no-claims bonus 中文意思是什麼

no-claims bonus 解釋
無索償獎金
  • no : adj 1 〈加在單數名詞前，相當于冠詞 a an 的否定形式〉（一個也）沒有。 Is there a book on the table...
  • claims : 「
  • bonus : n. 1. 獎金；額外津貼。2. 紅利；額外股息。3. 退職金，退伍金；〈美國〉出征獎金[保險等]。4. 〈口語〉意外的禮物；（購貨時另外給顧客的）奉送品。
  1. A no - claims bonus is a reduction allowed in the cost of motor insurance when no claim has been made during previous years

    未索賠獎勵金是一種汽車保險在成本上的優惠，當近年來未曾索賠時。
  2. Through these analysis and conclusions of the models, the paper receives three revelations : applying the screening model to alleviate insured ' s adverse selection, employing different risk - sharing modes to deal with all sorts of insured ' s moral hazards, and replacing the current no - claims - discount mechanism in our auto insurance market with the no - claims bonus - malus mechanism

    從對這些模型的分析和結論中，本文得到三個啟示：充分利用信息甄別機制降低投保人的逆向選擇程度、針對被保險人不同類型的道德風險採用不同的風險分攤方式、將我國車險現行的無賠款優待制度修正為保費獎懲制度。
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