究了權利抵押權、最高額抵押權中的若干問題。 -
Mortgage - backed security
有抵押證券 -
The last one is to increase the security and liquidity of housing financing, and to reduce the risk and improve the efficiency. the secondary mortgage market must be established
最後，要提高住房資金的安全性和流動性，降低風險、提高效率，還需建立住房抵押二級市場，推行住房抵押證券化。 -
In order to be adapted to the requirement of financing of real estate and financial market, mortgage security had obtained remarkable boosts in the hong kong ' s real estate
從內容上考察，英美法中的按揭擔保與大陸法系讓與擔保在本質上基本相同。為了適應房地產金融市場融資的需要，按揭擔保在香港不動產領域得以發揚光大。 -
The cost and control of the home mortgage security
住房抵押貸款證券化的成本分析及其控制 -
Chapter two analyzes the causes of risks of the business from the perspectives of property developers, borrower, banks, mortgage security and regulatory and legal environment. chapter three introduces the best experience and practice in developed countries housing
在論文的第二章，筆者分別從開發商、借款人、銀行自身、抵押物、宏觀經濟環境等五個方面詳細闡述了個人住房按揭貸款風險形成的原因。
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